Best Rupay Apps

249+ iOS apps curated and reviewed

3.8 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good rupay apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Rupay Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7★ (173K)NoNoOct 2026
2RuPayRuPayFree1.0★ (1)NoNoSep 2026
3Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (40K)YesNoOct 2026
4BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoOct 2026
5Rupay BachaoRupay BachaoFree—NoNoMay 2026
6PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8★ (1.4K)NoNoOct 2026
7360Pay360PayFree—NoNoSep 2026
8ISGPay-SmartMerchant PaymentsISGPay-SmartMerchant PaymentsFree—NoNoMay 2026

Top Picks for Rupay

PhonePe: UPI, Gold, Insurance#1

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP
Editor's Choice
💰 Finance
4.7😐(173K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
PhonePe: UPI, Gold, Insurance screenshot 2
PhonePe: UPI, Gold, Insurance screenshot 3
PhonePe: UPI, Gold, Insurance screenshot 4
PhonePe: UPI, Gold, Insurance screenshot 5
PhonePe: UPI, Gold, Insurance screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
RuPay#2

RuPay by Snehal Batra

Smart GST Billing & Accounting
Strong Contender
💰 Finance
1.0(1 ratings)
Free
RuPay screenshot 1
RuPay screenshot 2
RuPay screenshot 3
RuPay screenshot 4
RuPay screenshot 5
RuPay screenshot 6

Manage your business finances with an intuitive accounting app. Track ledgers, sales orders, and purchases in real-time for informed decision-making. Simplify transaction organization and streamline vendor and customer interactions.

Paytm: Secure UPI Payments#3

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Worth Considering
💰 Finance
4.7😞(40K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues

More Rupay apps to explore

FAQ about Rupay

What are the best rupay apps for iPhone?
PhonePe: UPI, Gold, Insurance tops our rupay apps ranking as of September 2026, with a 4.7-star average from 173K App Store ratings, and it's free to download.
Yes — 20 of the top rupay apps we rank are free to download, including PhonePe: UPI, Gold, Insurance and RuPay.
PhonePe: UPI, Gold, Insurance has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ rupay apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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