Best Lopay Apps

211+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good lopay apps. We benchmark 211+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Lopay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lopay: Payments & POSLopay: Payments & POSFree4.8★ (277)NoNoJul 2026
2SumUp BusinessSumUp BusinessFree3.8★ (697)YesNoJul 2026
3PayJunctionPayJunctionFree4.5★ (8)NoNoMay 2026
4Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (3.1K)NoNoJul 2026
5SpotOn PaymentsSpotOn PaymentsFree4.7★ (29)NoNoMay 2026
6Nomod | Payment LinksNomod | Payment LinksFree4.8★ (57)NoNoJul 2026
7viva.com Terminalviva.com TerminalFree2.3★ (3)NoNoJul 2026
8NayaPayNayaPayFree4.7★ (1.1K)YesNoJul 2026

Top Picks for Lopay

Lopay: Payments & POS#1

Lopay: Payments & POS by LOPAY LTD

Business payments made simple
Editor's Choice
💼 Business
4.8😐(277 ratings)
Free
Lopay: Payments & POS screenshot 1
Lopay: Payments & POS screenshot 2
Lopay: Payments & POS screenshot 3
Lopay: Payments & POS screenshot 4
Lopay: Payments & POS screenshot 5
Lopay: Payments & POS screenshot 6

Accept payments easily on your mobile device or with a card reader. This app allows customers to add tips and provides clear income breakdowns. Get paid directly to your bank account with flexible payout options.

What We Love

  • 🚀 Instant payouts
  • 👍 Easy to use
  • 💰 Competitive fees
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Connectivity issues
  • ⏱️ Slow transaction approvals
  • 🔋 Battery drain on card reader
SumUp Business#2

SumUp Business by SumUp Limited

POS & Mobile Payments App
Strong Contender
💼 Business
3.8😞(697 ratings)
FreeAds
SumUp Business screenshot 1
SumUp Business screenshot 2
SumUp Business screenshot 3
SumUp Business screenshot 4
SumUp Business screenshot 5
SumUp Business screenshot 6

This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.

What We Love

  • 🚀 Easy to use
  • 💡 Useful features
  • 👍 Good app design
  • 🚀 Fast payments

Room to Improve

  • 🐛 Unreliable connectivity
  • 🐛 Buggy app
  • 🔒 Security concerns
PayJunction#3

PayJunction by Messiahic, Inc.

PayJunction Card Processing
Worth Considering
💼 Business
4.5(8 ratings)
Free
PayJunction screenshot 1
PayJunction screenshot 2
PayJunction screenshot 3
PayJunction screenshot 4

This app allows existing customers to process payments and collect electronic signatures on the go. It supports keying in credit cards, sending email receipts, and offers next-day deposits. It is PCI Level 1 compliant for secure transactions.

More Lopay apps to explore

4
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.1K)
free with in-app purchases
5
SpotOn Payments
SpotOn Payments
SpotOn Payments
Accept payments anytime.
Free

This mobile app enables merchants to accept payments on the go. When used with a compatible card reader, it facilitates credit card transactions, records cash payments, processes refunds, sends email receipts, and provides access to transaction history.

Accept credit card transactionsRecord cash transactionsProcess refunds
💰 Finance
(29)
free
6
Nomod | Payment Links
Nomod | Payment Links
Nomod | Payment Links
Pay links and card processing
Free

Create and share payment links, process card payments, and sell anything anywhere. Offers online and in-person payment options, including buy now pay later services. Ideal for businesses needing flexible payment solutions.

Create and share payment linksAccept online and in-person paymentsSupport for Tabby & Tamara (BNPL)
💼 Business
(57)
free with in-app purchases
7
viva.com Terminal
viva.com Terminal
viva.com Terminal
Effortless Payments
Free

Accept payments directly on your iPhone or with a portable card reader. Supports a wide range of payment methods, digital receipts, and shift tracking.

Accept payments via iPhone or card readerSupport for Visa, Mastercard, Amex, Apple Pay, Google Pay, and moreCollect customer tips
💰 Finance
(3)
ad-supported
8
NayaPay
NayaPay
NayaPay
For all your everyday payments
Free

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

Send and receive money instantlyPay bills from hundreds of merchantsReceive global remittances
💰 Finance
(1.1K)
free with in-app purchases
9
LuLaRoe - BLESS
LuLaRoe - BLESS
LuLaRoe - BLESS
by Lularoe, LLC
Free

This app serves as a comprehensive point-of-sale and inventory management system for independent retailers. It facilitates event scheduling, secure payment processing, and customer data management, streamlining the entire retail experience.

