Best Split Pay Apps

215+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Whether you're new to split pay or looking for an upgrade, our curated collection of 215+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Split Pay

Split Pay – Pay Rent in Two#1

Split Pay – Pay Rent in Two by Visible Ideas, Inc.

Pay rent on your schedule
Editor's Choice
πŸ’° Finance
4.8😊(9.5K ratings)
Free
Split Pay – Pay Rent in Two screenshot 1
Split Pay – Pay Rent in Two screenshot 2
Split Pay – Pay Rent in Two screenshot 3
Split Pay – Pay Rent in Two screenshot 4
Split Pay – Pay Rent in Two screenshot 5
Split Pay – Pay Rent in Two screenshot 6

A secure and fee-free rent payment app that directly transfers money to landlords, allows scheduling of one-time or repeat payments, and offers the option to report rent payments to credit bureaus for building credit. Simply connect your bank account, enter rent details, and your landlord will be notified once payment is made. Prioritizing security with end-to-end encryption, SOC2 compliance, and proactive defense measures.

What We Love

  • πŸš€ Great service with team members that go above and beyond
  • πŸ‘ Easy to use and intuitive
  • πŸ’‘ Helpful split pay feature
  • πŸš€ Smooth and seamless process

Room to Improve

  • πŸ› Delayed rent payments to landlord
  • πŸ› Accounts suspended with no explanation
  • πŸ› Difficult to get approved for split pay
Split Pay#2

Split Pay by Split Payments, Inc.

Split Better, Save More
Strong Contender
πŸ” Food & Drink
4.3(22 ratings)
Free
Split Pay screenshot 1
Split Pay screenshot 2
Split Pay screenshot 3
Split Pay screenshot 4
Split Pay screenshot 5
Split Pay screenshot 6

This application helps users easily divide group bills and save money by snapping a photo of the check, matching items with friends, and settling up instantly. It provides a seamless group dining experience by accurately allocating tips and tax, and allowing users to settle up instantly with integrated payment options.

Flex - Rent On Your Schedule#3

Flex - Rent On Your Schedule by Flexible Finance, Inc.

Pay rent on your own schedule
Worth Considering
πŸ’° Finance
4.8😞(404K ratings)
FreeAds
#90in Finance
Flex - Rent On Your Schedule screenshot 1
Flex - Rent On Your Schedule screenshot 2
Flex - Rent On Your Schedule screenshot 3
Flex - Rent On Your Schedule screenshot 4
Flex - Rent On Your Schedule screenshot 5

An app that helps users pay their rent on a flexible schedule by splitting it into two payments, aiding in timely rent payments, cash flow management, and credit history improvement. Membership fee of $14.99/month plus 1% bill payment fee.

What We Love

  • πŸš€ Easy to use
  • πŸ’‘ Helpful for budgeting
  • πŸ‘ Convenient rent payment
  • πŸš€ Flexible payment schedule

Room to Improve

  • πŸ› Unreliable payment processing
  • πŸ” Lack of transparency
  • πŸ’¬ Poor communication from company

More Split Pay apps to explore

4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Pay and manage your bills effortlessly with our app. Take a photo of your bill, select the amount, and we pay it for you. Save money, build credit history, and join over 500,000 users taking control of their bills today!

πŸ’° Finance
(23K)
5
Livble - Split your rent
Livble - Split your rent
Livble - Split your rent
Pay rent on your own schedule
Free

Split your rent easily with our app - pay your rent in flexible installments throughout the month. Take control of your rent payments with Livble today!

πŸ’° Finance
(1.9K)
6
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

πŸ›οΈ Shopping
(108K)
7
Split – Pay Together
Split – Pay Together
Split – Pay Together
Split bills with friends
Free

Make group payments fast, transparent, and automatic by easily splitting expenses with friends, whether it's rent, dinner, or a weekend getaway. Simplify the process of figuring out who owes what and get paid back quickly with this modern solution.

πŸ’° Finance
(158)
8
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

πŸ›οΈ Shopping
(384)
9
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4ΒΉ
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

πŸ›οΈ Shopping
(288K)
10
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free
πŸ’° Finance
(253)
11
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4ΒΉ
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

πŸ›οΈ Shopping
(823K)
12
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

πŸ’° Finance
(82K)
13
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

πŸ’° Finance
(2.2M)
14
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

Discover new and trending fashion items from top brands curated just for you. Get personalized recommendations based on your style preferences and shop the latest trends effortlessly. Update your wardrobe with ease!

πŸ’° Finance
(59K)
15
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

πŸ›οΈ Shopping
(1.7M)
16
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Discover a revolutionary shopping companion that uses cutting-edge technology to enhance your shopping experience. Find personalized recommendations, exclusive deals, and seamless checkout options all in one place. Elevate your shopping with Katapult today!

πŸ’° Finance
(27K)
17
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

πŸ’° Finance
(8.4K)
18
Pay with Sublime
Pay with Sublime
Pay with Sublime
Split up and save on bills
Free

This personal finance app uses AI to help you save money on subscriptions by negotiating bills on your behalf and alerting you to upcoming due dates. By connecting your subscriptions, you can track and manage them in one place, and lower your bills without having to call customer service.

πŸ’° Finance
(77)
19
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

πŸ’° Finance
(190K)
20
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Easy Leasing & Payment Options
Free

Lease must-have merchandise up to $4,000 without credit or cash using Acima. Shop furniture, electronics, appliances, and more from thousands of stores. Manage your lease details, payments, and agreements conveniently with the app.

πŸ›οΈ Shopping
(25K)

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