EarnIn: Beyond Cash Advance

EarnIn: Beyond Cash Advance

Get Paid Fast, Early Payday

444K ratings
2520 reviews
#49 in free Finance
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • October 25, 2013
  • August 3, 2026

Features

EarnIn: Beyond Cash Advance screenshot #1 for iPhone
EarnIn: Beyond Cash Advance screenshot #2 for iPhone
EarnIn: Beyond Cash Advance screenshot #3 for iPhone
EarnIn: Beyond Cash Advance screenshot #4 for iPhone
EarnIn: Beyond Cash Advance screenshot #5 for iPhone
EarnIn: Beyond Cash Advance screenshot #6 for iPhone
EarnIn: Beyond Cash Advance screenshot #7 for iPhone
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About

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per day
Get paycheck up to 2 days early
Overdraft alerts and custom transfers
Free credit score tracking
Effortless saving tools
24/7 live chat support
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What users say

See all reviews
+1

What's New in EarnIn

16.55

August 3, 2026

We update the app regularly to improve the experience of our community members. The latest version includes several bug fixes and performance enhancements.

More

Charts

Top Free

📉 49-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on August 9, 2026.

Events

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User reviews

DO NOT DO EARLY PAY IT ONLY ENSURE THEY GET THEIR MONEY BUT YOU HAVE TO WAIT UNTIL UR PAYDAY

0 stars but I had to click one

Excellent

They helped when I needed it most!

Nice

Grateful for this program easy steps right on time to help out for the every day. Hustle and bustle kudos. Thank you.

Rating

Great app and very helpful when needed.

It’s a great safety net

I really appreciate the EarnIn app it’s really good for me, it keeps me from having to ask others for a loan until I get paid and it has helped me in many different situations.

User experience

🐞

Reported Bugs

3 issues

Inability to cash out during paid time off

Bug

Incorrect GPS tracking for non-standard work locations

Bug

Delayed bank account verification process

Bug

Requested Features

4 requests

Reminder notifications before payback dates

Feature

Ability to manually update pay cycle changes

Feature

iPad app version

Feature

Improved communication on policy changes

Feature

FAQ

What does EarnIn do?

EarnIn allows you to access a portion of the money you've already earned before your official payday. It offers features like same-day pay transfers, overdraft alerts, free credit score monitoring, and savings tools to help you manage your finances.

How can I get my paycheck early with EarnIn?

With the Early Pay feature, you can receive your paycheck up to two days earlier than usual. This service is available for a small fee of $2.99 per expedited transfer to your primary bank account.

Is EarnIn free to use?

The app itself is free to download and use. While there are no mandatory fees, interest, or credit checks, you can choose to pay a voluntary tip to support services like credit monitoring and to keep expedited transfer fees low.

What are the requirements to use EarnIn?

To use EarnIn, you typically need to have a direct deposit setup with your employer and a valid bank account. Transfer limits are based on your earnings and risk factors, and the service is available in select states with specific terms and restrictions.

How does EarnIn help avoid overdrafts?

EarnIn's Balance Shield feature provides alerts when your bank account balance drops below a set threshold. It can also initiate custom transfers from your earned pay to help prevent your balance from going negative, though it does not guarantee prevention of all overdrafts.