Pop-Up scheduling and managementAccept Visa, Mastercard, AMEX, and DiscoverAutomatic tax calculation
💼 Business
(234)
free
10
LoyLap
LoyLap
LoyLap
Rewarding Payments
Free

This app acts as a digital wallet for your favorite businesses, allowing you to earn loyalty rewards and make payments seamlessly. It consolidates your loyalty programs and payment options into a single, user-friendly interface.

Digital walletEarn loyalty rewardsMake payments
💰 Finance
(307)
free
11
Lyf Pay
Lyf Pay
Lyf Pay
Paiement mobile & cagnotte
Free

This mobile payment and savings app will be phasing out its services. Users will no longer be able to access its features by June 1, 2026, as the company ceases operations.

Mobile payment servicesSavings account functionalityPhasing out services
💰 Finance
(120)
ad-supported
12
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.7K)
free with in-app purchases
13
VietinBank iPay
VietinBank iPay
VietinBank iPay
Embrace the digital life
Free

This universal digital banking app allows individuals to manage accounts, cards, savings, and loans online. It offers advanced security features like eKYC and FacePay, along with convenient payment solutions and loyalty rewards. Enjoy a wide range of services and partner offers with no maintenance or transfer fees.

Electronic identification (eKYC)FacePay biometric authenticationOnline account management
💰 Finance
(1.5K)
free
14
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
15
Alipay - Simplify Your Life
Alipay - Simplify Your Life
Alipay - Simplify Your Life
by Alipay (Hangzhou) Technology Co., Ltd.
Free

This app serves as a digital payment and services platform, primarily for users in China. It enables seamless online and in-person transactions with merchants both domestically and internationally. Foreign visitors can link their credit cards for use within China.

Online paymentsIn-person paymentsInternational merchant acceptance
🌟 Lifestyle
(4.2K)
free with in-app purchases
16
Nelo
Nelo
Nelo
Compra ahora. Paga después
Free

Shop and pay for items in installments across Mexico. Easily pay bills for utilities, phone, and streaming services. Secure your purchases with a virtual card and enjoy convenient shopping at top retailers.

Pay bills in installmentsShop at favorite storesVirtual single-use card
🛍️ Shopping
(518)
free
17
Spin Premia
Spin Premia
Spin Premia
Spin Premia
Free

Earn points and exclusive rewards by registering purchases from various brands. Redeem points for coffee, gas, travel, and more. Discover offers and coupons, and enjoy fast delivery of OXXO products in select cities.

Earn points on purchasesRedeem points for products and travelExclusive rewards and experiences
🛍️ Shopping
(5.2K)
free with in-app purchases
18
Fastpay Agent
Fastpay Agent
Fastpay Agent
Fastpay application for agent
Free

Manage daily transactions and customer interactions efficiently. This app allows agents to easily perform cash-in and cash-out operations, view transaction history, and receive instant notifications. It's designed for seamless agent operations.

Scan customer QR for cash-inShow QR for customer cash-outView account balance
💼 Business
(157)
free
19
My Loja Store - Point of Sale
My Loja Store - Point of Sale
My Loja Store - Point of Sale
Finances and Inventory Manager
Free

Manage sales, inventory, and customer finances with a user-friendly mobile interface. Track products, control expenses, and generate reports without needing a computer or internet connection.

Inventory control (grid/simple)Product registration with photosSales tracking and control
💼 Business
(218)
free with in-app purchases
20
Muambator
Muambator
Muambator
Rastreio Encomendas e Pacotes
Free

Track your packages from various online stores and shipping carriers with real-time updates. Get instant notifications for every delivery status change, and easily organize your shipments with custom tags and categories.

Real-time package trackingPush notifications for status updatesEmail notifications for deliveries
🔧 Utilities
(156)
free with in-app purchases

FAQ about Lopay

What are the best lopay apps for iPhone?
Lopay: Payments & POS tops our lopay apps ranking as of July 2026, with a 4.8-star average from 277 App Store ratings, and it's free to download.
Yes — 20 of the top lopay apps we rank are free to download, including Lopay: Payments & POS and SumUp Business.
Lopay: Payments & POS has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 211+ lopay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Lopay is a mobile application designed to simplify business payments. It allows you to accept payments directly on your smartphone or tablet, either through the app itself or via a Bluetooth card reader. The app also offers features like customer tipping, team management, and detailed income reporting.
Lopay offers a low transaction rate of 1.99% + 10¢ per transaction, allowing businesses to keep more of their earnings. You can choose your preferred payout schedule, from instant to monthly. Additionally, there's a free expense and rewards card that can help offset transaction fees.

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