Best Money Saving Expert Apps

224+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our money saving expert list covers 224+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Money Saving Expert Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MoneySavingExpertMoneySavingExpertFree4.8★ (123)NoNoAug 2026
2Expense Tracker: CashflowExpense Tracker: CashflowFree4.8★ (4)NoNoJun 2026
3Emma - Budget Planner TrackerEmma - Budget Planner TrackerFree4.7★ (1.4K)YesYesAug 2026
4YNABYNABFree4.8★ (61K)NoYesAug 2026
5Revolut: Send, spend and saveRevolut: Send, spend and saveFree4.7★ (71K)NoNoAug 2026
6MoneySuperMarketMoneySuperMarketFree4.8★ (46)NoNoAug 2026
7Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoAug 2026
8Cleo AI: Cash Advance & BudgetCleo AI: Cash Advance & BudgetFree4.7★ (251K)NoNoAug 2026

Top Picks for Money Saving Expert

MoneySavingExpert#1

MoneySavingExpert by MoneySavingExpert.com

Save Money with Martin Lewis
Editor's Choice
💰 Finance
4.8😊(123 ratings)
Free
MoneySavingExpert screenshot 1
MoneySavingExpert screenshot 2
MoneySavingExpert screenshot 3
MoneySavingExpert screenshot 4
MoneySavingExpert screenshot 5
MoneySavingExpert screenshot 6

Access UK's largest personal finance site for deals, switching tips, and budgeting tools. Get expert guidance and alerts for money-saving opportunities on bills, credit, and everyday costs.

What We Love

  • 👍 Helpful and informative
  • 🚀 Up-to-date information
  • 💡 Great savings tips
  • 🔒 Trusted and reliable advice

Room to Improve

  • 🐛 Login and registration issues
  • 🐛 Functionality problems
  • 🐛 Slow performance
Expense Tracker: Cashflow#2

Expense Tracker: Cashflow by Rodrigo Ibarra

money tracker: savings tracker
Strong Contender
💰 Finance
4.8(4 ratings)
FreeIn-App Purchases
Expense Tracker: Cashflow screenshot 1
Expense Tracker: Cashflow screenshot 2
Expense Tracker: Cashflow screenshot 3
Expense Tracker: Cashflow screenshot 4
Expense Tracker: Cashflow screenshot 5

This private personal finance tracker lives entirely on your device, offering a secure way to log expenses, track budgets, and monitor accounts without cloud sync. It provides smart insights and subscription tracking, ensuring you maintain full control over your financial data.

Emma - Budget Planner Tracker#3

Emma - Budget Planner Tracker by Emma Technologies LTD.

Spending, Bills, Money Saving
Worth Considering
💰 Finance
4.7😐(1.4K ratings)
FreeAdsIn-App Purchases
Emma - Budget Planner Tracker screenshot 1
Emma - Budget Planner Tracker screenshot 2
Emma - Budget Planner Tracker screenshot 3
Emma - Budget Planner Tracker screenshot 4
Emma - Budget Planner Tracker screenshot 5
Emma - Budget Planner Tracker screenshot 6

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

What We Love

  • 👍 Helpful for budgeting and tracking spending
  • 🚀 Efficient at categorizing transactions
  • 💡 Useful for detecting subscriptions and recurring payments
  • 👍 Intuitive and user-friendly interface

Room to Improve

  • 🔒 Concerns about data privacy and security
  • 💰 Expensive subscription model, features locked behind paywall
  • 🐛 Syncing issues, transactions not always accurately categorized

More Money Saving Expert apps to explore

4
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
5
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(71K)
free with in-app purchases
6
MoneySuperMarket
MoneySuperMarket
MoneySuperMarket
Super Savings in your pocket
Free

Save money on bills, earn cashback, and manage your finances. Get free credit score checks, personalized tips to improve your score, and compare savings accounts. Access exclusive rewards like free days out and up to 10% cashback with top brands.

Compare household billsEarn cashback and rewardsFree credit score checks
💰 Finance
(46)
free with in-app purchases
7
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
8
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Credit Builder & Savings Goals
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(251K)
freemium
9
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Save with a 3D money box
Free

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

Personalized 3D money jar visualizationAutomated savings plan creationProgress tracking and payment management
💰 Finance
(8.8K)
free with in-app purchases
10
KeepMoney – Savings Tracker
KeepMoney – Savings Tracker
KeepMoney – Savings Tracker
Reach your goals easily
Free

This app helps you manage your finances by allowing you to set savings goals, track deposits, and monitor your progress. It's designed with a simple, intuitive interface suitable for all ages, promoting financial literacy.

Set savings goalsTrack deposit frequencyMonitor progress
🌟 Lifestyle
(115)
free
11
52 Week Money Saving Challenge
52 Week Money Saving Challenge
52 Week Money Saving Challenge
A Fun Way to Save Money
Free

This application helps users build a savings habit through various challenges and goal-setting features. It offers multiple saving methods, progress visualization, and reminders to keep users on track. The app is designed to be user-friendly and accessible, even offline.

Multiple saving challenge modesCustomizable savings goalsProgress visualization with graphs
💰 Finance
(2.3K)
free with in-app purchases
12
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.7K)
free with in-app purchases
13
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
14
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(19K)
free with in-app purchases
15
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
16
PayMe - Claim Your Money
PayMe - Claim Your Money
PayMe - Claim Your Money
Settlements, Bills & Savings
Free

Discover and claim money you're owed from forgotten accounts, company settlements, and overpaid bills. This app uses AI to find potential claims and connects you with experts to negotiate lower rates, helping you recover lost funds and save money effortlessly.

AI-powered settlement matchingExpert bill negotiationUnclaimed property search
💰 Finance
(35K)
free with in-app purchases
17
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Cashback for good money habits
Free

Earn cash rewards for achieving financial goals like paying off debt and building savings. Understand your money mindset through personalized challenges and courses to build wealth and stay debt-free.

Cashback rewards for financial goalsPersonalized payment and savings goalsWeekly financial challenges
💰 Finance
(12K)
free
18
Savings Goals
Savings Goals
Savings Goals
Manage Your Money Better
Free

This app helps you track progress towards your financial goals, whether for a house, car, holiday, or bills. Set a target amount and date, and it will suggest a savings schedule and monitor your progress with clear visuals.

Set target amounts and datesCalculate required savings scheduleTrack progress against goals
💰 Finance
(218)
free with in-app purchases
19
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
20
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription

FAQ about Money Saving Expert

What are the best money saving expert apps for iPhone?
MoneySavingExpert tops our money saving expert apps ranking as of July 2026, with a 4.8-star average from 123 App Store ratings, and it's free to download.
Yes — 20 of the top money saving expert apps we rank are free to download, including MoneySavingExpert and Expense Tracker: Cashflow.
MoneySavingExpert has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 224+ money saving expert apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app provides access to the UK's largest personal finance website, offering tools and advice to help users save money. It includes features for comparing bills, finding deals, managing credit, and budgeting.
Key features include a credit club to check your credit score and report, energy and broadband comparison tools, a bill planner, insurance quote services, and a deal finder for popular retailers like Amazon.