Best Spit Pay Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

The best spit pay apps on iPhone average 4.6★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Spit Pay Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Split Pay: Split Bills in TwoSplit Pay: Split Bills in TwoFree4.9★ (16K)NoNoSep 2026
2Split – Pay TogetherSplit – Pay TogetherFree4.7★ (488)NoNoSep 2026
3Flex - Rent On Your ScheduleFlex - Rent On Your ScheduleFree4.8★ (489K)YesNoSep 2026
4Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (34K)YesNoSep 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoSep 2026
6ZayZoon - Wages On-DemandZayZoon - Wages On-DemandFree4.9★ (40K)NoNoSep 2026
7Rain Instant PayRain Instant PayFree4.8★ (43K)NoNoSep 2026
8Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026

Top Picks for Spit Pay

Split Pay: Split Bills in Two#1

Split Pay: Split Bills in Two by Visible Ideas

Rent, Mortgage & Car Payments
Editor's Choice
💰 Finance
4.9😊(16K ratings)
Free
Split Pay: Split Bills in Two screenshot 1
Split Pay: Split Bills in Two screenshot 2
Split Pay: Split Bills in Two screenshot 3
Split Pay: Split Bills in Two screenshot 4
Split Pay: Split Bills in Two screenshot 5

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

What We Love

  • 🚀 Great service with team members that go above and beyond
  • 👍 Easy to use and intuitive
  • 💡 Helpful split pay feature
  • 🚀 Smooth and seamless process
  • 👍 Convenient for budgeting and managing rent payments
  • 🚀 Quick and responsive customer service
  • 👍 Helps build credit history

Room to Improve

  • 🐛 Delayed rent payments to landlord
  • 🐛 Accounts suspended with no explanation
  • 🐛 Difficult to get approved for split pay
  • 🐛 App crashes and freezes
  • 🐛 Lack of integration with property management portals
Split – Pay Together#2

Split – Pay Together by Split Mobile Inc.

Split bills with friends
Strong Contender
💰 Finance
4.7😊(488 ratings)
Free
Split – Pay Together screenshot 1
Split – Pay Together screenshot 2
Split – Pay Together screenshot 3
Split – Pay Together screenshot 4
Split – Pay Together screenshot 5

Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.

What We Love

  • 👍 Easy to use with friends
  • 🚀 Seamless bill splitting
  • 💡 Convenient and efficient
  • 👍 Straightforward interface
Flex - Rent On Your Schedule#3

Flex - Rent On Your Schedule by Flexible Finance, Inc.

Split rent anywhere you live
Worth Considering
💰 Finance
4.8😞(489K ratings)
FreeAds
#79in Finance
Flex - Rent On Your Schedule screenshot 1
Flex - Rent On Your Schedule screenshot 2
Flex - Rent On Your Schedule screenshot 3
Flex - Rent On Your Schedule screenshot 4
Flex - Rent On Your Schedule screenshot 5
Flex - Rent On Your Schedule screenshot 6

This app allows renters to split their monthly rent into smaller, manageable payments. It facilitates on-time rent payments, helps build credit history, and offers a flexible repayment schedule.

What We Love

  • 🚀 Easy to use
  • 💡 Helpful for budgeting
  • 👍 Convenient rent payment
  • 🚀 Flexible payment schedule
  • 👍 Good customer service (in some cases)

Room to Improve

  • 🐛 Unreliable payment processing
  • 🔍 Lack of transparency
  • 💬 Poor communication from company
  • 🔍 Difficult to reach customer support
  • 🤯 Causes financial issues/overdrafts
  • 🤬 Unresponsive to user issues

More Spit Pay apps to explore

FAQ about Spit Pay

What are the best spit pay apps for iPhone?
Split Pay: Split Bills in Two tops our spit pay apps ranking as of September 2026, with a 4.9-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top spit pay apps we rank are free to download, including Split Pay: Split Bills in Two and Split – Pay Together.
Split Pay: Split Bills in Two has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ spit pay apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Split Pay allows you to divide your monthly rent into two smaller payments, making it easier to manage your finances. You can pay half on your rent due date and the other half two weeks later. This feature aims to reduce rent day stress and improve budgeting.
When you opt into free credit reporting and use autopay, your on-time rent payments are reported to credit bureaus. Payment history is a significant factor in credit scores, so consistently paying rent on time through the app can help you build a stronger credit history.

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