Easy to use
Quite suitable for my current needs, onboarding was smooth, interface is awesome as well but I need more statistics for my portfolio
Emeka
Very good
Good
Awesome
Love
Good
nice platform
Amazing savings platform
Free
About
Securely save and invest money with access to Nigerian mutual funds and stocks. Automate savings, earn competitive interest, and build wealth at your own pace. Your funds are professionally managed and protected by robust security measures.
✓Automated savings plans
✓Earn double-digit interest
✓Group savings with Circles
✓Invest in Nigerian stocks
✓Diversify with mutual funds
✓Emergency fund creation
Show original description
What users say
Summarized from real user reviews of Cowrywise. Based on 12K reviews and a 4.6/5 average, it highlights the 4 positives and 3 negatives reviewers mention most about this Finance app.
Positive things
- 👍Easy to use
- 🚀Seamless savings and investment experience
- 🔒Secure platform
- 💡Helpful for cultivating savings culture
Negative things
- 🕰️Slow withdrawal process
- 🔍Navigation can be improved
- 🔖Lack of certain withdrawal options
+1
What's New in Cowrywise
8.21.1
July 18, 2026
• Dark Mode is here! A softer, darker way to view your money moves and everything in between. Welcome to the dark side. • Compare two stocks side by side to understand their performance and key metrics at a glance. • You can now invest automatically in your Managed Portfolio when moments that matter to you happen, like when your favourite team or player scores a goal. • We've added face verification as an extra layer of protection because keeping your wealth safe matters too
MoreEvents
See how well your money performed this year
Dec 25, 2024 — Dec 31, 2024
Check out your Streaks. Share within your circle.
May 26, 2024 — Jun 2, 2024
Money Lessons from your favourite wealth advisor
Jan 3, 2024 — Jan 31, 2024
User reviews
Developer apps
User experience
🐞
Reported Bugs
3 issues
Account flagging issues
Inconsistent fund transfer
✨
Requested Features
3 requests
More investment options and videos
Feature
Faster withdrawal processing
Feature
FAQ
What does the Cowrywise app do?
The app allows users to securely save and invest money. It provides access to mutual funds and stocks listed on the Nigerian Stock Exchange, enabling users to build wealth at their own pace. You can set up automated savings plans for short and long-term goals and earn competitive interest.
How can I save and invest with Cowrywise?
You can start by downloading the app and creating an account. Then, you can choose to 'Save' for specific goals with automated periodic plans or 'Invest' in mutual funds or Nigerian stocks. The app guides you through funding your chosen plans.
Is my money safe with Cowrywise?
Yes, the app is licensed by the SEC and your savings are invested in low-risk financial instruments. Funds are held by a custodian, Zenith Nominees, a subsidiary of Zenith Bank Plc, ensuring professional management and security. The app also employs security measures like PIN, two-factor authentication, and complies with data protection regulations.
What are the costs associated with using Cowrywise?
The app itself is free to download and use. While the description mentions in-app purchases, it doesn't detail specific fees for savings or investment services. Users can start automated savings with as little as ₦1,000.
Who is the target audience for this app?
This app is designed for individuals in Nigeria who want to take control of their financial future. It's suitable for those looking to save for specific goals like rent or school fees, invest in the Nigerian stock market, or diversify their portfolio with mutual funds.
