Best Pay Friends Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Moneypool is the household name in pay friends, but it's far from the only option. We track 250+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Pay Friends Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Moneypool: Payments w/ friendsMoneypool: Payments w/ friendsFree4.9โ˜… (1.2K)NoNoSep 2026
2VenmoVenmoFree4.8โ˜… (15M)NoNoSep 2026
3Skrill - Pay & Transfer MoneySkrill - Pay & Transfer MoneyFree4.6โ˜… (24K)YesNoSep 2026
4Cash AppCash AppFree4.8โ˜… (8.7M)NoNoSep 2026
5PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8โ˜… (6.3M)YesNoSep 2026
6Switch: Move Money Your WaySwitch: Move Money Your WayFree4.4โ˜… (506)NoYesSep 2026
7SplitwiseSplitwiseFree4.0โ˜… (28K)NoYesSep 2026
8Ria Money TransferRia Money TransferFree4.8โ˜… (290K)NoNoSep 2026

Top Picks for Pay Friends

Moneypool: Payments w/ friends#1

Moneypool: Payments w/ friends by Moneypool

Pool money with friends
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(1.2K ratings)
Free
Moneypool: Payments w/ friends screenshot 1
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Moneypool: Payments w/ friends screenshot 4
Moneypool: Payments w/ friends screenshot 5
Moneypool: Payments w/ friends screenshot 6

Easily collect money from friends for group events like dinners, trips, or gifts. Create a payment link to share, allowing friends to pay without downloading the app. Track all payments in one place and avoid manual tracking or awkward reminders.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient and fast
  • ๐Ÿ”’ Secure payments
  • ๐Ÿ’ก Great for collecting money in groups

Room to Improve

  • ๐ŸŒ Only available in Spanish
  • ๐Ÿ’ฐ High commission fees
  • ๐Ÿค” Confusing account creation process
Venmo#2

Venmo by Venmo

Send Money, Debit card
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(15M ratings)
Free
#4in Finance
Venmo screenshot 1
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Venmo screenshot 6

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

What We Love

  • ๐Ÿš€ Reliable, user-friendly, and convenient
  • ๐Ÿ”’ Robust security features
  • ๐Ÿ‘ Untrustworthy vendor protection
  • ๐Ÿ’ก Investing feature built-in

Room to Improve

  • ๐Ÿ› Buggy and glitchy app
  • ๐Ÿ”’ Weak account security
  • ๐Ÿ”’ Unreliable customer support
  • ๐Ÿ’ฐ Holds funds without explanation
  • ๐Ÿ’ฐ Freezes accounts without notice
  • ๐Ÿ’ฐ Difficult to access own money
Skrill - Pay & Transfer Money#3

Skrill - Pay & Transfer Money by Skrill Ltd.

Fast, secure online payments
Worth Considering
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(24K ratings)
FreeAds
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Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

What We Love

  • ๐Ÿš€ Fast and efficient transactions
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure platform
  • ๐Ÿ’ก Versatile features like cryptocurrency trading

Room to Improve

  • ๐Ÿค” Confusing verification process
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ฐ High fees for certain transactions
  • ๐Ÿ”’ Unexpected account restrictions
  • ๐Ÿคฏ Lack of transparency around policies

More Pay Friends apps to explore

FAQ about Pay Friends

What are the best pay friends apps for iPhone?
Moneypool: Payments w/ friends tops our pay friends apps ranking as of September 2026, with a 4.9-star average from 1.2K App Store ratings, and it's free to download.
Yes โ€” 20 of the top pay friends apps we rank are free to download, including Moneypool: Payments w/ friends and Venmo.
Moneypool: Payments w/ friends has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ pay friends apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Moneypool is an application designed to simplify the process of collecting money from friends for group expenses. It allows users to create shareable payment links for events like dinners, trips, or group gifts, eliminating the need for manual tracking and awkward reminders.
Your friends can pay you by clicking on the payment link you share. They can use their preferred payment method, such as a card or bank transfer, and they do not need to download the Moneypool app to make a payment.