Raenest

Raenest

Raenest (formerly Geegpay)

1.8K ratings
185 reviews
Free

Details

  • Released
  • Updated
  • July 20, 2023
  • July 14, 2026

Features

Raenest screenshot #1 for iPhone
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Raenest screenshot #8 for iPhone
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About

Manage your money globally with this all-in-one finance platform. Receive payments, open global accounts, spend with virtual cards, send money internationally, and invest in US stocks. It's designed for individuals and businesses operating across borders.

Open global accounts in USD, GBP, EUR
Receive payments from 190+ countries
Virtual and physical spending cards
Global money transfers to 50+ countries
Invest in US stocks and ETFs
Send invoices and get paid instantly
Receive payments in USDC/USDT stablecoins
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What users say

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+1

What's New in Raenest

3.6.5

July 14, 2026

Raenest is now available in Colombia, Indonesia, Thailand, Argentina, Ivory Coast, Senegal, Benin, and Vietnam. You can now open personal USD, GBP, and EUR accounts and receive international payments from clients, employers, family abroad, and global platforms. With Raenest FastTrack, your Upwork earnings become available in your account in under one hour. You can also receive USDT and USDC, instantly settled into your USD account, convert between global currencies, and withdraw to your local bank account and mobile wallets at anytime.

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User reviews

Raenest is a scam app 🤬🤬

Raenest is a scam bank app and this always happen everytime I use it. Someone sent me £30 to my account and it be same person sent me £20 again since June 25th till now and i haven’t received my money. Please I want the Apple Store should close down this App cos they always reap my money always every I hate this app 🤬🤬🤬
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Very poor service, data and biometric information theft

I got on the app because it was recommended to me but they don’t work with the local bank in my country and I couldn’t set up a usd account with them and I decided to delete my account, their customer support making a very ridiculous request of asking me to make a video why I need my account deleted, I’m taking down my account because of my data privacy and protection but it seems they have a fraudulent need for my personal information, tell me why clicking delete on the app doesn’t delete my account outright, if you’re not looking to steal my information and bio metric data why do you need a video recording reason why I need my account deleted. Zero stars, don’t trust them with your information or money ever
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I’m so impressed they listened

I wrote and they acted upon it I’m so impressed, it’s such a relief that I don’t have to go through all the conversion’s to transfer funds from the main account to the usd card oh all I’m simply saying is thank youuuuuuuuu!

Poor support

DO NOT download or use Raenest. Unless you have patience to wait weeks for your funds. It will end in tears. Stay safe

Wouldn’t recommend at all

Normally I’ve never reviewed an app . And I’m a positive person , but this app had drawn me over the edge

When I first started using this app, everything seemed great. I enjoyed it for about three months, and then things changed.

Support was the first problem — it consistently takes 2 to 3 days to get any reply. I had an issue with my virtual card and reported it to support at least three times. Each time, it took two to three days for them to respond, and the issue was never actually resolved.

The card would work briefly: I could withdraw funds from it, but when I tried to add funds again to use for payments, it wouldn’t go through.

Today I was told my account was suspended. I asked multiple times why, and the only answer I got was a general statement about what the app is used for. I still don’t understand the actual reason for the suspension.

To make it worse, when they suspended the account, they told me to withdraw my funds from my card to my external account — but I couldn’t do that either, because of the same ongoing card issues.

In my honest experience, the app has not worked reliably for me, and I can’t recommend it based on what I’ve gone through.


It’s so painful , suspending my account when it’s due to an internal issue.
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User experience

🐞

Reported Bugs

3 issues

Login and account creation issues

Bug

Inconsistent currency conversion rates

Bug

Inability to fully utilize account balances

Bug

Requested Features

3 requests

Add support for more currencies and payment methods

Feature

Improve withdrawal options to local bank accounts

Feature

Provide better transparency on account restrictions and fund holds

Feature

FAQ

What does Raenest do?

Raenest is a global finance platform that allows users to receive, spend, send, invest, and manage their money across borders. It provides tools for international payments, currency exchange, virtual spending cards, and investing in US stocks.

What are the key features of Raenest?

Key features include opening global accounts in USD, GBP, and EUR, receiving payments from over 190 countries, creating virtual and physical spending cards, making global transfers, investing in US stocks and ETFs, and using stablecoins for payments.

How much does Raenest cost?

The app is free to download and use, operating on a free with in-app purchases model. Specific fees may apply for transactions such as currency conversion, international transfers, and card usage, which are transparently communicated.

Who is Raenest for?

Raenest is designed for a global generation, including individuals, freelancers, creators, remote workers, and entrepreneurs who need to manage their finances internationally. It caters to users in various locations worldwide.

Can I invest in stocks with Raenest?

Yes, Raenest allows you to buy US stocks and ETFs from top companies like Apple, Tesla, and Nvidia. You can diversify your portfolio and potentially earn dividends in USD, with the understanding that investments carry risk.