Split Pay Reviews: Is It Legit?

Customer Experience

Positive experience71.4% of reviews
Neutral1.8% of reviews
Negative experience26.8% of reviews

~ Based on 725 written reviews from the US App Store.

What users say about Split Pay

Is Split Pay Safe?

Split Pay: Split Bills in Two appears safe based on user ratings. AppsHunter Safety Score for Split Pay is 98/100.

This assessment is based on 22,588 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.2% of ratings point to a safe experience
0.6% of ratings suggest some concerns
2.2% of ratings point to a risky experience

~ Based on 21,600 App Store ratings for Split Pay.

Is Split Pay Legit?

Split Pay: Split Bills in Two appears to be a legitimate app. AppsHunter Legitimacy Score for Split Pay is 88/100.

Based on 88 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Best app

I send all my Clients and my family to this app this helps with rent better then any app. Love it

The best

Thank you for being there for me during hard times appreciate you SPLIT PAY!

Rent

I just started using Split Pay and I’m so grateful to have them.. Thank you for allowing me to use this company when I needed it the most.

So satisfied

The best thing that was ever created For someone who has lived check to check… thanks ! Haven’t been late for an entire year!!!! Highly recommend

Very useful

I absolutely love this app! Split Pay has made managing my payments so much easier and less stressful. Oh man I love the flexibility, convenience, and peace of mind it provides. It’s incredibly helpful to have another option that makes budgeting and staying on top of expenses more manageable. The app is easy to use, and the whole experience has been great. Definitely one of those apps you don’t realize how much you appreciate until you start using it. Highly recommend!
Show more

I love it

Excellente customer Services

My blessing!

I found out about split pay from my daughter. I was experiencing financial hardship and having issues with making my full payments at one time on my car note. She said, “Momma just apply and see!” I’m so glad I did! They approved me! I was like a weight lifted off my shoulder! They completed my first payment and so I held up my end of the bargain and paid my first split pay and excited to pay the second part. This was my blessing! A blessing to know that companies like this exist to help ease the burden off GOD’S people when we’re in a world that puts pressure on you and is so demanding when you just don’t have it or when your paycheck just isn’t enough. So thank you to whosoever is behind the scene being a blessing! May GOD continue to bless you abundantly so that you can continue to be a blessing!
Show more

Easy Sign-Up

I signed up for Split Pay on October 28, 2026 and by November 1 my rent was paid in full. Please note they do not accept Discover for a debit card so I did have to open up a Chime account and link my Capital One to it in order to use a Visa but, after that, so easy. All you do is add Split Pay’s checking/routing info and I enrolled in autopay. Now I could live more comfortably as a single person without relying on someone else. Definitely recommend.
Show more

Good for low income

Helps me a lot

They suck

They suck real bad and a lot of these reviews are fake

Horrible app

Won’t let me access my account or reset my password

The worse

They suspend your account and encourage you to contact support but refuse to speak with you to resolve the issue or guide you in the right direction. They are not here to help ppl at all.

Fraud

Took my money for 4 months and did not pay my car note for real. Got a bunch of return checks

Garbage app

Waste of time. won’t approve me with both my accounts and almost a thousand in my savings. Screw you guys for giving people hope when they need help. You should be ashamed.

Waste of time

I set up split to pay my mortgage, followed all the steps, had the money available and then split rejected the payment after I submitted. I was charged over $300 in fees because of this. I was skeptical on using this service for this very reason and now I’m in an even worse situation. No one will tell me why they rejected the payment. Just keep talking to a bot repeating the same lines
Show more

Disappointed

Seems my first review was deleted. I went through several hoops to get set up and was told my landlord would receive the payment. Then I got an email saying my payment was cancelled after my rent was due causing me to be late.

Nope

Ask a lot of person information like social and any copy of your ID

Constant updates

Being able to use this is great, it’s the constant app updates that is irritating and inconvenient.

I love Split Pay!!

Ever since I started using Split Pay I have not had one late payment and it’s given me a peace of mind when paying partially. Thank you Split Pay!!!

Awesome

This is very affordable and very convenient