Best Slip Pay Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

If you already know Split Pay, this is the deeper bench. 250+ slip pay apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Slip Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Split Pay: Split Bills in TwoSplit Pay: Split Bills in TwoFree4.9★ (16K)NoNoSep 2026
2Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (33K)YesNoSep 2026
3Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (117K)NoNoSep 2026
4Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (858K)NoNoSep 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoSep 2026
6Amazon FlexAmazon FlexFree4.7★ (429K)NoNoSep 2026
7ZayZoon - Wages On-DemandZayZoon - Wages On-DemandFree4.9★ (40K)NoNoSep 2026
8Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.4M)YesNoSep 2026

Top Picks for Slip Pay

Split Pay: Split Bills in Two#1

Split Pay: Split Bills in Two by Visible Ideas

Rent, Mortgage & Car Payments
Editor's Choice
💰 Finance
4.9😊(16K ratings)
Free
Split Pay: Split Bills in Two screenshot 1
Split Pay: Split Bills in Two screenshot 2
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Split Pay: Split Bills in Two screenshot 5

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

What We Love

  • 🚀 Great service with team members that go above and beyond
  • 👍 Easy to use and intuitive
  • 💡 Helpful split pay feature
  • 🚀 Smooth and seamless process
  • 👍 Convenient for budgeting and managing rent payments
  • 🚀 Quick and responsive customer service
  • 👍 Helps build credit history

Room to Improve

  • 🐛 Delayed rent payments to landlord
  • 🐛 Accounts suspended with no explanation
  • 🐛 Difficult to get approved for split pay
  • 🐛 App crashes and freezes
  • 🐛 Lack of integration with property management portals
Deferit: Pay bills in 4#2

Deferit: Pay bills in 4 by deferit Pty Ltd

Buy now pay later for bills
Strong Contender
💰 Finance
4.8😊(33K ratings)
FreeAds
Deferit: Pay bills in 4 screenshot 1
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Deferit: Pay bills in 4 screenshot 4
Deferit: Pay bills in 4 screenshot 5
Deferit: Pay bills in 4 screenshot 6

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

What We Love

  • 💳 Helpful for paying bills in installments
  • ⏱️ Fast bill payment processing
  • 📆 Ability to change payment due dates
  • 🤝 Friendly and responsive customer service
  • 🧭 Convenient all-in-one bill management
  • 🆙 Increasing credit limits over time

Room to Improve

  • 🕰️ Delayed bill payments due to high volume
  • 🤖 Lack of phone/live chat support
  • 💰 Subscription fees and processing fees
  • 🚫 Issues with canceling or stopping payments
  • 🤔 Unclear payment methods (online vs. check)
Four | Buy Now, Pay Later#3

Four | Buy Now, Pay Later by Four Technologies, Inc

Flexible Shopping & Payments
Worth Considering
🛍️ Shopping
4.8😞(117K ratings)
Free
#54in Shopping
Four | Buy Now, Pay Later screenshot 1
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Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

What We Love

  • 💳 Convenient payment option
  • 🛒 Wide variety of stores
  • 🤑 Affordable payment plans
  • 📈 Increasing spending limits
  • 🤩 Great app experience

Room to Improve

  • 🤖 Poor customer service
  • ❌ Declined/canceled orders
  • 💰 Unauthorized charges
  • 🕰️ Slow refund processing
  • 🔒 Account/login issues

More Slip Pay apps to explore

FAQ about Slip Pay

What are the best slip pay apps for iPhone?
Split Pay: Split Bills in Two tops our slip pay apps ranking as of August 2026, with a 4.9-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top slip pay apps we rank are free to download, including Split Pay: Split Bills in Two and Deferit: Pay bills in 4.
Split Pay: Split Bills in Two has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ slip pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Split Pay allows you to divide your monthly rent into two smaller payments, making it easier to manage your finances. You can pay half on your rent due date and the other half two weeks later. This feature aims to reduce rent day stress and improve budgeting.
When you opt into free credit reporting and use autopay, your on-time rent payments are reported to credit bureaus. Payment history is a significant factor in credit scores, so consistently paying rent on time through the app can help you build a stronger credit history.

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