Best Cash Pay Apps & Games

227+ iOS apps & games curated and reviewed

4.8 avg rating
20 free apps & games
Updated July 2026

Cash App is the household name in cash pay, but it's far from the only option. We track 227+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Top Picks for Cash Pay

Cash App#1

Cash App by Block, Inc.

P2P. BTC. Debit Card. Wallet.
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(8.5M ratings)
FreeAds
#6in Finance
Cash App screenshot 1
Cash App screenshot 2
Cash App screenshot 3
Cash App screenshot 4
Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • ๐Ÿ’ณ Easy money transferring
  • ๐Ÿš€ Convenient and user-friendly app
  • ๐Ÿค‘ Referral bonuses and discounts
  • ๐Ÿค‘ Free tax filing

Room to Improve

  • ๐Ÿ”’ Security issues and account hacking
  • ๐Ÿค– Poor customer service and lack of live support
  • ๐Ÿ’ฐ Unexpected fees and charges
Apple Wallet#2

Apple Wallet by Apple Inc.

Apple Pay, Apple Card and more
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(6.7M ratings)
FreeAds
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
Apple Wallet screenshot 4
Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • ๐Ÿš€ Convenient and easy to use
  • ๐Ÿ”’ Secure with Face ID/Touch ID
  • ๐Ÿ’ณ Integrates credit/debit cards well
  • ๐ŸŽŸ๏ธ Stores tickets and passes

Room to Improve

  • ๐Ÿšซ Limited ability to add loyalty/membership cards
  • ๐Ÿค” Inconsistent card detection and adding
  • ๐Ÿ’ฐ Unauthorized charges and payment issues
PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Savings, cash back, pay later
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • ๐Ÿš€ Extremely effective and reliable crypto recovery service
  • ๐Ÿ”’ Secure payment processing
  • ๐Ÿ’ฐ Convenient way to send and receive money
  • ๐Ÿ‘ Easy to use app with simple interface

Room to Improve

  • ๐Ÿ› Inconsistent customer support responses
  • ๐Ÿ•ฐ๏ธ Slow money transfer times
  • ๐Ÿ’ณ Holds on funds for new accounts

More Cash Pay apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
5
HeyCash - Earn Free Cash Now
HeyCash - Earn Free Cash Now
HeyCash - Earn Free Cash Now
Surveys for Money & Rewards
Free

Earn cash and rewards by completing surveys and engaging with offers. This platform provides numerous earning opportunities, allowing you to turn your opinions into valuable rewards conveniently from your mobile device.

Earn money by completing surveysReceive instant cash rewardsAccess a variety of tailored surveys
๐ŸŒŸ Lifestyle
(67K)
free
6
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Answer questions and get paid
Free

Earn money by sharing your opinions through paid surveys and quizzes. Choose surveys based on length, topic, and reward, then cash out via PayPal or gift cards. Your feedback helps shape products and services.

Take paid surveysEarn cash or gift cardsChoose survey length and topic
๐ŸŒŸ Lifestyle
(88K)
free with in-app purchases
7
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
๐Ÿ’ฐ Finance
(368K)
free with in-app purchases
8
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
๐Ÿ’ฐ Finance
(854K)
freemium
9
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
๐Ÿ’ฐ Finance
(2.3M)
free with in-app purchases
10
Venmo
Venmo
Venmo
Send Money, Split Expenses
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
๐Ÿ’ฐ Finance
(15M)
free with in-app purchases
11
Earn real money cash - Surveys
Earn real money cash - Surveys
Earn real money cash - Surveys
Get rich easy rewards paid
Free

Share your opinions on various topics and earn real rewards like cash, PayPal, or gift cards. Participate in personalized surveys tailored to your interests and make an impact on product development. Get paid for your valuable input.

Personalized surveysEarn real rewards (cash, PayPal, gift cards)Simple and intuitive interface
๐ŸŒŸ Lifestyle
(22K)
free
12
Make Money - Earn Easy Cash
Make Money - Earn Easy Cash
Make Money - Earn Easy Cash
Get paid real cash!
Free

Earn real cash by completing simple tasks like surveys, testing services, and giving opinions. Accumulate credit rewards and redeem them for actual money. It's a quick, easy, and fun way to supplement your income.

Complete simple tasksEarn real cashTake surveys
๐ŸŒŸ Lifestyle
(566K)
ad-supported
13
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
๐Ÿ’ฐ Finance
(24K)
free with in-app purchases
14
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
๐Ÿ›๏ธ Shopping
(109K)
freemium
15
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
๐Ÿ’ฐ Finance
(59K)
free
16
WorldWinner: Play for Cash
WorldWinner: Play for Cash
WorldWinner: Play for Cash
Bingo, Slots, Solitaire & More
Free

Compete in skill-based tournaments for real cash prizes across a variety of classic and arcade games. Enjoy fair play with skill-matched opponents and fast, secure deposits and withdrawals. Play over 20 games, including Bingo, Slots, and Solitaire, with no ads.

Play over 20 skill-based gamesWin real cash prizesSkill-matched tournaments
๐ŸŽฎ Games
(40K)
free with in-app purchases
17
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Improve Credit health & Save
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
๐Ÿ’ฐ Finance
(34K)
free
18
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
๐Ÿ›๏ธ Shopping
(831K)
free with in-app purchases
19
Wagr: Play for Cash
Wagr: Play for Cash
Wagr: Play for Cash
PvP games for money
Free

Engage in skill-based, head-to-head video games against real players for cash prizes. Choose from a variety of competitive and solo arcade modes, with opportunities for bonus cash and rewards.

Head-to-head PvP gamesSkill-based gameplayMultiple game modes
๐ŸŽฎ Games
(2.4K)
free with in-app purchases
20
Survey Spin: Get paid cash!
Survey Spin: Get paid cash!
Survey Spin: Get paid cash!
Win real money with every spin
Free

Earn real cash by sharing your opinions through surveys, daily check-ins, and polls. New members can earn $5 on their first day. Connect with popular brands for fair and high-paying opportunities.

Earn cash from surveysDaily brand check-insParticipate in daily polls
๐ŸŒŸ Lifestyle
(96K)
free

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