Best Lopay Apps

201+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good lopay apps. We benchmark 201+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Lopay

Lopay: Payments & POS#1

Lopay: Payments & POS by LOPAY LTD

Business payments made simple
Editor's Choice
💼 Business
4.8😐(268 ratings)
Free
Lopay: Payments & POS screenshot 1
Lopay: Payments & POS screenshot 2
Lopay: Payments & POS screenshot 3
Lopay: Payments & POS screenshot 4
Lopay: Payments & POS screenshot 5
Lopay: Payments & POS screenshot 6

Accept payments easily on your mobile device or with a card reader. This app allows customers to add tips and provides clear income breakdowns. Get paid directly to your bank account with flexible payout options.

What We Love

  • 🚀 Instant payouts
  • 👍 Easy to use
  • 💰 Competitive fees
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Connectivity issues
  • ⏱️ Slow transaction approvals
  • 🔋 Battery drain on card reader
SumUp Business#2

SumUp Business by SumUp Limited

Tap to Pay, paiements et POS
Strong Contender
💼 Business
3.8😞(689 ratings)
FreeAds
SumUp Business screenshot 1
SumUp Business screenshot 2
SumUp Business screenshot 3
SumUp Business screenshot 4
SumUp Business screenshot 5
SumUp Business screenshot 6

This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.

What We Love

  • 🚀 Easy to use
  • 💡 Useful features
  • 👍 Good app design
  • 🚀 Fast payments

Room to Improve

  • 🐛 Unreliable connectivity
  • 🐛 Buggy app
  • 🔒 Security concerns
Tap to Pay + Contactless + POS#3

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Worth Considering
💼 Business
4.8😞(3.1K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Facilitates transactions efficiently
  • 💡 Versatile for various business needs

Room to Improve

  • 🐛 Payments not received or delayed
  • 🔒 Difficult to close accounts
  • 💰 Unexpected charges and fees

More Lopay apps to explore

4
SpotOn Payments
SpotOn Payments
SpotOn Payments
Accept payments anytime.
Free

This mobile app enables merchants to accept payments on the go. When used with a compatible card reader, it facilitates credit card transactions, records cash payments, processes refunds, sends email receipts, and provides access to transaction history.

Accept credit card transactionsRecord cash transactionsProcess refunds
💰 Finance
(29)
free
5
PayJunction
PayJunction
PayJunction
PayJunction Card Processing
Free

This app allows existing customers to process payments and collect electronic signatures on the go. It supports keying in credit cards, sending email receipts, and offers next-day deposits. It is PCI Level 1 compliant for secure transactions.

Key-in credit cardsSend receipts via emailCollect electronic signatures
💼 Business
(8)
free
6
NayaPay
NayaPay
NayaPay
For all your everyday payments
Free

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

Send and receive money instantlyPay bills from hundreds of merchantsReceive global remittances
💰 Finance
(1.1K)
free with in-app purchases
7
viva.com Terminal
viva.com Terminal
viva.com Terminal
Effortless Payments
Free

Accept payments directly on your iPhone or with a portable card reader. Supports a wide range of payment methods, digital receipts, and shift tracking.

Accept payments via iPhone or card readerSupport for Visa, Mastercard, Amex, Apple Pay, Google Pay, and moreCollect customer tips
💰 Finance
(2)
ad-supported
8
Nomod | Payment Links
Nomod | Payment Links
Nomod | Payment Links
Pay links and card processing
Free

Create and share payment links, process card payments, and sell anything anywhere. Offers online and in-person payment options, including buy now pay later services. Ideal for businesses needing flexible payment solutions.

Create and share payment linksAccept online and in-person paymentsSupport for Tabby & Tamara (BNPL)
💼 Business
(55)
free with in-app purchases
9
AstroPay - Global Wallet
AstroPay - Global Wallet
AstroPay - Global Wallet
Global multicurrency wallet
Free

Manage your money globally with this all-in-one digital wallet. Send and receive international transfers instantly and for free, make payments worldwide with a globally accepted card, and exchange multiple currencies directly within the app. Enjoy financial freedom with no hidden fees and secure transactions.

Free international transfersSend and receive money overseasConvert 10+ currencies
💰 Finance
(439)
free with in-app purchases
10
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(162K)
free with in-app purchases
11
urpay
urpay
urpay
by GLOBAL FINANCIAL DIGITAL SOLUTIONS COMPANY
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
12
EasyPay: mobile pay wallet app
EasyPay: mobile pay wallet app
EasyPay: mobile pay wallet app
Finance payment, send money
Free

This mobile wallet facilitates various online payments in Ukraine. Users can transfer money, pay utility bills, top up mobile and internet services, and pay for travel. It offers quick registration, supports multiple bank cards, and allows for setting up recurring payments.

Online payments in UkraineCard-to-card money transfersUtility and mobile bill payments
💰 Finance
(241)
free with in-app purchases
13
Nelo
Nelo
Nelo
Compra ahora. Paga después
Free

Shop and pay for items in installments across Mexico. Easily pay bills for utilities, phone, and streaming services. Secure your purchases with a virtual card and enjoy convenient shopping at top retailers.

Pay bills in installmentsShop at favorite storesVirtual single-use card
🛍️ Shopping
(507)
free
14
VietinBank iPay
VietinBank iPay
VietinBank iPay
Embrace the digital life
Free

This universal digital banking app allows individuals to manage accounts, cards, savings, and loans online. It offers advanced security features like eKYC and FacePay, along with convenient payment solutions and loyalty rewards. Enjoy a wide range of services and partner offers with no maintenance or transfer fees.

Electronic identification (eKYC)FacePay biometric authenticationOnline account management
💰 Finance
(1.4K)
free
15
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.6K)
free with in-app purchases
16
KBZPay Customer
KBZPay Customer
KBZPay Customer
by KANBAWZA BANK LIMITED
Free

A mobile wallet app for secure and convenient money transactions in Myanmar. Easily pay bills, transfer funds, and manage cash in/out with just a few taps.

Mobile walletSecure transactionsConvenient payments
💰 Finance
(20K)
free
17
Saldo.mx
Saldo.mx
Saldo.mx
pagos sin fronteras
Free

This service allows you to pay utility bills and top up cell phones directly from your mobile device. Save time and avoid unnecessary fees by managing your payments conveniently.

Pay utility billsTop up cell phonesSave money
💰 Finance
(43)
free
18
Alipay - Simplify Your Life
Alipay - Simplify Your Life
Alipay - Simplify Your Life
by Alipay (Hangzhou) Technology Co., Ltd.
Free

This app serves as a digital payment and services platform, primarily for users in China. It enables seamless online and in-person transactions with merchants both domestically and internationally. Foreign visitors can link their credit cards for use within China.

Online paymentsIn-person paymentsInternational merchant acceptance
🌟 Lifestyle
(4.1K)
free with in-app purchases
19
Blue Cardholder
Blue Cardholder
Blue Cardholder
Card Management Application
Free

Manage your Blue Cards with ease, offering features like card activation/blocking, balance checks, and secure PIN management. Enjoy global security and access thousands of discounts.

Activate/Block cardsCheck balancesTransfer money
💰 Finance
(47)
free
20
Lyf Pay
Lyf Pay
Lyf Pay
Paiement mobile & cagnotte
Free

This mobile payment and savings app will be phasing out its services. Users will no longer be able to access its features by June 1, 2026, as the company ceases operations.

Mobile payment servicesSavings account functionalityPhasing out services
💰 Finance
(120)
ad-supported

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