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Best Pay Friends Apps

223+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

PayPal is the household name in pay friends, but it's far from the only option. We track 223+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Pay Friends

PayPal - Pay, Send, Save#1

PayPal - Pay, Send, Save by PayPal, Inc.

Savings, cash back, pay later
Editor's Choice
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
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Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
Switch: Move Money Your Way#2

Switch: Move Money Your Way by grink Inc.

Banking, Events & Debit Cards
Strong Contender
💰 Finance
4.4😊(487 ratings)
FreeIn-App Purchases
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This app simplifies group finances by allowing users to create shared bank accounts and debit cards, collect money for events, and manage group spending. It offers a fee-free experience with cash back rewards and exclusive perks.

What We Love

  • 👍 Convenient for group payments
  • 🚀 Efficient for collecting dues and fees
  • 💡 Helpful for managing organization finances
  • 👍 Intuitive and user-friendly interface

Room to Improve

  • 🐛 Occasional app crashes and bugs
  • 🔒 Concerns about identity verification and account suspension
  • 💰 High transaction fees for credit card payments
Cash App#3

Cash App by Block, Inc.

P2P. BTC. Debit Card. Wallet.
Worth Considering
💰 Finance
4.8😞(8.5M ratings)
FreeAds
#5in Finance
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Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges

More Pay Friends apps to explore

4
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(24K)
free with in-app purchases
5
Moneypool: Payments w/ friends
Moneypool: Payments w/ friends
Moneypool: Payments w/ friends
Pool money with friends
Free

Easily collect money from friends for group events like dinners, trips, or gifts. Create a payment link to share, allowing friends to pay without downloading the app. Track all payments in one place and avoid manual tracking or awkward reminders.

Create payment linksShare links easilyFriends pay without app download
💰 Finance
(1.2K)
free with in-app purchases
6
Splitwise
Splitwise
Splitwise
Split expenses with friends
Free

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

Create groups or private friendshipsAdd expenses in any currencySimplify debts into repayment plans
💰 Finance
(26K)
free with in-app purchases
7
GYDO. Buy A Friend A Drink
GYDO. Buy A Friend A Drink
GYDO. Buy A Friend A Drink
Gifting Drinks To Friends
Free

Send a drink to friends anywhere in the world. This social gifting platform lets you buy beverages at their favorite local spots, perfect for celebrating milestones from afar. Funds are stored digitally for easy redemption.

Gift drinks globallySocial gifting platformDigital gift cards
🍔 Food & Drink
(57)
free
8
Paidwork: Make Money
Paidwork: Make Money
Paidwork: Make Money
Get paid wherever you are
Free

Earn money from any device with internet access by completing various tasks like surveys, typing, and online shopping. Set your own hours and withdraw earnings quickly via bank transfer or PayPal. Refer friends for bonuses.

Complete surveysType textsOnline shopping
💰 Finance
(6.2K)
free with in-app purchases
9
Venmo
Venmo
Venmo
Send Money, Split Expenses
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases
10
Remitly: Send money abroad
Remitly: Send money abroad
Remitly: Send money abroad
Send for Personal or Business
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.6M)
free with in-app purchases
11
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
💰 Finance
(268K)
free with in-app purchases
12
Metal Pay: Buy Bitcoin and ETH
Metal Pay: Buy Bitcoin and ETH
Metal Pay: Buy Bitcoin and ETH
Buy Bitcoin. Send to Friends.
Free

Easily buy, send, and trade popular cryptocurrencies like Bitcoin and Ethereum. Fund your account with a linked bank card and transact with friends for free. Instantly acquire crypto even while cash transactions are pending.

Buy Bitcoin and EthereumSend crypto to friendsTrade USDC with 0% fees
💰 Finance
(4.3K)
free with in-app purchases
13
Rent A Cyber Friend
Rent A Cyber Friend
Rent A Cyber Friend
Rent or Work as a Cyber Friend
Free

Connect with individuals globally for paid 1-to-1 video conversations. Share knowledge, expertise, and experiences on a wide range of topics. Find a cyber friend to listen, guide, or help you find solutions, or become a cyber friend to share your skills.

1-to-1 video conversationsGlobal network of cyber friendsDiverse discussion topics
💼 Business
(438)
free with in-app purchases
14
PayMate - Pay your mates
PayMate - Pay your mates
PayMate - Pay your mates
by Alternative Payments Ltd
Free
💰 Finance
(0)
15
Timeleft: Make New Friends IRL
Timeleft: Make New Friends IRL
Timeleft: Make New Friends IRL
Meet People at a Dinner Meetup
Free

This app connects you with like-minded individuals for in-person meetups like dinners, coffee, or runs. It focuses on personality-based matching and curated experiences to foster genuine friendships without endless swiping.

Personality-based matchingCurated in-person meetupsGroup dinners and drinks
🌐 Social Networking
(7.7K)
free with in-app purchases
16
Kndrd: Make Friends IRL
Kndrd: Make Friends IRL
Kndrd: Make Friends IRL
Get back to real life social
Free

Connect with people in your city for real-life activities and shared experiences. Propose plans or join existing ones to discover new friends for concerts, drinks, or hobbies. The app also features a community forum for advice and recommendations.

Propose and join real-life plansFind friends for activitiesAutomatic group chats for plans
🌐 Social Networking
(1.2K)
free
17
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
Track debts and split bills
Free

Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.

Track running tallies of debtsSplit bills by assigning items from receipt photosSign up with phone number
💰 Finance
(62)
free with in-app purchases
18
Replika - AI Companion Chat
Replika - AI Companion Chat
Replika - AI Companion Chat
Chat, talk with Robot Chatbot
Free

This AI companion is available 24/7 via text, voice, and video to discuss anything on your mind. It learns your preferences and goals, offering proactive suggestions to help you move forward in life. Explore the internet, generate images, and customize your AI's appearance.

24/7 AI companionText, voice, and video callsProactive suggestions for personal growth
💪 Health & Fitness
(228K)
free with in-app purchases
19
BFF: Make friends & meet up
BFF: Make friends & meet up
BFF: Make friends & meet up
Friendship, Chat and Meet up
Free

Connect with millions to build lasting friendships. Discover people who share your interests, hobbies, and life stage. This platform offers tools to express yourself, find compatible matches, and engage in chats or groups to plan real-world meetups.

Connect with millions of usersFind friends based on shared interestsProfile customization with bios and prompts
🌐 Social Networking
(7.4K)
free
20
Renz - Make New Friends
Renz - Make New Friends
Renz - Make New Friends
Meet real people, find a bff
Free

Connect with people globally based on shared interests and vibes. Create a profile, swipe through potential friends, and start chatting instantly in a safe and inclusive environment designed for teens.

Unlimited swipesSend connection requestsInstant chat
🌐 Social Networking
(17K)
free with in-app purchases

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