Best Split Pay Auto Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

Split Pay is the household name in split pay auto, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Split Pay Auto Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Split Pay: Split Bills in TwoSplit Pay: Split Bills in TwoFree4.9★ (20K)NoNoOct 2026
2Split PaySplit PayFree4.3★ (22)NoNoJul 2026
3CarpayCarpayFree4.8★ (4.9K)NoNoOct 2026
4Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (36K)YesNoOct 2026
5Split – Pay TogetherSplit – Pay TogetherFree4.7★ (754)NoNoOct 2026
6WageBeacon: Work & PayWageBeacon: Work & PayFree—NoYesOct 2026
7SplitAura: Split Bills & TabsSplitAura: Split Bills & TabsFree—NoYesOct 2026
8Quitts: Split Bills & SettleQuitts: Split Bills & SettleFree—NoYesSep 2026

Top Picks for Split Pay Auto

Split Pay: Split Bills in Two#1

Split Pay: Split Bills in Two by Visible Ideas

Rent, Mortgage & Car Payments
Editor's Choice
💰 Finance
4.9😊(20K ratings)
Free
#95in Finance
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This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

What We Love

  • 🚀 Great service with team members that go above and beyond
  • 👍 Easy to use and intuitive
  • 💡 Helpful split pay feature
  • 🚀 Smooth and seamless process
  • 👍 Convenient for budgeting and managing rent payments
  • 🚀 Quick and responsive customer service
  • 👍 Helps build credit history

Room to Improve

  • 🐛 Delayed rent payments to landlord
  • 🐛 Accounts suspended with no explanation
  • 🐛 Difficult to get approved for split pay
  • 🐛 App crashes and freezes
  • 🐛 Lack of integration with property management portals
Split Pay#2

Split Pay by Split Payments, Inc.

Split Better, Save More
Strong Contender
🍔 Food & Drink
4.3(22 ratings)
Free
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Effortlessly divide group bills by snapping a photo of your check, matching items with friends, and settling up instantly. This app helps you save money by keeping your budget on track during group outings.

Carpay#3

Carpay by CarPay, Inc.

Car loan management made easy
Worth Considering
💰 Finance
4.8😞(4.9K ratings)
Free
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Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

What We Love

  • ⭐ Convenient and easy to use
  • ⭐ Secure payment method
  • ⭐ Helpful for making car payments remotely

Room to Improve

  • 💰 Excessive and unexpected fees
  • 🔒 Security issues with login and payment processing
  • 🐛 Buggy and unreliable app functionality

More Split Pay Auto apps to explore

FAQ about Split Pay Auto

What are the best split pay auto apps for iPhone?
Split Pay: Split Bills in Two tops our split pay auto apps ranking as of October 2026, with a 4.9-star average from 20K App Store ratings, and it's free to download.
Yes — 20 of the top split pay auto apps we rank are free to download, including Split Pay: Split Bills in Two and Split Pay.
Split Pay: Split Bills in Two has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ split pay auto apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.