Isaac
Lovely app..best customer care service ever
Good and reliable
Good and reliable
Bad service
Why will you take my money from my account without permission
Thanks
Easy
Best ever
Best ever
Free
About
Securely save and invest money with access to Nigerian mutual funds and stocks. Automate savings, earn competitive interest, and build wealth at your own pace. Your funds are professionally managed and protected by robust security measures.
✓Automated savings plans
✓Earn double-digit interest
✓Group savings with Circles
✓Invest in Nigerian stocks
✓Diversify with mutual funds
✓Emergency fund creation
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What users say
Summarized from real user reviews of Cowrywise. Based on 12K reviews and a 4.6/5 average, it highlights the 4 positives and 3 negatives reviewers mention most about this Finance app.
Positive things
- 👍Easy to use
- 🚀Seamless savings and investment experience
- 🔒Secure platform
- 💡Helpful for cultivating savings culture
Negative things
- 🕰️Slow withdrawal process
- 🔍Navigation can be improved
- 🔖Lack of certain withdrawal options
+2
What's New in Cowrywise
8.22.1
August 8, 2026
• Access a statement of your stock holdings and trade history anytime you need it • Set up a trigger to invest in your child's Nest when they complete milestones • Verify your facial identity as an extra layer of protection because keeping your wealth safe matters too
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User reviews
Developer apps
User experience
🐞
Reported Bugs
3 issues
Account flagging issues
Inconsistent fund transfer
✨
Requested Features
3 requests
More investment options and videos
Feature
Faster withdrawal processing
Feature
FAQ
What does the Cowrywise app do?
The app allows users to securely save and invest money. It provides access to mutual funds and stocks listed on the Nigerian Stock Exchange, enabling users to build wealth at their own pace. You can set up automated savings plans for short and long-term goals and earn competitive interest.
How can I save and invest with Cowrywise?
You can start by downloading the app and creating an account. Then, you can choose to 'Save' for specific goals with automated periodic plans or 'Invest' in mutual funds or Nigerian stocks. The app guides you through funding your chosen plans.
Is my money safe with Cowrywise?
Yes, the app is licensed by the SEC and your savings are invested in low-risk financial instruments. Funds are held by a custodian, Zenith Nominees, a subsidiary of Zenith Bank Plc, ensuring professional management and security. The app also employs security measures like PIN, two-factor authentication, and complies with data protection regulations.
What are the costs associated with using Cowrywise?
The app itself is free to download and use. While the description mentions in-app purchases, it doesn't detail specific fees for savings or investment services. Users can start automated savings with as little as ₦1,000.
Who is the target audience for this app?
This app is designed for individuals in Nigeria who want to take control of their financial future. It's suitable for those looking to save for specific goals like rent or school fees, invest in the Nigerian stock market, or diversify their portfolio with mutual funds.
