Best Money Saving Expert Apps

225+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our money saving expert list covers 225+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Money Saving Expert

MoneySavingExpert#1

MoneySavingExpert by MoneySavingExpert.com

Save Money with Martin Lewis
Editor's Choice
💰 Finance
4.8😊(119 ratings)
FreeAds
MoneySavingExpert screenshot 1
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MoneySavingExpert screenshot 4
MoneySavingExpert screenshot 5
MoneySavingExpert screenshot 6

Access UK's largest personal finance site for deals, switching tips, and budgeting tools. Get expert guidance and alerts for money-saving opportunities on bills, credit, and everyday costs.

What We Love

  • 👍 Helpful and informative
  • 🚀 Up-to-date information
  • 💡 Great savings tips
  • 🔒 Trusted and reliable advice

Room to Improve

  • 🐛 Login and registration issues
  • 🐛 Functionality problems
  • 🐛 Slow performance
Expense Tracker: Cashflow#2

Expense Tracker: Cashflow by Rodrigo Ibarra

money tracker: savings tracker
Strong Contender
💰 Finance
4.8(4 ratings)
FreeIn-App Purchases
Expense Tracker: Cashflow screenshot 1
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This private personal finance tracker lives entirely on your device, offering a secure way to log expenses, track budgets, and monitor accounts without cloud sync. It provides smart insights and subscription tracking, ensuring you maintain full control over your financial data.

Emma - Budget Planner Tracker#3

Emma - Budget Planner Tracker by Emma Technologies LTD.

Spending, Bills, Money Saving
Worth Considering
💰 Finance
4.7😐(1.4K ratings)
FreeAdsIn-App Purchases
Emma - Budget Planner Tracker screenshot 1
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Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

What We Love

  • 👍 Helpful for budgeting and tracking spending
  • 🚀 Efficient at categorizing transactions
  • 💡 Useful for detecting subscriptions and recurring payments
  • 👍 Intuitive and user-friendly interface

Room to Improve

  • 🔒 Concerns about data privacy and security
  • 💰 Expensive subscription model, features locked behind paywall
  • 🐛 Syncing issues, transactions not always accurately categorized

More Money Saving Expert apps to explore

4
MoneySuperMarket
MoneySuperMarket
MoneySuperMarket
Super Savings in your pocket
Free

Save money on bills, earn cashback, and manage your finances. Get free credit score checks, personalized tips to improve your score, and compare savings accounts. Access exclusive rewards like free days out and up to 10% cashback with top brands.

Compare household billsEarn cashback and rewardsFree credit score checks
💰 Finance
(41K)
free with in-app purchases
5
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(69K)
free with in-app purchases
6
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
7
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Track, Budget, & Save Cash!
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(241K)
freemium
8
52 Week Money Saving Challenge
52 Week Money Saving Challenge
52 Week Money Saving Challenge
A Fun Way to Save Money
Free

This application helps users build a savings habit through various challenges and goal-setting features. It offers multiple saving methods, progress visualization, and reminders to keep users on track. The app is designed to be user-friendly and accessible, even offline.

Multiple saving challenge modesCustomizable savings goalsProgress visualization with graphs
💰 Finance
(2.3K)
free with in-app purchases
9
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
10
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.7K)
free with in-app purchases
11
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
12
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(97K)
free with in-app purchases
13
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

Build credit for freeCashback on purchasesEarn interest on savings
💰 Finance
(81K)
free with in-app purchases
14
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.2K)
free with in-app purchases
15
PayMe - Claim Your Money
PayMe - Claim Your Money
PayMe - Claim Your Money
Class Action Claims Simplified
Free

Discover and claim money you're owed from forgotten accounts, company settlements, and overpaid bills. This app uses AI to find potential claims and connects you with experts to negotiate lower rates, helping you recover lost funds and save money effortlessly.

AI-powered settlement matchingExpert bill negotiationUnclaimed property search
💰 Finance
(35K)
free with in-app purchases
16
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
💰 Finance
(43K)
subscription
17
Settlemate: Claim Savings
Settlemate: Claim Savings
Settlemate: Claim Savings
Class Action Claims Simplified
Free

Discover unclaimed money from class action settlements. Easily check your eligibility, file claims without a lawyer, and track your payouts. Get alerts for new opportunities to claim what's rightfully yours.

Find eligible claims instantlyFile claims without a lawyerTrack refunds and payouts
💰 Finance
(69K)
subscription
18
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(18K)
free with in-app purchases
19
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(18K)
free with in-app purchases
20
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
💰 Finance
(124K)
free with in-app purchases