Lopay: Payments & POS

Lopay: Payments & POS

Business payments made simple

303 ratings
142 reviews
Free

Details

Released
May 25, 2021
Updated
November 6, 2026

Features

Lopay: Payments & POS screenshot #1 for iPhone
Lopay: Payments & POS screenshot #2 for iPhone
Lopay: Payments & POS screenshot #3 for iPhone
Lopay: Payments & POS screenshot #4 for iPhone
Lopay: Payments & POS screenshot #5 for iPhone
Lopay: Payments & POS screenshot #6 for iPhone
Lopay: Payments & POS screenshot #7 for iPhone
Lopay: Payments & POS screenshot #8 for iPhone
iphone
ipad
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About

Accept payments easily on your mobile device or with a Bluetooth card reader. Customers can add tips, and you can manage team members and track income breakdowns. Get paid directly to your bank with flexible payout options.

✓Accept mobile payments
✓Bluetooth card reader support
✓Customer tipping
✓Team member management
✓Income breakdown reports
✓Direct bank payouts
✓QR code payment stickers
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What users say about Lopay

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+1

What's New in Lopay

3.2.11

November 6, 2026

This update is all about performance enhancements, bug fixes and design tweaks. Contact support@lopay.com if you have questions or feedback.

User reviews

This company completely sucks

I was in the middle of taking transactions and they just paused all of my payments and told me they have blocked my account for no reason. This company seems to be a very small company on a farm or something. And they never answer the phone

Too many updates

Way too many updates compared to its competitors

Generally use tap on Phone to take payment and then the one time you need your card machine it needs to do a 15 minute update

Also seems very slow compared to its competitors. There have been times when I’ve been trying to tap to take payment using my phone and it takes forever to load so have used my other provider. Just seems a very unstable platform especially compared to provider that begins with IZ!
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Response from developer

Thank you for the feedback. We’re sorry the app has felt slow and disruptive at busy moments. We know speed and reliability matter most when you’re taking payments, and we’ll keep working to improve that experience.

Not Recommended – Unreliable and Unexplained Restrictions

The service from Lopay was good while it lasted, but unfortunately our experience has ended on a very disappointing note.
Yesterday, we discovered that Payment Links and QR Payments had been suspended on our account. This was particularly frustrating because we had used these payment methods previously without any issues.
We contacted Lopay customer service via their messaging service to find out what had happened and why these facilities had suddenly been removed. After some communication, we received a response from someone named Ronaldo stating:
“Our Review team has decided that we’re unable to enable Payment Links on your account at this time.”
We were also told that, due to Lopay not being a high-risk card processor, they operate under strict restrictions and could not provide any further details.
Unfortunately, this is not acceptable from a business perspective. As a reputable company, we cannot put our own credibility at risk by advertising to customers that we accept card payments through Payment Links and QR Payments, only to discover without warning that these services have been suspended.
The biggest issue for us is not simply that the services were restricted — businesses can understand that providers have policies and compliance requirements. The problem is the lack of transparency and, more importantly, the lack of notification that these payment methods had been suspended.
Long story short, we have immediately switched to another reliable payment provider that offers these payment methods as standard, without placing our business in a position where we could potentially disappoint or inconvenience our customers.
Our verdict?
Unfortunately, we do not recommend Lopay for businesses that require reliable and predictable card payment services.
The service may have been good while it lasted, but reliability and transparency are essential when you're dealing with your customers and your company's reputation.
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Response from developer

Thank you, Mario, for sharing this. We’re sorry your experience changed in a way that caused disruption and concern for your business. We understand how important clear, dependable payment tools are, and we’ve made sure your feedback is shared with the team. Please do reach out to us on support@lopay.com and we would be happy to assist you.

Bad connection

When I start it is was good at the moment very struggling about Internet connection taking payment

Update

It has taken me ages to update as it kept timing out

Developer apps

User experience

🐞

Reported Bugs

4 issues

App crashes after updates

Bug

Card reader disconnects frequently

Bug

Delayed fund transfers

Bug

Account freezes without explanation

Bug
✨

Requested Features

5 requests

Offline payment option

Feature

Pre-authorization feature

Feature

Standalone card reader

Feature

Customizable branding on receipts

Feature

Tipping functionality

Feature

FAQ

What is Lopay's transaction fee?

Lopay charges a US low rate of 1.99% + 10¢ per transaction. This competitive fee structure aims to help businesses keep more of their earnings.

How quickly can I get paid with Lopay?

Lopay offers flexible payout options, allowing you to receive funds instantly, the next day, weekly, or even on weekends, directly to your bank account.

Can I accept payments without a card reader using Lopay?

Yes, Lopay allows you to accept payments directly via the app or through special QR stickers, in addition to using a Bluetooth card reader.

Does Lopay have ads?

No, Lopay does not contain advertisements, allowing for an uninterrupted user experience.

What devices does Lopay support?

Lopay is supported on iPhone, iPad, and iPod devices, making it accessible for a wide range of Apple users.

How often is Lopay updated?

The latest version of Lopay is 3.2.11, last updated on November 6, 2026. Users have noted frequent mandatory updates.

What is the age rating for Lopay?

Lopay has an age rating of 4+, making it suitable for a broad audience.

What do users like most about Lopay?

User reviews highlight instant payouts, ease of use, competitive fees, secure transactions, and excellent customer service as major pros for Lopay.