Best Pay Online Apps

247+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

QuikPayOnline is the household name in pay online, but it's far from the only option. We track 247+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Pay Online Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1QuikPayOnlineQuikPayOnlineFreeโ€”NoNoMay 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7โ˜… (39K)YesNoSep 2026
3PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7โ˜… (170K)NoNoSep 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8โ˜… (6.3M)YesNoSep 2026
5Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9โ˜… (301K)NoNoSep 2026
6PaysafeCard - prepaid paymentsPaysafeCard - prepaid paymentsFree3.7โ˜… (254)NoNoSep 2026
7OnePay โ€“ Mobile BankingOnePay โ€“ Mobile BankingFree4.9โ˜… (435K)NoNoSep 2026
8Afterpay: Pay over timeAfterpay: Pay over timeFree4.9โ˜… (753K)NoNoSep 2026

Top Picks for Pay Online

Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • ๐Ÿš€ Fast payments
  • ๐Ÿ“ฑ Good all-in-one app
  • ๐Ÿ’ณ Convenient payments

Room to Improve

  • ๐Ÿ”’ Security issues
  • ๐Ÿค– Poor customer service
  • ๐Ÿ›‘ Doesn't work internationally
  • ๐Ÿ› Buggy app and transactions
  • ๐Ÿ“ฑ Horrible user experience
  • ๐Ÿ”‘ KYC issues
PhonePe UPI, Payment, Recharge#3

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(170K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
PhonePe UPI, Payment, Recharge screenshot 2
PhonePe UPI, Payment, Recharge screenshot 3
PhonePe UPI, Payment, Recharge screenshot 4
PhonePe UPI, Payment, Recharge screenshot 5
PhonePe UPI, Payment, Recharge screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • ๐Ÿš€ Instant payments
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ’ก Diverse payment options
  • ๐Ÿš€ Fast and convenient

Room to Improve

  • ๐Ÿ› Transactions failing or pending
  • ๐Ÿ” Lack of customer support
  • ๐Ÿ” Difficult to resolve issues
  • ๐Ÿ” Unreliable service
  • ๐Ÿ” Inconsistent performance

More Pay Online apps to explore

FAQ about Pay Online

Are there free pay online apps for iPhone?
Yes โ€” 20 of the top pay online apps we rank are free to download, including QuikPayOnline and Paytm: Secure UPI Payments.
QuikPayOnline has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 247+ pay online apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.