Best Pay Online Apps

247+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

QuikPayOnline is the household name in pay online, but it's far from the only option. We track 247+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Pay Online Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1QuikPayOnlineQuikPayOnlineFree—NoNoMay 2026
2Visa PayVisa PayFree2.4★ (125)YesNoOct 2026
3Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (304K)NoNoOct 2026
4Skrill - Pay & Transfer MoneySkrill - Pay & Transfer MoneyFree4.6★ (25K)YesNoOct 2026
5Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoOct 2026
6Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (40K)YesNoOct 2026
7PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7★ (174K)NoNoOct 2026
8Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoOct 2026

Top Picks for Pay Online

Visa Pay#2

Visa Pay by Visa

Fast & secure payments!
Strong Contender
💰 Finance
2.4(125 ratings)
FreeAds
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A mobile payment solution enabling consumers and micro businesses to access digital payments. Users can create a wallet account, receive a digital card for online and offline transactions, and send money to any enrolled mobile number.

Sezzle: Buy Now, Pay Later#3

Sezzle: Buy Now, Pay Later by Sezzle

Pay Over Time & Earn Rewards
Worth Considering
🛍️ Shopping
4.9😞(304K ratings)
Free
#40in Shopping
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This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

What We Love

  • 🚀 Convenient payment option
  • 💳 Flexible payment plans
  • 🏪 Wide range of partner stores
  • 🆙 Increased spending limit with on-time payments
  • 📈 Helps build credit score

Room to Improve

  • 🤖 Poor customer service
  • 🔒 Concerns about security and fraud
  • 🔄 Issues with rescheduling payments
  • 💰 Unexpected fees and charges
  • 🔒 Restricted access to 'premium' stores
  • ⬇️ Decreased spending limits without explanation

More Pay Online apps to explore

FAQ about Pay Online

Are there free pay online apps for iPhone?
Yes — 20 of the top pay online apps we rank are free to download, including QuikPayOnline and Visa Pay.
QuikPayOnline has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 247+ pay online apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.