Best Pay Friends Apps

248+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated October 2026

Splitwise is the household name in pay friends, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Pay Friends Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SplitwiseSplitwiseFree4.0★ (29K)NoYesOct 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoOct 2026
3Paidwork: Make MoneyPaidwork: Make MoneyFree4.3★ (6.6K)YesNoOct 2026
4VenmoVenmoFree4.8★ (15M)NoNoOct 2026
5Moneypool: Payments w/ friendsMoneypool: Payments w/ friendsFree4.9★ (1.2K)NoNoOct 2026
6Skrill - Pay & Transfer MoneySkrill - Pay & Transfer MoneyFree4.6★ (25K)YesNoOct 2026
7Switch: Move Money Your WaySwitch: Move Money Your WayFree4.5★ (529)NoYesOct 2026
8Cash AppCash AppFree4.8★ (8.8M)NoNoOct 2026

Top Picks for Pay Friends

Splitwise#1

Splitwise by Splitwise, Inc.

Split expenses with friends
Editor's Choice
💰 Finance
4.0😊(29K ratings)
FreeIn-App Purchases
#31in Finance
Splitwise screenshot 1
Splitwise screenshot 2
Splitwise screenshot 3
Splitwise screenshot 4
Splitwise screenshot 5

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

What We Love

  • 🚀 Simplifies splitting expenses
  • 👍 Easy to use and intuitive
  • 💡 Helpful for group trips and shared living
  • 🚀 Convenient payment integration
  • 🚀 Supports multiple currencies

Room to Improve

  • 🐛 Confusing settle up process
  • 🐛 Inaccurate receipt scanning
  • 💰 Subscription model too expensive
  • 🐛 Glitches when switching between apps
  • 🐛 Inconsistent user experience
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Strong Contender
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#5in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
  • 🤖 Overly automated with lack of human interaction
Paidwork: Make Money#3

Paidwork: Make Money by Paidwork LLC

Get paid wherever you are
Worth Considering
💰 Finance
4.3😞(6.6K ratings)
FreeAds
Paidwork: Make Money screenshot 1
Paidwork: Make Money screenshot 2
Paidwork: Make Money screenshot 3
Paidwork: Make Money screenshot 4
Paidwork: Make Money screenshot 5

Earn money from any device with internet access by completing various tasks like surveys, typing, and online shopping. Set your own hours and withdraw earnings quickly via bank transfer or PayPal. Refer friends for bonuses.

What We Love

  • 👍 User-friendly interface
  • 💰 Variety of earning opportunities
  • 🕰️ Flexible work schedule
  • 🧠 Opportunity to develop skills
  • 🏠 Convenient to work from anywhere

Room to Improve

  • 🐛 Inconsistent payouts and point system
  • ⏱️ Time-consuming tasks for minimal earnings
  • 🚫 Difficulty in withdrawing earnings
  • 🔒 Concerns about security and privacy
  • 💸 Misleading advertising about earning potential

More Pay Friends apps to explore

FAQ about Pay Friends

What are the best pay friends apps for iPhone?
Splitwise tops our pay friends apps ranking as of October 2026, with a 4.0-star average from 29K App Store ratings, and it's free to download.
Yes — 20 of the top pay friends apps we rank are free to download, including Splitwise and PayPal - Pay, Send, Save.
Splitwise has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 248+ pay friends apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.