Best Chipper Apps

138+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Out of 138+ chipper apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Chipper Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Chipper CashChipper CashFree4.4★ (15K)NoNoJul 2026
2Grey: Inclusive Global BankingGrey: Inclusive Global BankingFree4.6★ (5.8K)NoNoJul 2026
3Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (133K)NoNoJul 2026
4ChipperChipperFree1.0★ (1)NoNoMay 2026
5Eversend - the money appEversend - the money appFree3.8★ (1.1K)YesNoJul 2026
6Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (29K)NoNoJul 2026
7Apple WalletApple WalletFree4.8★ (6.7M)YesNoJul 2026
8myMTN NGmyMTN NGFree4.4★ (14K)NoNoJul 2026

Top Picks for Chipper

Chipper Cash#1

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Editor's Choice
💰 Finance
4.4😊(15K ratings)
Free
Chipper Cash screenshot 1
Chipper Cash screenshot 2
Chipper Cash screenshot 3
Chipper Cash screenshot 4
Chipper Cash screenshot 5
Chipper Cash screenshot 6

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

What We Love

  • 👍 User-friendly interface
  • 🚀 Fast and reliable transactions
  • 💰 Cashback and bonuses
  • 🔒 Secure platform

Room to Improve

  • 🐛 Occasional app crashes
  • ⏰ Delayed transaction processing
  • 🔒 Verification issues
Grey: Inclusive Global Banking#2

Grey: Inclusive Global Banking by Grey Incorporated

Send & Receive Money Globally
Strong Contender
💰 Finance
4.6😞(5.8K ratings)
Free
Grey: Inclusive Global Banking screenshot 1
Grey: Inclusive Global Banking screenshot 2
Grey: Inclusive Global Banking screenshot 3
Grey: Inclusive Global Banking screenshot 4
Grey: Inclusive Global Banking screenshot 5
Grey: Inclusive Global Banking screenshot 6

Open a free global bank account in minutes to send, receive, exchange, and manage multiple currencies. Easily make international payments, generate invoices, and pay bills worldwide with competitive exchange rates and 24/7 support.

What We Love

  • 🚀 Fast and seamless transactions
  • 👍 User-friendly interface
  • 💡 Innovative features like virtual cards
  • 🚀 Reliable and efficient service

Room to Improve

  • 🐛 Frequent app updates
  • 🤔 Unclear verification process
  • 💰 High fees and exchange rate issues
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
💰 Finance
4.7😞(133K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

  • 🚀 Easy to Use
  • 👍 Ease of use
  • 🚀 Exceptional Service
  • 🚀 Smooth Banking

Room to Improve

  • 🐛 Locking Users Out Through Forced Updates
  • 🐛 Face ID Not Working
  • 🐛 Debit But Not Credited

More Chipper apps to explore

4
Chipper
Chipper
Chipper
by Chipper Technology, LTD
Free

This app allows users to scan documents directly within the application. Recent updates have also resolved an issue with notifications for some users.

Document scanning featureIn-app document scanningNotification bug fixes
🛍️ Shopping
(1)
free
5
Eversend - the money app
Eversend - the money app
Eversend - the money app
Earn, exchange and send money
Free

Manage your finances with a mobile app that offers instant money transfers, multi-currency accounts, and affordable currency exchange. Create a virtual dollar card to save on international transaction fees and pay bills conveniently.

Instant money transfersMulti-currency accountsAffordable currency exchange
💰 Finance
(1.1K)
free with in-app purchases
6
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free
7
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
8
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
📊 Productivity
(14K)
free
9
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Digital banking servicesBill payments and schedulingLocal and international money transfers
💰 Finance
(2.3K)
free
10
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
11
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

Automated daily, weekly, or monthly savingsGoal-based and group savingsFixed-term savings with upfront interest
💰 Finance
(6.9K)
free
12
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
13
Chipper Team Messenger
Chipper Team Messenger
Chipper Team Messenger
Self-hosted Team Messenger
Free
💼 Business
(0)
14
Western Union: Send Money
Western Union: Send Money
Western Union: Send Money
Transfer Cash Internationally
Free

Send money internationally with ease. Transfer cash to bank accounts, mobile wallets, or for cash pickup in over 200 countries. Pay bills, track transfers, and view exchange rates on the go.

International money transfersTrack money transfersPay bills on the go
💰 Finance
(1.3M)
free with in-app purchases
15
Timon-Money App for Travellers
Timon-Money App for Travellers
Timon-Money App for Travellers
Cards, eSIM, & global accounts
Free

Manage your finances and stay connected globally with this all-in-one travel app. It offers virtual and physical cards, eSIMs for over 190 countries, stablecoin conversion, and seamless local and international money transfers.

Virtual and physical dollar cardseSIM for 190+ countriesStablecoin to spendable currency conversion
✈️ Travel
(26)
free
16
Chiper
Chiper
Chiper
by Chiper SAS
Free

This app helps businesses restock daily with access to over 2000 competitively priced products, including daily discounts. Order in units with free shipping and receive deliveries in under 24 hours.

Access to 2000+ productsCompetitive pricingDaily discounts
🛍️ Shopping
(19)
free with in-app purchases
17
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments
🔧 Utilities
(1.8K)
free
18
Kredete Send Spend Save Credit
Kredete Send Spend Save Credit
Kredete Send Spend Save Credit
International Payment & Credit
Free

Manage your money globally with this all-in-one financial platform. Send and receive international payments, save in USD with daily yield, and build credit. Access virtual and physical cards for seamless global transactions.

International money transfersUSD & EUR accountsDollar savings with daily yield
💰 Finance
(94)
free with in-app purchases
19
Aku
Aku
Aku
by Aku Fintech Inc
Free

This mobile banking app simplifies payments and offers a seamless experience across multiple funding sources. Send and receive money instantly and securely, and grow your wealth with attractive reward packages.

Simplified banking and paymentsZero annual or monthly maintenance feesSeamless experience across multiple funding sources
💰 Finance
(20)
ad-supported
20
Accrue: Send. Spend. Sell.
Accrue: Send. Spend. Sell.
Accrue: Send. Spend. Sell.
The cross-border payment app
Free

Easily send and receive money across Africa and the US. Save in USD to earn daily interest, shop online with virtual cards, and grow your money through simple investing. Manage all your cross-border financial needs from your phone.

Send money across Africa and to US bank accountsReceive payments in USDShop online with virtual dollar cards
💰 Finance
(1.6K)
free with in-app purchases

FAQ about Chipper

What are the best chipper apps for iPhone?
Chipper Cash tops our chipper apps ranking as of July 2026, with a 4.4-star average from 15K App Store ratings, and it's free to download.
Yes — 20 of the top chipper apps we rank are free to download, including Chipper Cash and Grey: Inclusive Global Banking.
Chipper Cash has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 138+ chipper apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Chipper Cash is a mobile application designed for sending and receiving money. It allows users to make fast, free local transfers and offers competitive rates for cross-border transactions between various African countries and the UK. The app also provides features for purchasing discounted airtime and paying bills instantly without extra fees.
Key features include free local money transfers, low cross-border rates, the ability to buy discounted airtime with cashback, instant and fee-free bill payments, and an option to earn cash by referring friends. Users can also send and receive money instantly.

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