Best Pay Apps

247+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

From beginner-friendly picks to power-user tools, our pay list covers 247+ iPhone apps updated through October 2026. Compare ratings, prices, and screenshots in one place.

Compare top Pay Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoOct 2026
2Apple WalletApple WalletFree4.8★ (7.4M)NoNoOct 2026
3Cash AppCash AppFree4.8★ (8.7M)NoNoOct 2026
4DailyPay On-Demand PayDailyPay On-Demand PayFree4.8★ (495K)NoNoOct 2026
5VenmoVenmoFree4.8★ (15M)NoNoOct 2026
6PayRangePayRangeFree4.7★ (221K)NoNoOct 2026
7Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (4K)NoNoOct 2026
8Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoOct 2026

Top Picks for Pay

PayPal - Pay, Send, Save#1

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Editor's Choice
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#5in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
  • 🤖 Overly automated with lack of human interaction
Apple Wallet#2

Apple Wallet by Apple

Apple Pay, Apple Card and more
Strong Contender
💰 Finance
4.8😊(7.4M ratings)
Free
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
Apple Wallet screenshot 4
Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes
  • 🏠 Stores digital keys and IDs

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
  • 🔍 Lack of customization options (nicknames, images)
  • 🇨🇦 Limited support for Canadian features
Cash App#3

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Worth Considering
💰 Finance
4.8😞(8.7M ratings)
Free
#3in Finance
Cash App screenshot 1
Cash App screenshot 2
Cash App screenshot 3
Cash App screenshot 4
Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing
  • 🤑 Borrow money feature

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
  • 🔍 Unclear account restrictions and limits
  • 🐛 App crashes and technical issues

More Pay apps to explore

FAQ about Pay

What are the best pay apps for iPhone?
PayPal - Pay, Send, Save tops our pay apps ranking as of October 2026, with a 4.8-star average from 6.3M App Store ratings, and it's free to download.
Yes — 20 of the top pay apps we rank are free to download, including PayPal - Pay, Send, Save and Apple Wallet.
PayPal - Pay, Send, Save shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 247+ pay apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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