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Best Papaya Payments Apps

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good papaya payments apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Papaya Payments Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoAug 2026
2Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (32K)YesNoAug 2026
3CirclePay - Buy Now Pay LaterCirclePay - Buy Now Pay LaterFree3.0★ (2)NoNoAug 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
5Lopay: Payments & POSLopay: Payments & POSFree4.8★ (287)NoNoAug 2026
6PayemmPayemmFree5.0★ (1)NoNoAug 2026
7Sola PaymentsSola PaymentsFree4.8★ (232)NoNoAug 2026
8BenefitPayBenefitPayFree4.7★ (11K)NoNoAug 2026

Top Picks for Papaya Payments

Papaya: Securely Pay Any Bill#1

Papaya: Securely Pay Any Bill by SnapPays Mobile, Inc

Fast & Secure Bill Payments
Editor's Choice
💰 Finance
4.8😞(118K ratings)
Free
Papaya: Securely Pay Any Bill screenshot 1
Papaya: Securely Pay Any Bill screenshot 2
Papaya: Securely Pay Any Bill screenshot 3
Papaya: Securely Pay Any Bill screenshot 4
Papaya: Securely Pay Any Bill screenshot 5
Papaya: Securely Pay Any Bill screenshot 6

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

What We Love

  • 🚀 Easy and fast bill payment
  • 👍 Convenient for smartphones
  • 💡 Helpful for forgetful users
  • 🚀 Quick and efficient

Room to Improve

  • 🐛 Payments not processed correctly
  • 🔒 Privacy and security concerns
  • 🔍 Lack of customer support
Deferit: Pay bills in 4#2

Deferit: Pay bills in 4 by deferit Pty Ltd

Buy now pay later for bills
Strong Contender
💰 Finance
4.8😊(32K ratings)
FreeAds
Deferit: Pay bills in 4 screenshot 1
Deferit: Pay bills in 4 screenshot 2
Deferit: Pay bills in 4 screenshot 3
Deferit: Pay bills in 4 screenshot 4
Deferit: Pay bills in 4 screenshot 5
Deferit: Pay bills in 4 screenshot 6

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

What We Love

  • 💳 Helpful for paying bills in installments
  • ⏱️ Fast bill payment processing
  • 📆 Ability to change payment due dates
  • 🤝 Friendly and responsive customer service

Room to Improve

  • 🕰️ Delayed bill payments due to high volume
  • 🤖 Lack of phone/live chat support
  • 💰 Subscription fees and processing fees

More Papaya Payments apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
5
Lopay: Payments & POS
Lopay: Payments & POS
Lopay: Payments & POS
Business payments made simple
Free

Accept payments easily on your mobile device or with a card reader. This app allows customers to add tips and provides clear income breakdowns. Get paid directly to your bank account with flexible payout options.

Accept payments via app or card readerCustomer tipping optionTeam member management
💼 Business
(287)
free
6
Payemm
Payemm
Payemm
Payemm Now, Pay Us Later
Free

Manage everyday spending, from groceries to online shopping, by splitting costs into four easy fortnightly payments. Earn rewards and cashback for making payments on time or early, building better financial habits.

Split payments into 4 fortnightly installmentsManage groceries, top-ups, and online shoppingEarn rewards and cashback for timely payments
💰 Finance
(1)
free
7
Sola Payments
Sola Payments
Sola Payments
Accept payments on-the-go
Free

Accept and manage business payments conveniently from your mobile device. Process transactions using a card reader, manual entry, or camera capture. Track sales, generate reports, and send email receipts instantly. Securely store customer payment information and maintain PCI DSS compliance.

Accept payments via card reader, key-in, or cameraSend instant email receiptsTrack sales and view reports
💼 Business
(232)
free
8
BenefitPay
BenefitPay
BenefitPay
by Benefit Company
Free

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments
💰 Finance
(11K)
free
9
LatinoTel Payments
LatinoTel Payments
LatinoTel Payments
LatinoTel Payments
Free

This app allows users to securely send payment notifications and confirmations. It provides a straightforward method for managing and communicating payment details.

Send payment notificationsSecure payment confirmationsEasy to use interface
🔧 Utilities
(1)
free
10
MannyPay
MannyPay
MannyPay
Empowering Payments
Free
💰 Finance
(0)
11
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
12
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
13
Samoa Payments Clients
Samoa Payments Clients
Samoa Payments Clients
SP products on your phone
Free
💼 Business
(0)
14
Pi Pay
Pi Pay
Pi Pay
Cambodia's leading payment app
Free

This app facilitates fast, secure, and convenient payments for online and in-store purchases across Cambodia. It allows users to pay for various goods and services, send money to friends, and manage utility bills. Users can easily add funds to their digital wallet through various methods.

Fast, secure online and in-store paymentsSend and receive moneyOnline top-ups and utility bill payments
💰 Finance
(66)
free
15
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
The rewarding way to pay.
Free

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers
💰 Finance
(3.9K)
free with in-app purchases
16
Banco: Vendor & Contractor Pay
Banco: Vendor & Contractor Pay
Banco: Vendor & Contractor Pay
Payments for global workers
Free
💰 Finance
(0)
17
PayTabs
PayTabs
PayTabs
Merchant App
Free

This app helps businesses manage payments and sell products globally. It offers seamless checkout experiences with multiple currency and payment options, including digital wallets. Businesses can also send and receive invoices easily via various channels.

Secure mobile paymentsGlobal sales managementSeamless checkout integration
💰 Finance
(0)
free
18
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
19
SquareMe | Payments & Cards
SquareMe | Payments & Cards
SquareMe | Payments & Cards
Squareme
Free

This platform simplifies financial transactions in Nigeria, offering free money transfers, bill payments, and airtime top-ups. Users can also earn rewards and participate in draws for a chance to win cash prizes.

Free money transfers via phone numberMulti-contact transactionsAirtime and data top-ups
💰 Finance
(22)
free with in-app purchases
20
PNC EarnedIt
PNC EarnedIt
PNC EarnedIt
by Daily Pay Inc.
Free

Access a portion of your earned wages before payday. This app allows you to transfer funds to your bank account or card, with options for instant or next-day delivery. You'll still receive your remaining pay on your scheduled payday.

Access earned wages before paydayTransfer funds to bank account or cardInstant or next-day fund delivery
💰 Finance
(5.4K)
free with in-app purchases

FAQ about Papaya Payments

What are the best papaya payments apps for iPhone?
Papaya: Securely Pay Any Bill tops our papaya payments apps ranking as of August 2026, with a 4.8-star average from 118K App Store ratings, and it's free to download.
Yes — 20 of the top papaya payments apps we rank are free to download, including Papaya: Securely Pay Any Bill and Deferit: Pay bills in 4.
Papaya: Securely Pay Any Bill has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ papaya payments apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app provides a unified platform to pay all your bills quickly and securely. It eliminates the need to log into multiple accounts or mail checks, simplifying the entire bill payment process.
You can pay virtually any bill, including medical, dental, utilities, rent, insurance, loans, parking tickets, DMV fees, business expenses, and more. The app is designed to handle a wide variety of payment needs.