InstaBIZ by ICICI Bank

InstaBIZ by ICICI Bank

Loan, UPI, Merchant Banking

680 ratings
44 reviews
Free

Details

  • Released
  • Updated
  • October 31, 2013
  • June 30, 2026

Features

InstaBIZ by ICICI Bank screenshot #1 for iPhone
InstaBIZ by ICICI Bank screenshot #2 for iPhone
InstaBIZ by ICICI Bank screenshot #3 for iPhone
InstaBIZ by ICICI Bank screenshot #4 for iPhone
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About

This all-in-one business banking app offers a comprehensive suite of services for daily financial needs. Customers can manage accounts, apply for various loans, handle export-import transactions, and make instant payments. It also provides seamless merchant banking solutions.

Open current account instantly
Apply for loans and overdrafts
Manage export-import transactions
Make instant payments and UPI
Merchant banking solutions
View account balance and statements
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What's New in InstaBIZ by ICICI Bank

14.6

June 30, 2026

1.All users can instantly link as well as reload their forex cards with multiple currencies 2.Individuals and Sole proprietors can apply & manage their forex cards 3.Merchants can view and analyze their collections done via Orange POS 4.Individuals & Sole proprietors can apply for a business credit card against their fixed deposit(s) 5.Bug fixes and UI/UX improvements to enhance mobile banking experience

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User reviews

App

Good service nice app

Response from developer

Dear Ashish, much appreciation for your comments! We're thrilled that you find our app and its features to be useful. Keep an eye on the updates since many interesting new features will soon be available. Please email us at corporatecare@icicibank.com if you have any ideas for new features or enhancements to the app. Sincerely, Team ICICI Bank.

Worst possible experience

Your platform should make maximum use of current technology to simplify life for consumers, but unfortunately the process feels unnecessarily difficult and frustrating.

1. The prefilled fields are confusing. I kept getting an error message saying “no special characters allowed” and spent more than 5 minutes trying to figure it out, only to realize the issue was caused by your own prefilled text boxes.
2. If NEFT and RTGS have different transaction restrictions, why not validate and filter this during data entry itself? Our payment was returned because RTGS was used for an amount below ₹5 lakhs — something your system could easily have prevented upfront.
3. Why is copy/paste disabled for account number fields? This creates unnecessary hassle and increases the risk of manual entry errors.

Overall, the system needs to be more user-friendly and designed around customer convenience rather than making simple transactions complicated.
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Response from developer

Dear Ram, We understand the disappointment this may have caused. To assist you further on this, we request you to share us a mail specifying your issue on corporatecare@icicibank.com. This would help us in understanding the problem. Upon receiving the same, we will work on the issue and will resolve it at the earliest. Sincerely, Team ICICI Bank.

Horrible design. Full of distractions

It is a horrible application full of distractions. Slow to load, inconsistent UI, problematic iSafe. Please refer to this app and bank on what NOT to do

Really bad customer service

I was told by many people that InstaBIZ is a great platform for current accounts. So I decided to switch to icici bank. However, it’s been 2 months since i started the process of opening my current account. Almost one month since every directors KYC was completed, i have followed up with the branch people, with customer care, wrote many mails asked many times. And since 12th August I’ve received one singular response from the bank :- your account will get activated today. I’ve run out of people to write and talk to, so I’m doing it here now. What is the point of having such a great platform when you have no interest in even letting them open an account?
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Response from developer

Dear Roshan, We are sorry to hear about your experience you have faced while visiting the branch. We request you to specify the issue that you have faced and share the mail on corporatecare@icicibank.com. Upon receiving the same, we would highlight the issue with the relevant team. Sincerely, Team ICICI Bank.

App needs improvement

It should save the user ID - faceID should be enabled

Response from developer

Dear Vivek, we apologize for the inconvenience caused. We have already highlighted the issue to our team and they are working on it to resolve at the earliest. You will soon be able to download a new updated version of app that fixes this problem. Sincerely, Team ICICI Bank.

Developer apps

FAQ

What does InstaBIZ do?

InstaBIZ is an all-in-one business banking app designed to cater to daily business financial needs. It allows users to open current accounts, apply for various loans including overdrafts, manage export-import transactions, make instant payments, and access merchant banking solutions.

What are the key features of InstaBIZ?

Key features include instant current account opening, access to business accounts, viewing balances and statements, applying for loans like OD, car, and home loans, managing export-import transactions, making instant payments via UPI and other modes, and comprehensive merchant services.

Is InstaBIZ free to use?

Yes, InstaBIZ is a free application. There are no charges mentioned for downloading or using the app itself. However, specific banking services or transactions facilitated through the app may incur standard bank charges.

Who can use InstaBIZ?

InstaBIZ is accessible to both ICICI Bank customers and non-ICICI Bank customers. Non-ICICI Bank customers can log in as a guest to avail of multiple benefits offered by the app.

What kind of loans can I apply for through InstaBIZ?

Through InstaBIZ, you can apply for instant overdrafts up to Rs. 50 lac, secured overdrafts, car loans, home loans, and loans against property. It also facilitates business loans with an online application process.