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Raenest

Raenest

Raenest (formerly Geegpay)

1.8K ratings
201 reviews
🌟 Lifestyle
💰 Finance
Free

Details

Released
July 20, 2023
Updated
October 19, 2026

Features

Developer

Raenest Technology Solutions Service Ltd
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About

Manage your money globally with this all-in-one finance platform. Receive payments, open global accounts, spend with virtual cards, send money internationally, and invest in US stocks. It's designed for individuals and businesses operating across borders.

✓Open global accounts in USD, GBP, EUR
✓Receive payments from 190+ countries
✓Virtual and physical spending cards
✓Global money transfers to 50+ countries
✓Invest in US stocks and ETFs
✓Send invoices and get paid instantly
✓Receive payments in USDC/USDT stablecoins
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What users say about Raenest

Reviews of Raenest are mostly negative: the Finance app is rated 4.5/5 from 1.8K App Store ratings. What users like most: fast and secure, smooth and reliable transactions. Top complaints: frequent account suspensions and fund holds, unresponsive and unhelpful support. Summarized from real user reviews.

Positive things

  • 🚀Fast and secure
  • 👍Smooth and reliable transactions
  • 💡Innovative features
  • 🥰Excellent customer service

Negative things

  • 🐛Frequent account suspensions and fund holds
  • 🤬Unresponsive and unhelpful support
  • ⏱️Slow deposit and withdrawal processing
  • 💰Unexplained fees and charges
See all reviews

What's New in Raenest

3.7.9

October 19, 2026

More Ways to Fund and Grow Your Money You can now fund your Raenest account with Bitcoin and put your money to work with NGN and USD Vaults. Enjoy more flexibility in how you fund your account, save in your preferred currency, and earn interest while your money grows, all in one place.

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User reviews

Most RecentHighest RatedLowest Rated

Customer support

Customer support is so bad like they will leave you on delivered for hours without attending to you. This is the worst customer support I’ve seen to date.
GGhillyboy

Scam

Funded my wallet twice and it didn’t reflect in the wallet and their customer service is so slow
LLazyyoungman

poor service

poor customer service and no direct deposit of transaction above 500 you might not even get you money for months
MMichaelpiper

Good

Ok
GGpimage

Unable to withdraw my naira balance

Why can’t I withdraw money?😭
ZZimainred
See 196 more reviews

User experience

🐞

Reported Bugs

3 issues

Login and account creation issues

Bug

Inconsistent currency conversion rates

Bug

Inability to fully utilize account balances

Bug
✨

Requested Features

3 requests

Add support for more currencies and payment methods

Feature

Improve withdrawal options to local bank accounts

Feature

Provide better transparency on account restrictions and fund holds

Feature

FAQ

What does Raenest do?

Raenest is a global finance platform that allows users to receive, spend, send, invest, and manage their money across borders. It provides tools for international payments, currency exchange, virtual spending cards, and investing in US stocks.

What are the key features of Raenest?

Key features include opening global accounts in USD, GBP, and EUR, receiving payments from over 190 countries, creating virtual and physical spending cards, making global transfers, investing in US stocks and ETFs, and using stablecoins for payments.

How much does Raenest cost?

The app is free to download and use, operating on a free with in-app purchases model. Specific fees may apply for transactions such as currency conversion, international transfers, and card usage, which are transparently communicated.

Who is Raenest for?

Raenest is designed for a global generation, including individuals, freelancers, creators, remote workers, and entrepreneurs who need to manage their finances internationally. It caters to users in various locations worldwide.

Can I invest in stocks with Raenest?

Yes, Raenest allows you to buy US stocks and ETFs from top companies like Apple, Tesla, and Nvidia. You can diversify your portfolio and potentially earn dividends in USD, with the understanding that investments carry risk.