212+ iOS apps curated and reviewed
Afterpay is the household name in split pay auto, but it's far from the only option. We track 212+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.9★ (752K) | Yes | No | Jul 2026 |
| 2 |  | Free | 4.8★ (158) | No | No | Jul 2026 |
| 3 |  | Free | 4.9★ (831K) | Yes | No | Jul 2026 |
| 4 |  | Free | 3.5★ (266) | No | No | Jul 2026 |
| 5 |  | Free | 4.3★ (22) | No | No | Jul 2026 |
| 6 |  | Free | 4.6★ (2.2K) | No | No | Jul 2026 |
| 7 |  | Free | 4.8★ (5.2K) | No | No | Jul 2026 |
| 8 |  | Free | 4.8★ (25K) | No | No | Jul 2026 |
Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.
Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.
Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.
Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.
Effortlessly divide group bills by snapping a photo of your check, matching items with friends, and settling up instantly. This app helps you save money by keeping your budget on track during group outings.
This app allows users to pay their rent in flexible installments throughout the month. It offers a convenient way to manage rent payments on your own schedule.
Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.
Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.
Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.
Easily split bills and track shared expenses with friends, roommates, or partners. Manage group costs for trips, rent, or dinners with real-time overviews and instant payment requests. Stay organized and settle up fairly, even with uneven amounts or multiple currencies.
Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.
Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.
Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.
Access your earned wages instantly and fee-free, without waiting for payday. Manage your money, pay bills, and transfer funds with real-time financial control.
Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.
Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.
Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.
Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.
Access a portion of your earned wages before payday to cover unexpected expenses. This service is not a loan and funds are available immediately. It helps eliminate overdraft and late payment fees, with automatic deductions on your payday.
Easily split restaurant bills and get reimbursed quickly. Snap a photo of your receipt, let friends select their items, and get paid back instantly via Venmo or Cash App with auto-calculated tax and tips.