Best Pay Bills Through Bill Pay Service Apps

219+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

With an average user rating of 4.7โ˜…, the pay bills through bill pay service category is one of the App Store's strongest. Browse all 219+ apps we track, sorted so the most loved ones surface first.

Top Picks for Pay Bills Through Bill Pay Service

Deferit: Pay bills in 4#1

Deferit: Pay bills in 4 by deferit Pty Ltd

Save & build credit history
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(23K ratings)
FreeAds
Deferit: Pay bills in 4 screenshot 1
Deferit: Pay bills in 4 screenshot 2
Deferit: Pay bills in 4 screenshot 3
Deferit: Pay bills in 4 screenshot 4
Deferit: Pay bills in 4 screenshot 5
Deferit: Pay bills in 4 screenshot 6

Pay and manage your bills effortlessly with our app. Take a photo of your bill, select the amount, and we pay it for you. Save money, build credit history, and join over 500,000 users taking control of their bills today!

What We Love

  • ๐Ÿ’ณ Helpful for paying bills in installments
  • โฑ๏ธ Fast bill payment processing
  • ๐Ÿ“† Ability to change payment due dates
  • ๐Ÿค Friendly and responsive customer service

Room to Improve

  • ๐Ÿ•ฐ๏ธ Delayed bill payments due to high volume
  • ๐Ÿค– Lack of phone/live chat support
  • ๐Ÿ’ฐ Subscription fees and processing fees
Papaya: Securely Pay Any Bill#2

Papaya: Securely Pay Any Bill by SnapPays Mobile, Inc

Fast & Secure Bill Payments
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(117K ratings)
Free
Papaya: Securely Pay Any Bill screenshot 1
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Papaya: Securely Pay Any Bill screenshot 4
Papaya: Securely Pay Any Bill screenshot 5
Papaya: Securely Pay Any Bill screenshot 6

A secure bill payment app that enables users to quickly and securely pay any bill with ease. Simplify your bill payments today!

What We Love

  • ๐Ÿš€ Easy and fast bill payment
  • ๐Ÿ‘ Convenient for smartphones
  • ๐Ÿ’ก Helpful for forgetful users
  • ๐Ÿš€ Quick and efficient

Room to Improve

  • ๐Ÿ› Payments not processed correctly
  • ๐Ÿ”’ Privacy and security concerns
  • ๐Ÿ” Lack of customer support
Xpress Bill Pay#3

Xpress Bill Pay by Xpress Solutions Inc

The trusted way to pay
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(25K ratings)
Free
Xpress Bill Pay screenshot 1
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Pay your bills quickly and securely with our trusted app. Set up auto-pay, receive account alerts, and easily pay using your cards or bank account. Don't miss outโ€”get started today!

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient bill payment
  • ๐Ÿ’ก Helpful features like paperless statements
  • ๐Ÿ‘ User-friendly app

Room to Improve

  • ๐Ÿ› Update loop issues
  • ๐Ÿ› App not working after updates
  • ๐Ÿ› Routing number/payment issues

More Pay Bills Through Bill Pay Service apps to explore

4
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free
๐Ÿ’ฐ Finance
(253)
5
Paytient
Paytient
Paytient
Feel better. Pay later.
Free

An app that allows users to pay for healthcare costs over time without interest or fees. Users can set up an account quickly, access virtual Visa cards, and choose flexible repayment options. Helpful features include in-app support, tracking spending, and paying with various funding sources.

๐Ÿฅ Medical
(3.4K)
6
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

๐Ÿ’ฐ Finance
(6.3M)
7
Pay with Sublime
Pay with Sublime
Pay with Sublime
Split up and save on bills
Free

This personal finance app uses AI to help you save money on subscriptions by negotiating bills on your behalf and alerting you to upcoming due dates. By connecting your subscriptions, you can track and manage them in one place, and lower your bills without having to call customer service.

๐Ÿ’ฐ Finance
(77)
8
Bills Organizer & Reminder
Bills Organizer & Reminder
Bills Organizer & Reminder
Bill Manager and Bill Monitor
Free

Easily manage and track your bills with this intuitive application. Stay organized, on top of due dates, and take control of your finances โ€“ download now and never miss a payment again!

๐Ÿ’ฐ Finance
(22K)
9
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

A convenient app that helps users manage and track their bills, set reminders, and organize payments easily. Stay on top of your finances effortlessly with our user-friendly interface. Download now to simplify your bill management!

๐Ÿ’ผ Business
(49K)
10
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

๐Ÿ›๏ธ Shopping
(752K)
11
Bills Manager
Bills Manager
Bills Manager
Never miss a bill again
Free

Manage your bills effortlessly with this intuitive app that helps you track and pay your bills on time. Features include monthly bill lists, calendar view, notifications, and secure data storage on your device. Never miss a payment again and stay organized with Bills Manager.

๐Ÿ’ฐ Finance
(7.8K)
12
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

๐Ÿ›๏ธ Shopping
(820K)
13
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

๐Ÿ’ฐ Finance
(2.2M)
14
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

๐Ÿ›๏ธ Shopping
(106K)
15
doxo: All-in-One Bill Pay
doxo: All-in-One Bill Pay
doxo: All-in-One Bill Pay
Securely Track and Pay Bills
Free

Track and pay your bills seamlessly with a secure app offering free bill reminders, various payment methods, and real-time tracking. Stay organized and never miss a payment again.

๐Ÿ’ฐ Finance
(1.1K)
16
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

Rocket Money helps you effortlessly manage your bills, track payments, and stay on top of your finances. Take control of your budget today with Rocket Money!

๐Ÿ’ฐ Finance
(356K)
17
PaySitters
PaySitters
PaySitters
by PaySitters
Free

Get access to an app that ensures your bills are paid on time, helping you avoid late fees, reduce stress, and get your finances on track. Join now to take control of your financial stability and improve the quality of your life.

๐Ÿ’ฐ Finance
(4)
18
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Experience the ultimate convenience of bill payments with our mobile app! Quickly add local billers, set payment reminders, and pay using various methods on-the-go. Download now for free and simplify your bill payment process!

๐Ÿ’ฐ Finance
(4.1K)
19
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Everything Money and Bills
Free

Monica.ng - An all-in-one app that simplifies bill management by organizing due dates, setting reminders, and tracking payment history. Never miss a payment again - stay organized and on top of your finances with Monica.ng.

๐Ÿ’ฐ Finance
(11K)
20
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

๐Ÿ›๏ธ Shopping
(1.7M)