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InstaBIZ by ICICI Bank

InstaBIZ by ICICI Bank

Loan, UPI, Merchant Banking

705 ratings
87 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • October 31, 2013
  • July 21, 2026

Features

Developer

ICICI Bank Ltd
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About

This all-in-one business banking app offers a comprehensive suite of services for daily financial needs. Customers can manage accounts, apply for various loans, handle export-import transactions, and make instant payments. It also provides seamless merchant banking solutions.

✓Open current account instantly
✓Apply for loans and overdrafts
✓Manage export-import transactions
✓Make instant payments and UPI
✓Merchant banking solutions
✓View account balance and statements
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What's New in InstaBIZ by ICICI Bank

14.7

July 21, 2026

1.All users can instantly link as well as reload their forex cards with multiple currencies 2.Individuals and Sole proprietors can apply & manage their forex cards 3.Merchants can view and analyze their collections done via Orange POS 4.Individuals & Sole proprietors can apply for a business credit card against their fixed deposit(s) 5.Bug fixes and UI/UX improvements to enhance mobile banking experience

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User reviews

Most RecentHighest RatedLowest Rated

New App Login Not Secure - forces manual password entry

A secure login these days is done through complex passwords using password manager apps. Manual password entry is NOT a secure way to login because users end up using simple passwords that are easy to remember.

This new version of the app does not invoke password manager login prompt, which is not only extremely inconvenient, but also inherently NOT a secure way of logging in.

The earlier versions allowed login by entering login ID and password using a password manager.

Please fix this issue immediately to make this app more secure login.
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SeeEmOnAppleSeeEmOnApple

Worst app

2 minutes compulsory delay
vinhfdvinhfd

Response from developer

Hi, we apologize for the inconvenience caused while accessing the app. To assist you further, we request you to share us on email by specifying the issue to corporatecare@icici.bank.in. This would help us in understanding the problem. Upon receiving the same, we will work on the issue and will resolve it at the earliest. Sincerely, Team ICICI Bank

UI Interface Issue

Payment Confirmation screen has details mentioned on LHS and RHS. On a mobile screen this layout makes the fonts look very small. Use Top and Bottom layout to make the information readable.
Also while developing a new UI for mobile please develop on a screen size on which it is going to be used. You will yourself know if there is readability or not. Making UI on a desktop computer for a mobile app will make everything look nice and readable but this can lead to a lot of errors for people who are banking as they cannot see the digits etc clearly hence making wrong credits/debits.
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NikhilJackandJillNikhilJackandJill

Worst service

Worst service
Ashiq.sheikhAshiq.sheikh

Best service

Best service thank you
Fateh033Fateh033
See 82 more reviews

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FAQ

What does InstaBIZ do?

InstaBIZ is an all-in-one business banking app designed to cater to daily business financial needs. It allows users to open current accounts, apply for various loans including overdrafts, manage export-import transactions, make instant payments, and access merchant banking solutions.

What are the key features of InstaBIZ?

Key features include instant current account opening, access to business accounts, viewing balances and statements, applying for loans like OD, car, and home loans, managing export-import transactions, making instant payments via UPI and other modes, and comprehensive merchant services.

Is InstaBIZ free to use?

Yes, InstaBIZ is a free application. There are no charges mentioned for downloading or using the app itself. However, specific banking services or transactions facilitated through the app may incur standard bank charges.

Who can use InstaBIZ?

InstaBIZ is accessible to both ICICI Bank customers and non-ICICI Bank customers. Non-ICICI Bank customers can log in as a guest to avail of multiple benefits offered by the app.

What kind of loans can I apply for through InstaBIZ?

Through InstaBIZ, you can apply for instant overdrafts up to Rs. 50 lac, secured overdrafts, car loans, home loans, and loans against property. It also facilitates business loans with an online application process.