Best Chipper Cash Apps

Eversend: Send Money, USD Card

Hold, send and spend money

Free

Send, hold, and spend money across Africa and globally. Get paid like a local with personal USD/EUR accounts and pay online with virtual dollar cards. Holds 16 currencies plus stablecoins, with transparent fees and real exchange rates.

PayPal - Pay, Send, Save

Debit card, rewards, pay later

Free

Securely shop online and in-store, send and receive money globally, and manage your finances. Earn rewards with a debit card and track packages. Offers purchase protection and buy now, pay later options.

Moniepoint Personal Banking

Savings account | Send money

Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

PiggyVest: Save & Invest Today

Save, Invest & Manage Money

Free

This platform offers various ways to save, invest, and manage your money. Choose from flexible or strict savings options, automate deposits, and access pre-vetted investment opportunities with competitive returns. It prioritizes security and transparency, with a track record of paying back billions to users.

Payoneer - Business Payments

by Payoneer Inc.

Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

ALAT

Digital Bank, Bills, Airtime

Free

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Apple Wallet

Apple Pay, Apple Card and more

Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

myMTN NG

MTN

Free

Access a wide range of MTN Nigeria products and services with this user-friendly app. Manage your account, buy airtime, and enjoy lifestyle content like news and sports. It offers a streamlined shopping experience and personalized deals.

Copper: Play, Shop, Earn Cash

Scan. Play. Get paid.

Free

Earn real money by scanning receipts, playing games, and completing offers. Cash out via PayPal, Venmo, or gift cards once you reach $25. Get a $10 welcome bonus to start.

InboxDollars: Surveys for Cash

Answer questions and get paid

Free

Earn real cash by taking surveys, shopping online, and completing other tasks. Get paid in dollars and cents for your opinions and receive cash back on purchases. Redeem earnings for PayPal cash or gift cards to popular retailers.

Klover - Instant Cash Advance

Up to $750 Before Payday

Free

Access cash advances up to $750 before your next payday, with no credit checks, late fees, or interest. Earn points by completing tasks to increase your advance amount and utilize budgeting tools to manage your finances.

Payday Today

PaydayToday

Free

Access accrued wages or available funds set by your employer. Easily request and transfer funds to any bank or e-wallet. Utilize vouchers for in-app transactions or send them to loved ones.

Branch: A Better Payday

Your money—fast

Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Vola: Cash Advance & Credit

Instant Cash Before Payday

Free

Access instant cash advances up to $500 with no express fees, interest, or late charges. Build your credit by reporting rent payments and track expenses with a free budget planner. Manage cash flow and gain financial control.

OneBlinc Cash Advance

Early Paycheck. $50 up to $250

Free

Access a portion of your salary early, from $50 to $250, to cover immediate financial needs. This service offers a simple, affordable, and fair way to get cash advances with fast approvals and no hidden fees.

B9: Cash Advance

No Credit Check Payday Advance

Free

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

Pogo: Earn Cash & Rewards

Receipts, Games & Surveys

Free

Earn rewards on every purchase and discover automatic savings on everyday expenses like groceries, bills, and insurance. Play games, take surveys, or scan receipts for extra rewards. Cash out your earnings easily via Venmo or PayPal.