Best Papaya Payments Apps & Games

228+ iOS apps & games curated and reviewed

4.5 avg rating
20 free apps & games
Updated July 2026

Every iPhone needs a few good papaya payments apps and games. We benchmark 228+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Papaya Payments Apps & Games (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoAug 2026
2Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (31K)YesNoAug 2026
3Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
5BenefitPayBenefitPayFree4.7★ (11K)NoNoAug 2026
6Lopay: Payments & POSLopay: Payments & POSFree4.8★ (278)NoNoAug 2026
7WavePayWavePayFree3.8★ (1.8K)YesNoAug 2026
8Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (846K)NoNoAug 2026

Top Picks for Papaya Payments

Papaya: Securely Pay Any Bill#1

Papaya: Securely Pay Any Bill by SnapPays Mobile, Inc

Fast & Secure Bill Payments
Editor's Choice
💰 Finance
4.8😞(118K ratings)
Free
Papaya: Securely Pay Any Bill screenshot 1
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Papaya: Securely Pay Any Bill screenshot 3
Papaya: Securely Pay Any Bill screenshot 4
Papaya: Securely Pay Any Bill screenshot 5
Papaya: Securely Pay Any Bill screenshot 6

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

What We Love

  • 🚀 Easy and fast bill payment
  • 👍 Convenient for smartphones
  • 💡 Helpful for forgetful users
  • 🚀 Quick and efficient

Room to Improve

  • 🐛 Payments not processed correctly
  • 🔒 Privacy and security concerns
  • 🔍 Lack of customer support
Deferit: Pay bills in 4#2

Deferit: Pay bills in 4 by deferit Pty Ltd

Buy now pay later for bills
Strong Contender
💰 Finance
4.8😊(31K ratings)
FreeAds
Deferit: Pay bills in 4 screenshot 1
Deferit: Pay bills in 4 screenshot 2
Deferit: Pay bills in 4 screenshot 3
Deferit: Pay bills in 4 screenshot 4
Deferit: Pay bills in 4 screenshot 5
Deferit: Pay bills in 4 screenshot 6

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

What We Love

  • 💳 Helpful for paying bills in installments
  • ⏱️ Fast bill payment processing
  • 📆 Ability to change payment due dates
  • 🤝 Friendly and responsive customer service

Room to Improve

  • 🕰️ Delayed bill payments due to high volume
  • 🤖 Lack of phone/live chat support
  • 💰 Subscription fees and processing fees
Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Worth Considering
🛍️ Shopping
4.9😐(752K ratings)
Free
#32in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
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Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support

More Papaya Payments apps to explore

4
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
5
BenefitPay
BenefitPay
BenefitPay
by Benefit Company
Free

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments
💰 Finance
(11K)
free
6
Lopay: Payments & POS
Lopay: Payments & POS
Lopay: Payments & POS
Business payments made simple
Free

Accept payments easily on your mobile device or with a card reader. This app allows customers to add tips and provides clear income breakdowns. Get paid directly to your bank account with flexible payout options.

Accept payments via app or card readerCustomer tipping optionTeam member management
💼 Business
(278)
free
7
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
8
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(846K)
free with in-app purchases
9
Pi Pay
Pi Pay
Pi Pay
Cambodia's leading payment app
Free

This app facilitates fast, secure, and convenient payments for online and in-store purchases across Cambodia. It allows users to pay for various goods and services, send money to friends, and manage utility bills. Users can easily add funds to their digital wallet through various methods.

Fast, secure online and in-store paymentsSend and receive moneyOnline top-ups and utility bill payments
💰 Finance
(66)
free
10
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
11
PayMaster - Pay and Transfer
PayMaster - Pay and Transfer
PayMaster - Pay and Transfer
by Pay Master Solutions (Private) Limited
Free

This app simplifies everyday payments, allowing users to recharge mobile phones, pay bills, and transfer money securely. It offers in-app credit and supports multiple languages for a convenient user experience.

Cashless paymentsMobile rechargesBill payments
🌟 Lifestyle
(135)
free
12
Blitz - Win Cash
Blitz - Win Cash
Blitz - Win Cash
Bingo, Solitaire, Pool, Bubble
Free

Compete in skill-based mobile games like Bingo, Solitaire, and Pool for real cash prizes. Play against real players worldwide in daily challenges and tournaments. Withdraw winnings instantly via Venmo, PayPal, Apple Pay, or bank transfer.

Play real cash gamesSkill-based competitionPractice mode available
🎮 Games
(425K)
free with in-app purchases
13
Moreta Pay
Moreta Pay
Moreta Pay
Easy payments for travelers
Free

This app enables international travelers to make QR payments in Southeast Asia. Avoid cash and ATM fees by paying local merchants directly from your phone in your own currency. Enjoy fast, secure, and transparent transactions.

QR payments in Southeast AsiaPay in your own currencyNo cash exchanges or ATM runs
💰 Finance
(487)
free
14
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
15
Sola Payments
Sola Payments
Sola Payments
Accept payments on-the-go
Free

Accept and manage business payments conveniently from your mobile device. Process transactions using a card reader, manual entry, or camera capture. Track sales, generate reports, and send email receipts instantly. Securely store customer payment information and maintain PCI DSS compliance.

Accept payments via card reader, key-in, or cameraSend instant email receiptsTrack sales and view reports
💼 Business
(232)
free
16
Qerko
Qerko
Qerko
by Piano Payments s.r.o.
Free

Effortlessly pay your restaurant bills without waiting. Scan a QR code, pay with a swipe, and receive your receipt instantly. Earn rewards through the loyalty program just for using the app.

Scan QR codes to pay billsPay bills with a swipeInstant digital receipts
🍔 Food & Drink
(98)
free
17
Merchant.app
Merchant.app
Merchant.app
A modern approach to payments
Free

This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.

Process payments via terminal, text, or emailLightning-fast transactionsCustomer payments via phone or email
💰 Finance
(6)
free
18
Connect & Pay
Connect & Pay
Connect & Pay
by 365
Free

This app simplifies shopping at participating service locations. Users can create and fund accounts, pay for purchases, view nutrition information, and track their spending history.

Create and fund accountsPay for purchasesView nutrition information
🛍️ Shopping
(9.3K)
ad-supported
19
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free

This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.

Accept card and contactless paymentsIntuitive product library for inventorySales tracking and reporting
💼 Business
(1.1K)
free with in-app purchases
20
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases

FAQ about Papaya Payments

What are the best papaya payments apps & games for iPhone?
Papaya: Securely Pay Any Bill tops our papaya payments apps & games ranking as of July 2026, with a 4.8-star average from 118K App Store ratings, and it's free to download.
Yes — 20 of the top papaya payments apps & games we rank are free to download, including Papaya: Securely Pay Any Bill and Deferit: Pay bills in 4.
Papaya: Securely Pay Any Bill has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 228+ papaya payments apps & games on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app provides a unified platform to pay all your bills quickly and securely. It eliminates the need to log into multiple accounts or mail checks, simplifying the entire bill payment process.
You can pay virtually any bill, including medical, dental, utilities, rent, insurance, loans, parking tickets, DMV fees, business expenses, and more. The app is designed to handle a wide variety of payment needs.