Best Rupay Apps

249+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good rupay apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Rupay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (166K)NoNoAug 2026
2RuPayRuPayFree1.0★ (1)NoNoMay 2026
3Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
4BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoAug 2026
5Rupay BachaoRupay BachaoFreeNoNoMay 2026
6Apple WalletApple WalletFree4.8★ (6.7M)YesNoAug 2026
7RukaPayRukaPayFreeNoNoJul 2026
8360Pay360PayFreeNoNoJul 2026

Top Picks for Rupay

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Bills, FASTag, Recharge
Editor's Choice
💰 Finance
4.7😐(166K ratings)
Free
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
RuPay#2

RuPay by Snehal Batra

Strong Contender
💰 Finance
1.0(1 ratings)
Free
RuPay screenshot 1
RuPay screenshot 2
RuPay screenshot 3
RuPay screenshot 4
RuPay screenshot 5
RuPay screenshot 6

Manage your business finances with an intuitive accounting app. Track ledgers, sales orders, and purchases in real-time for informed decision-making. Simplify transaction organization and streamline vendor and customer interactions.

Paytm: Secure UPI Payments#3

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Worth Considering
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally

More Rupay apps to explore

4
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
💰 Finance
(1.4K)
free
5
Rupay Bachao
Rupay Bachao
Rupay Bachao
by Rupay Bachao LLP
Free
💼 Business
(0)
6
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
7
RukaPay
RukaPay
RukaPay
Seamless Payments
Free
💰 Finance
(0)
8
360Pay
360Pay
360Pay
by 360 Pay
Free
💰 Finance
(0)
9
DavyPay
DavyPay
DavyPay
DavyPay
Free
💼 Business
(0)
10
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges
💰 Finance
(1.3K)
free with in-app purchases
11
ClearPay
ClearPay
ClearPay
by Fedeth Microfinance Bank Limited
Free
💰 Finance
(0)
12
Hempay
Hempay
Hempay
by Mybizpush Solutions Limited
Free
💰 Finance
(0)
13
UR: Your Go-To Unified Account
UR: Your Go-To Unified Account
UR: Your Go-To Unified Account
Manage fiat & digital assets.
Free
💰 Finance
(0)
14
Payslate
Payslate
Payslate
by HUIOSPAY LTD
Free
💰 Finance
(0)
15
MultiSafepay Control
MultiSafepay Control
MultiSafepay Control
by MultiSafepay B.V.
Free

Access and manage your payment data from anywhere. Easily search, filter, and manage transactions, generate payment links, and handle fund withdrawals and currency conversions. The app allows for accepting or declining transactions and updating order statuses.

Browse transactions and account balancesGenerate and share payment linksWithdraw funds to bank account
💰 Finance
(0)
free
16
Clear My Wardrobe - fashion
Clear My Wardrobe - fashion
Clear My Wardrobe - fashion
by Youbeli.com
Free
🛍️ Shopping
(0)
17
inremit
inremit
inremit
Mobile-only Remittance Service
Free
💰 Finance
(0)
18
AnyPay MY
AnyPay MY
AnyPay MY
Prepaid Top Up & Bill Payment
Free

Manage your phone store and bill payment business efficiently. Perform prepaid reloads, postpaid, and utility bill payments for all major Malaysian telcos and providers. Start your payment business today and earn cashback.

Manage phone store businessPrepaid reloadPostpaid bill payment
💼 Business
(0)
free
19
Shabo Pay
Shabo Pay
Shabo Pay
See it. Pay it. Sorted!
Free
💰 Finance
(0)
20
RxPay Merchant
RxPay Merchant
RxPay Merchant
by Technovate N.V.
Free
💼 Business
(0)

FAQ about Rupay

What are the best rupay apps for iPhone?
PhonePe: Secure Payments App tops our rupay apps ranking as of August 2026, with a 4.7-star average from 166K App Store ratings, and it's free to download.
Yes — 20 of the top rupay apps we rank are free to download, including PhonePe: Secure Payments App and RuPay.
PhonePe: Secure Payments App has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ rupay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.
You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.

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