Best Paytm alternatives: apps like Paytm: Secure UPI Payments

8+ similar apps compared and reviewed

4.5 avg rating
8 free apps
Updated October 2026

Paytm is great, but it's not the only option. Explore 8+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Paytm

PhonePe: UPI, Gold, Insurance#1

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP
Editor's Choice
💰 Finance
4.7😐(176K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
PhonePe: UPI, Gold, Insurance screenshot 2
PhonePe: UPI, Gold, Insurance screenshot 3
PhonePe: UPI, Gold, Insurance screenshot 4
PhonePe: UPI, Gold, Insurance screenshot 5
PhonePe: UPI, Gold, Insurance screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
HDFC Bank App: Banking & Cards#3

HDFC Bank App: Banking & Cards by HDFC Bank Ltd.

UPI, Payments, Loans & Offers
Worth Considering
💰 Finance
4.8😞(13K ratings)
Free
HDFC Bank App: Banking & Cards screenshot 1
HDFC Bank App: Banking & Cards screenshot 2
HDFC Bank App: Banking & Cards screenshot 3
HDFC Bank App: Banking & Cards screenshot 4
HDFC Bank App: Banking & Cards screenshot 5
HDFC Bank App: Banking & Cards screenshot 6

Manage your bank accounts, UPI payments, fund transfers, and credit cards securely and conveniently. Enjoy fast logins, instant approvals, and easy bill payments. Access loans and manage deposits all within one trusted digital banking app.

What We Love

  • 🚀 Smooth UI/UX transitions
  • 🚀 Intuitive app flow
  • 🚀 Minimal API call time
  • 👍 Modern and visually appealing interface

Room to Improve

  • 🐛 Registration fails for overseas customers
  • 🐛 SMS verification issues for international users
  • 🐛 Inconsistent font sizes and cluttered UI
  • 🐛 Forced app update causing issues for existing users
  • 🐛 UPI payment issues and lack of customization

More apps like Paytm

4
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Ltd
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.4K)
free
5
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(70K)
free
6
Yono Lite SBI
Yono Lite SBI
Yono Lite SBI
SBI Mobile Banking App
Free

This mobile banking application allows State Bank of India customers to manage their finances conveniently on the go. It offers a wide range of features for account management, fund transfers, bill payments, and card management, accessible in multiple Indian languages.

Account management and mini statementsFund transfers (within SBI, third-party, inter-bank)Fixed and recurring deposit opening
💰 Finance
(1.6K)
free with in-app purchases
7
Zerodha Kite - Trade & Invest
Zerodha Kite - Trade & Invest
Zerodha Kite - Trade & Invest
Stock & F&O Trading, IPOs
Free

This app allows users to trade and invest in a wide range of financial instruments, including stocks, bonds, and derivatives across major Indian exchanges. It offers advanced trading tools, portfolio analytics, and features for systematic investing and tax reporting.

Trade stocks, bonds, ETFs, and gold bondsApply for IPOs, buybacks, and rights issuesPortfolio tracking and analytics
💰 Finance
(220)
free
8
bob World:Banking & Experience
bob World:Banking & Experience
bob World:Banking & Experience
Save Invest Borrow Shop
Free

This comprehensive banking app offers a digital experience for managing all your financial needs. It allows you to open accounts, save, invest, borrow, and shop securely, all from your mobile device.

Open digital savings account instantlyTrack expenses with spend analyzerInvest in government schemes
💰 Finance
(2.2K)
free