Best Rupay Apps

19+ iOS apps curated and reviewed

4.0 avg rating
19 free apps
Updated November 2026

Every iPhone needs a few good rupay apps. We benchmark 19+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Rupay Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7★ (178K)NoNoNov 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (41K)YesNoNov 2026
3RuPayRuPayFree1.0★ (1)NoNoOct 2026
4BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoNov 2026
5FamouzzFamouzzFree—NoNoMay 2026
6Famouzz InfluencerFamouzz InfluencerFree—NoNoMay 2026
7PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8★ (1.5K)NoNoNov 2026
8RupayBillRupayBillFree—NoYesMay 2026

Top Picks for Rupay

PhonePe: UPI, Gold, Insurance#1

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP
Editor's Choice
💰 Finance
4.7😐(178K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
PhonePe: UPI, Gold, Insurance screenshot 2
PhonePe: UPI, Gold, Insurance screenshot 3
PhonePe: UPI, Gold, Insurance screenshot 4
PhonePe: UPI, Gold, Insurance screenshot 5
PhonePe: UPI, Gold, Insurance screenshot 6

This app facilitates instant money transfers via UPI, bill payments, mobile recharges, and investments in mutual funds and gold. It also offers various insurance plans for vehicles, health, and travel, providing a comprehensive financial management solution.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(41K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app facilitates secure digital payments and money transfers across India and internationally. It offers features like personalized UPI IDs, transaction privacy controls, and convenient bill payments and recharges. Users can also track spending and manage bank balances easily.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues
RuPay#3

RuPay by Snehal Batra

Smart GST Billing & Accounting
Worth Considering
💰 Finance
1.0(1 ratings)
Free
RuPay screenshot 1
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RuPay screenshot 5
RuPay screenshot 6

Manage your business finances with an intuitive accounting app. Track ledgers, sales orders, and purchases in real-time for informed decision-making. Simplify transaction organization and streamline vendor and customer interactions.

More Rupay apps to explore

FAQ about Rupay

What are the best rupay apps for iPhone?
PhonePe: UPI, Gold, Insurance tops our rupay apps ranking as of November 2026, with a 4.7-star average from 178K App Store ratings, and it's free to download.
Yes — 19 of the top rupay apps we rank are free to download, including PhonePe: UPI, Gold, Insurance and Paytm: Secure UPI Payments.
PhonePe: UPI, Gold, Insurance has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 19+ rupay apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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