Securely save and invest money with access to Nigerian mutual funds and stocks. Automate savings, earn competitive interest, and build wealth at your own pace. Your funds are professionally managed and protected by robust security measures.
Summarized from real user reviews of Cowrywise. Based on 13K reviews and a 4.6/5 average, it highlights the 4 positives and 3 negatives reviewers mention most about this Finance app.
8.23.2
September 18, 2026
• You can now subscribe to IPOs for yourself and your kids. Set up your trading account so you’re ready when an offer, like the Dangote Refinery IPO, goes live • Verify your facial identity as an extra layer of protection because keeping your wealth safe matters too
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3 issues
Account flagging issues
Inconsistent fund transfer
3 requests
More investment options and videos
Faster withdrawal processing
The app allows users to securely save and invest money. It provides access to mutual funds and stocks listed on the Nigerian Stock Exchange, enabling users to build wealth at their own pace. You can set up automated savings plans for short and long-term goals and earn competitive interest.
You can start by downloading the app and creating an account. Then, you can choose to 'Save' for specific goals with automated periodic plans or 'Invest' in mutual funds or Nigerian stocks. The app guides you through funding your chosen plans.
Yes, the app is licensed by the SEC and your savings are invested in low-risk financial instruments. Funds are held by a custodian, Zenith Nominees, a subsidiary of Zenith Bank Plc, ensuring professional management and security. The app also employs security measures like PIN, two-factor authentication, and complies with data protection regulations.
The app itself is free to download and use. While the description mentions in-app purchases, it doesn't detail specific fees for savings or investment services. Users can start automated savings with as little as ₦1,000.
This app is designed for individuals in Nigeria who want to take control of their financial future. It's suitable for those looking to save for specific goals like rent or school fees, invest in the Nigerian stock market, or diversify their portfolio with mutual funds.
