Best Lopay Apps

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good lopay apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Lopay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lopay: Payments & POSLopay: Payments & POSFree4.8★ (286)NoNoAug 2026
2SumUp BusinessSumUp BusinessFree3.8★ (711)YesNoSep 2026
3PayJunctionPayJunctionFree4.5★ (8)NoNoMay 2026
4Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (3.7K)NoNoSep 2026
5SpotOn PaymentsSpotOn PaymentsFree4.7★ (29)NoNoMay 2026
6Nomod | Payment LinksNomod | Payment LinksFree4.8★ (59)NoNoAug 2026
7viva.com Terminalviva.com TerminalFree2.3★ (3)NoNoJul 2026
8NayaPayNayaPayFree4.7★ (1.1K)NoNoAug 2026

Top Picks for Lopay

Lopay: Payments & POS#1

Lopay: Payments & POS by LOPAY LTD

Business payments made simple
Editor's Choice
💼 Business
4.8😐(286 ratings)
Free
Lopay: Payments & POS screenshot 1
Lopay: Payments & POS screenshot 2
Lopay: Payments & POS screenshot 3
Lopay: Payments & POS screenshot 4
Lopay: Payments & POS screenshot 5
Lopay: Payments & POS screenshot 6

Accept payments easily on your mobile device or with a card reader. This app allows customers to add tips and provides clear income breakdowns. Get paid directly to your bank account with flexible payout options.

What We Love

  • 🚀 Instant payouts
  • 👍 Easy to use
  • 💰 Competitive fees
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Connectivity issues
  • ⏱️ Slow transaction approvals
  • 🔋 Battery drain on card reader
SumUp Business#2

SumUp Business by SumUp Limited

Get paid and manage your money
Strong Contender
💼 Business
3.8😞(711 ratings)
FreeAds
SumUp Business screenshot 1
SumUp Business screenshot 2
SumUp Business screenshot 3
SumUp Business screenshot 4
SumUp Business screenshot 5
SumUp Business screenshot 6

This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.

What We Love

  • 🚀 Easy to use
  • 💡 Useful features
  • 👍 Good app design
  • 🚀 Fast payments

Room to Improve

  • 🐛 Unreliable connectivity
  • 🐛 Buggy app
  • 🔒 Security concerns
PayJunction#3

PayJunction by Messiahic, Inc.

PayJunction Card Processing
Worth Considering
💼 Business
4.5(8 ratings)
Free
PayJunction screenshot 1
PayJunction screenshot 2
PayJunction screenshot 3
PayJunction screenshot 4

This app allows existing customers to process payments and collect electronic signatures on the go. It supports keying in credit cards, sending email receipts, and offers next-day deposits. It is PCI Level 1 compliant for secure transactions.

More Lopay apps to explore

4
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.7K)
free with in-app purchases
5
SpotOn Payments
SpotOn Payments
SpotOn Payments
Accept payments anytime.
Free

This mobile app enables merchants to accept payments on the go. When used with a compatible card reader, it facilitates credit card transactions, records cash payments, processes refunds, sends email receipts, and provides access to transaction history.

Accept credit card transactionsRecord cash transactionsProcess refunds
💰 Finance
(29)
free
6
Nomod | Payment Links
Nomod | Payment Links
Nomod | Payment Links
Pay links and card processing
Free

Create and share payment links, process card payments, and sell anything anywhere. Offers online and in-person payment options, including buy now pay later services. Ideal for businesses needing flexible payment solutions.

Create and share payment linksAccept online and in-person paymentsSupport for Tabby & Tamara (BNPL)
💼 Business
(59)
free with in-app purchases
7
viva.com Terminal
viva.com Terminal
viva.com Terminal
Effortless Payments
Free

Accept payments directly on your iPhone or with a portable card reader. Supports a wide range of payment methods, digital receipts, and shift tracking.

Accept payments via iPhone or card readerSupport for Visa, Mastercard, Amex, Apple Pay, Google Pay, and moreCollect customer tips
💰 Finance
(3)
ad-supported
8
NayaPay
NayaPay
NayaPay
For all your everyday payments
Free

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

Send and receive money instantlyPay bills from hundreds of merchantsReceive global remittances
💰 Finance
(1.1K)
free with in-app purchases
9
Terminal Pay
Terminal Pay
Terminal Pay
Stripe Payments Made Easy
Free

This app connects your Stripe account to physical payment terminals for secure, in-person transactions. It offers flexible tax settings, transaction management, and receipt printing capabilities.

Stripe account integrationIn-person payment processingFlexible tax settings
💰 Finance
(2)
free
10
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
FASTag, Credit Card, Gold SIP
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(170K)
free with in-app purchases
11
Payt
Payt
Payt
by Sergio Sobata
Free
📊 Productivity
(0)
12
Lusopay
Lusopay
Lusopay
by LUSOPAY, Instituição de Pagamento, Lda.
Free
🔧 Utilities
(0)
13
OxPay Lite
OxPay Lite
OxPay Lite
The way you make payments
Free
💰 Finance
(0)
14
OkuloPay
OkuloPay
OkuloPay
by Okulo Inc.
Free
💰 Finance
(0)
15
AgilPay Mobile
AgilPay Mobile
AgilPay Mobile
AgilPay mobile for merchants
Free
💼 Business
(0)
16
Workpay.uz
Workpay.uz
Workpay.uz
Workpay.uz
Free
🗺️ Navigation
(0)
17
ICpay
ICpay
ICpay
by BIXOLON CO.,LTD.
Free
💰 Finance
(0)
18
Partner Shop with LOCA
Partner Shop with LOCA
Partner Shop with LOCA
For Loca Member Privilege
Free
🔧 Utilities
(0)
19
Kubinga Logista
Kubinga Logista
Kubinga Logista
by Darryl Mackenzie Nequetela
Free
💼 Business
(0)
20
Relam Pay
Relam Pay
Relam Pay
RelamPagos - billetera virtual
Free
💰 Finance
(0)

FAQ about Lopay

What are the best lopay apps for iPhone?
Lopay: Payments & POS tops our lopay apps ranking as of August 2026, with a 4.8-star average from 286 App Store ratings, and it's free to download.
Yes — 20 of the top lopay apps we rank are free to download, including Lopay: Payments & POS and SumUp Business.
Lopay: Payments & POS has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ lopay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Lopay is a mobile application designed to simplify business payments. It allows you to accept payments directly on your smartphone or tablet, either through the app itself or via a Bluetooth card reader. The app also offers features like customer tipping, team management, and detailed income reporting.
Lopay offers a low transaction rate of 1.99% + 10¢ per transaction, allowing businesses to keep more of their earnings. You can choose your preferred payout schedule, from instant to monthly. Additionally, there's a free expense and rewards card that can help offset transaction fees.

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