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Chipper Cash

Chipper Cash

Send or Request Cash in Africa

15K ratings
939 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • July 28, 2018
  • October 5, 2026

Features

Background Location Access

Developer

Critical Ideas, Inc.
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Chipper Cash screenshot #1 for iPhone
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About

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

✓Free local money transfers
✓Low cross-border rates
✓Buy discounted airtime with cashback
✓Instant, fee-free bill payments
✓Refer friends to earn cash
✓Send and receive money instantly
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What users say

Summarized from real user reviews of Chipper Cash. Based on 15K reviews and a 4.3/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly interface
  • 🚀Fast and reliable transactions
  • 💰Cashback and bonuses
  • 🔒Secure platform
  • 💳Convenient virtual card
  • 🌍Easy international transfers

Negative things

  • 🐛Occasional app crashes
  • ⏰Delayed transaction processing
  • 🔒Verification issues
  • 💸Unexpected account locks
  • 🤖Poor customer service response
See all reviews

What's New in Chipper Cash

1.160.0

October 5, 2026

We’ve made the Chipper Cash experience even better for you. Here’s what’s we’ve improved: - Improved stability and performance Be sure to update your app to get the best in-app experience! Love the app? Rate us! Any feedback or questions? Reach us at support@chippercash.com

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User reviews

Most RecentHighest RatedLowest Rated

Just doesn’t seem to make sense

The app lags like crazy, I’ll enter my correct pin and it’ll say it’s incorrect for like 5 minutes and then eventually work. It’s just terrible.
Ayobami9Ayobami9

Unreliable App

This app has issues. My account gets frozen, keeping me from accessing MY funds. Then they require you to deposit money to unfreeze it. Chipper support is unhelpful because it doesn’t usually work the first time you deposit money so they ask you to deposit more and more even if you are broke. They don’t even help you to come up with a solution they just say “deposit more money.” I’ve been without my money for months and the whole thing feels like a scam!
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Worst MFB

Can’t explain how traumatizing your services are
Destiny TybaDestiny Tyba

Worst app ever make for banking in Nigeria

I withdraw my 2m for 2month with average of 20k per transaction and 5 times a day
SomeonezinoSomeonezino

Super excited

I’m happy that I can make transactions freely and safely 😂
Maverick WyattMaverick Wyatt
See 934 more reviews

User experience

🐞

Reported Bugs

3 issues

Login screen freezes

Bug

Virtual card issues

Bug

Inconsistent app performance

Bug
✨

Requested Features

5 requests

Improved transaction history details

Feature

Add physical card option

Feature

Expand to more countries

Feature

Introduce fixed savings accounts

Feature

Allow cryptocurrency withdrawals

Feature

FAQ

What does Chipper Cash do?

Chipper Cash is a mobile application designed for sending and receiving money. It allows users to make fast, free local transfers and offers competitive rates for cross-border transactions between various African countries and the UK. The app also provides features for purchasing discounted airtime and paying bills instantly without extra fees.

What are the key features of Chipper Cash?

Key features include free local money transfers, low cross-border rates, the ability to buy discounted airtime with cashback, instant and fee-free bill payments, and an option to earn cash by referring friends. Users can also send and receive money instantly.

Is Chipper Cash free to use?

Yes, Chipper Cash offers free local transfers and bill payments. While the app itself is free to download and use, it emphasizes no-fee money transfers for local transactions. Cross-border rates are noted as being the lowest available.

Which countries does Chipper Cash support?

Chipper Cash is available in Nigeria, South Africa, Ghana, Uganda, Rwanda, and Tanzania. It also has a presence in the United Kingdom (UK), facilitating transactions between these regions.

Who is Chipper Cash for?

This app is ideal for individuals and businesses who need to transfer money quickly and affordably. It is particularly beneficial for those sending or receiving funds within Africa, between African countries, or between Africa and the UK, as well as for everyday transactions like paying bills and buying airtime.