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Best Pay Friends Apps

223+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

PayPal is the household name in pay friends, but it's far from the only option. We track 223+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Pay Friends

PayPal - Pay, Send, Save#1

PayPal - Pay, Send, Save by PayPal, Inc.

Savings, cash back, pay later
Editor's Choice
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#2in Finance
PayPal - Pay, Send, Save screenshot 1
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An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
Switch: Move Money Your Way#2

Switch: Move Money Your Way by grink Inc.

Banking, Events & Debit Cards
Strong Contender
💰 Finance
4.4😊(487 ratings)
FreeIn-App Purchases
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Switch: Group Payments simplifies group financial management for any occasion, eliminating the hassle of tracking payments manually. Create group funds instantly, track expenses in real-time, and spend using a shared virtual card. Join the launch for exclusive rewards and convenient intern opportunities!

What We Love

  • 👍 Convenient for group payments
  • 🚀 Efficient for collecting dues and fees
  • 💡 Helpful for managing organization finances
  • 👍 Intuitive and user-friendly interface

Room to Improve

  • 🐛 Occasional app crashes and bugs
  • 🔒 Concerns about identity verification and account suspension
  • 💰 High transaction fees for credit card payments
Cash App#3

Cash App by Block, Inc.

P2P. BTC. Debit Card. Wallet.
Worth Considering
💰 Finance
4.8😞(8.4M ratings)
FreeAds
#1in Finance
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This application allows users to send, spend, save, and invest money easily. With features like instant money transfers, discounts on everyday spending, free tax filing, early paycheck access, and simple bitcoin investing, it provides a convenient and comprehensive financial solution for users. Consider downloading this app for seamless financial management.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges

More Pay Friends apps to explore

4
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

A secure mobile payment app that allows users to effortlessly send and receive money, pay for purchases, and manage their finances on the go. Simplify your transactions with Skrill – download now!

💰 Finance
(23K)
5
Moneypool: Payments w/ friends
Moneypool: Payments w/ friends
Moneypool: Payments w/ friends
Pool money with friends
Free

Simplify your payments with friends through an app that lets you easily collect and send money for various activities, fantasy football, businesses, and school events. Enjoy secure transactions and efficient money management features that go beyond just collecting funds, such as transferring money via Whatsapp and sending payment links to debtors.

💰 Finance
(1.1K)
6
Splitwise
Splitwise
Splitwise
Split expenses with friends
Free

An app that simplifies sharing expenses among friends and family, making it easy to split bills for rent, trips, events, and more. Offers features like multi-platform support, debt simplification, expense categorization, and integrated payment options. Experience stress-free money management and smoother financial relationships.

💰 Finance
(25K)
7
GYDO. Buy A Friend A Drink
GYDO. Buy A Friend A Drink
GYDO. Buy A Friend A Drink
Gifting Drinks To Friends
Free
🍔 Food & Drink
(57)
8
Paidwork: Make Money
Paidwork: Make Money
Paidwork: Make Money
Get paid wherever you are
Free

Earn money from anywhere with Paidwork! Choose how you want to earn, complete tasks like surveys and shopping to make up to $150 a month. Withdraw earnings easily with Bank transfer or PayPal, with a minimum withdrawal amount of $1. Invite friends and earn $10 each! Start making money today! Contact us at feedback@paidwork.com for more information.

💰 Finance
(6.2K)
9
Venmo
Venmo
Venmo
Send Money, Split Expenses
Free

Easily send and receive money from friends and family with this convenient mobile app. Split bills, pay for purchases, and manage your finances on-the-go. Download now to simplify your financial transactions.

💰 Finance
(15M)
10
Remitly: Send money abroad
Remitly: Send money abroad
Remitly: Send money abroad
Send for Personal or Business
Free

Easily send money to friends and family abroad with our user-friendly app. Enjoy secure and convenient international transfers at your fingertips. Sign up now to stay connected globally!

💰 Finance
(2.6M)
11
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to loved ones with the Ria Money Transfer app. Experience reliable service, fast transfers, and convenient delivery options worldwide. Download now for exclusive rates and a $0 fee on your first transfer!

💰 Finance
(262K)
12
Metal Pay: Buy Bitcoin and ETH
Metal Pay: Buy Bitcoin and ETH
Metal Pay: Buy Bitcoin and ETH
Buy Bitcoin. Send to Friends.
Free

An app that allows you to easily transact with popular cryptocurrencies like Bitcoin, XPR, and MTL directly from your phone. Users can link their bank card, fund their account, and start buying crypto with low fees. Available in various states and territories. Learn more at the app's website.

💰 Finance
(4.3K)
13
Rent A Cyber Friend
Rent A Cyber Friend
Rent A Cyber Friend
Rent or Work as a Cyber Friend
Free

Rent A Cyber Friend is an innovative online marketplace where you can connect with others, share your time, and earn money. Browse a global network of cyber friends to find someone to listen, guide, or support you on any topic, 24/7. Start making connections today!

💼 Business
(437)
14
PayMate - Pay your mates
PayMate - Pay your mates
PayMate - Pay your mates
by Alternative Payments Ltd
Free
💰 Finance
(0)
15
Timeleft: Make New Friends IRL
Timeleft: Make New Friends IRL
Timeleft: Make New Friends IRL
Meet People at a Dinner Meetup
Free

An app that facilitates chance encounters with strangers over dinner, promoting connections beyond digital screens. Available in various cities worldwide. Check it out and say "Hello stranger!"

🌐 Social Networking
(7.2K)
16
Kndrd: Make Friends IRL
Kndrd: Make Friends IRL
Kndrd: Make Friends IRL
Get back to real life social
Free

Discover spontaneous activities and social connections with a new app focused on real-world interactions. Find casual hangouts and fun things to do in your city - make it happen! Join the movement for genuine social experiences.

🌐 Social Networking
(1.2K)
17
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
Track debts and split bills
Free

Easily track and manage debts with friends by snapping pictures of bills, assigning expenses, and keeping a running tally of what everyone owes. Sign up with your phone number and start settling up with friends today!

💰 Finance
(61)
18
Replika - AI Friend
Replika - AI Friend
Replika - AI Friend
Chat, talk with Robot Chatbot
Free

Connect with an AI friend who is always here to listen and talk. Chat with Replika for a supportive conversation anytime you need.

💪 Health & Fitness
(14K)
19
BFF: Make Friends. By Bumble.
BFF: Make Friends. By Bumble.
BFF: Make Friends. By Bumble.
Friendship, Chat and Meet up
Free

Discover local group chats and events near you with our app. Join diverse communities, RSVP to events, and engage in chats with various features. Start meeting new people and exploring your city today!

🌐 Social Networking
(6.5K)
20
Renz - Make New Friends
Renz - Make New Friends
Renz - Make New Friends
Meet real people, find a bff
Free

Connect with new people around the world through text and video chat, find common interests, and expand your social circle. Join Renz now and start making meaningful connections!

🌐 Social Networking
(17K)