Best Pay Friends Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Venmo is the household name in pay friends, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Pay Friends Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1VenmoVenmoFree4.8★ (15M)NoNoAug 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
3SplitwiseSplitwiseFree4.0★ (27K)NoYesAug 2026
4Cash AppCash AppFree4.8★ (8.6M)NoNoAug 2026
5BFF: Make friends & meet upBFF: Make friends & meet upFree4.2★ (8K)YesNoAug 2026
6Moneypool: Payments w/ friendsMoneypool: Payments w/ friendsFree4.9★ (1.2K)NoNoAug 2026
7Skrill - Pay & Transfer MoneySkrill - Pay & Transfer MoneyFree4.6★ (24K)YesNoAug 2026
8Switch: Move Money Your WaySwitch: Move Money Your WayFree4.4★ (502)NoYesAug 2026

Top Picks for Pay Friends

Venmo#1

Venmo by Venmo

Send Money, Debit card
Editor's Choice
💰 Finance
4.8😞(15M ratings)
Free
#4in Finance
Venmo screenshot 1
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Venmo screenshot 6

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

What We Love

  • 🚀 Reliable, user-friendly, and convenient
  • 🔒 Robust security features
  • 👍 Untrustworthy vendor protection
  • 💡 Investing feature built-in

Room to Improve

  • 🐛 Buggy and glitchy app
  • 🔒 Weak account security
  • 🔒 Unreliable customer support
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, savings, pay later
Strong Contender
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
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PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
Splitwise#3

Splitwise by Splitwise, Inc.

Split expenses with friends
Worth Considering
💰 Finance
4.0😊(27K ratings)
FreeIn-App Purchases
#31in Finance
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Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

What We Love

  • 🚀 Simplifies splitting expenses
  • 👍 Easy to use and intuitive
  • 💡 Helpful for group trips and shared living
  • 🚀 Convenient payment integration

Room to Improve

  • 🐛 Confusing settle up process
  • 🐛 Inaccurate receipt scanning
  • 💰 Subscription model too expensive

More Pay Friends apps to explore

4
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
5
BFF: Make friends & meet up
BFF: Make friends & meet up
BFF: Make friends & meet up
Friendship app by Bumble
Free

Connect with millions to build lasting friendships. Discover people who share your interests, hobbies, and life stage. This platform offers tools to express yourself, find compatible matches, and engage in chats or groups to plan real-world meetups.

Connect with millions of usersFind friends based on shared interestsProfile customization with bios and prompts
🌐 Social Networking
(8K)
free
6
Moneypool: Payments w/ friends
Moneypool: Payments w/ friends
Moneypool: Payments w/ friends
Pool money with friends
Free

Easily collect money from friends for group events like dinners, trips, or gifts. Create a payment link to share, allowing friends to pay without downloading the app. Track all payments in one place and avoid manual tracking or awkward reminders.

Create payment linksShare links easilyFriends pay without app download
💰 Finance
(1.2K)
free with in-app purchases
7
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(24K)
free with in-app purchases
8
Switch: Move Money Your Way
Switch: Move Money Your Way
Switch: Move Money Your Way
Banking, Events & Debit Cards
Free

This app simplifies group finances by allowing users to create shared bank accounts and debit cards, collect money for events, and manage group spending. It offers a fee-free experience with cash back rewards and exclusive perks.

Shared bank accounts and debit cardsGroup money collection with MoneyPoolsReal-time spending notifications
💰 Finance
(502)
free with in-app purchases
9
GYDO. Buy A Friend A Drink
GYDO. Buy A Friend A Drink
GYDO. Buy A Friend A Drink
Gifting Drinks To Friends
Free

Send a drink to friends anywhere in the world. This social gifting platform lets you buy beverages at their favorite local spots, perfect for celebrating milestones from afar. Funds are stored digitally for easy redemption.

Gift drinks globallySocial gifting platformDigital gift cards
🍔 Food & Drink
(58)
free
10
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Fast international payments
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.7M)
free with in-app purchases
11
PayMate - Pay your mates
PayMate - Pay your mates
PayMate - Pay your mates
by Alternative Payments Ltd
Free
💰 Finance
(0)
12
Paidwork: Make Money
Paidwork: Make Money
Paidwork: Make Money
Get paid wherever you are
Free

Earn money from any device with internet access by completing various tasks like surveys, typing, and online shopping. Set your own hours and withdraw earnings quickly via bank transfer or PayPal. Refer friends for bonuses.

Complete surveysType textsOnline shopping
💰 Finance
(6.2K)
free with in-app purchases
13
SettleUp: Group Pay Calculator
SettleUp: Group Pay Calculator
SettleUp: Group Pay Calculator
by Sahanand Verma
Free
🔧 Utilities
(0)
14
ToChat - Meet New Friends
ToChat - Meet New Friends
ToChat - Meet New Friends
AI Picks for Real Chats
Free

Discover and connect with new people for genuine friendships. This app also offers a unique AI companion for judgment-free conversations and emotional support. Find someone to talk to, relieve stress, and feel less alone.

Find and meet new friendsReal person authenticationAI friend for conversations
🌟 Lifestyle
(5.8K)
free with in-app purchases
15
O3: Study With Friends
O3: Study With Friends
O3: Study With Friends
Made by O3 Study Cafe
Free

This community app allows users to earn digital currency for purchases like food and drinks. It's the official platform for engaging with the O3space community and its offerings.

Earn o-coinsSpend o-coins on food and drinksOfficial community app
📊 Productivity
(0)
free with in-app purchases
16
Friends Taxis
Friends Taxis
Friends Taxis
by Friends Taxis
Free

Easily book a taxi in seconds with priority service. Features include passwordless registration, business account integration for expense automation, price estimation, real-time driver and vehicle tracking, and the ability to schedule future rides.

Passwordless registrationBusiness account integrationPrice estimator
✈️ Travel
(0)
free
17
Chick N' Friends
Chick N' Friends
Chick N' Friends
Easy ordering & rewards
Free
🍔 Food & Drink
(0)
18
NexSpark: Make Friends
NexSpark: Make Friends
NexSpark: Make Friends
Friendship App for Adults
Free
🌐 Social Networking
(0)
19
Out2Day: Explore with friends
Out2Day: Explore with friends
Out2Day: Explore with friends
Find friends for events & fun
Free
🌐 Social Networking
(0)
20
Spirits Food & Friends
Spirits Food & Friends
Spirits Food & Friends
Order online
Free
🍔 Food & Drink
(0)

FAQ about Pay Friends

What are the best pay friends apps for iPhone?
Venmo tops our pay friends apps ranking as of August 2026, with a 4.8-star average from 15M App Store ratings, and it's free to download.
Yes — 20 of the top pay friends apps we rank are free to download, including Venmo and PayPal - Pay, Send, Save.
Venmo has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ pay friends apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a fast, safe, and social platform for sending and receiving money. It allows users to pay and get paid for various expenses, share notes with payments, and connect with friends.
Key features include sending and receiving money, splitting requests among multiple friends, buying cryptocurrency, using Venmo credit and debit cards, creating teen accounts, setting up business profiles, and managing money with instant transfers and direct deposit.