Best Imobile Pay Apps

225+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good imobile pay apps. We benchmark 225+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Imobile Pay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8โ˜… (66K)NoNoAug 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7โ˜… (39K)YesNoAug 2026
3PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7โ˜… (167K)NoNoAug 2026
4OnePay โ€“ Mobile BankingOnePay โ€“ Mobile BankingFree4.9โ˜… (391K)NoNoAug 2026
5PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8โ˜… (6.3M)YesNoAug 2026
6Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2โ˜… (16K)YesNoAug 2026
7YouTubeYouTubeFree4.7โ˜… (48M)YesYesAug 2026
8Monzo Bank - Mobile BankingMonzo Bank - Mobile BankingFree4.7โ˜… (5.6K)YesNoAug 2026

Top Picks for Imobile Pay

iMobile: Loan, Cards & Banking#1

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(66K ratings)
Free
iMobile: Loan, Cards & Banking screenshot 1
iMobile: Loan, Cards & Banking screenshot 2
iMobile: Loan, Cards & Banking screenshot 3
iMobile: Loan, Cards & Banking screenshot 4
iMobile: Loan, Cards & Banking screenshot 5
iMobile: Loan, Cards & Banking screenshot 6

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

What We Love

  • ๐Ÿš€ Convenient and fast
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure banking experience
  • ๐Ÿš€ Handy for day-to-day banking

Room to Improve

  • ๐Ÿ› Crashes and stability issues
  • ๐Ÿ› Unreliable UPI payments
  • ๐Ÿ› Inconsistent user experience
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • ๐Ÿš€ Fast payments
  • ๐Ÿ“ฑ Good all-in-one app
  • ๐Ÿ’ณ Convenient payments

Room to Improve

  • ๐Ÿ”’ Security issues
  • ๐Ÿค– Poor customer service
  • ๐Ÿ›‘ Doesn't work internationally
PhonePe: Secure Payments App#3

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Bills, FASTag, Recharge
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(167K ratings)
Free
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • ๐Ÿš€ Instant payments
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ’ก Diverse payment options

Room to Improve

  • ๐Ÿ› Transactions failing or pending
  • ๐Ÿ” Lack of customer support
  • ๐Ÿ” Difficult to resolve issues

More Imobile Pay apps to explore

4
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
๐Ÿ’ฐ Finance
(391K)
free with in-app purchases
5
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
๐Ÿ’ฐ Finance
(6.3M)
free with in-app purchases
6
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
๐ŸŒŸ Lifestyle
(16K)
free with in-app purchases
7
YouTube
YouTube
YouTube
Videos, Music and Live Streams
Free

Watch and subscribe to a vast array of videos, from music and gaming to news and learning. Discover trending content, connect with creators, and even upload your own videos. Offers options for ad-free viewing and exclusive perks.

Personalized video recommendationsSubscribe to favorite channelsExplore trending and popular content
๐Ÿ“ท Photo & Video
(48M)
free with in-app purchases
8
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Personal & business banking
Free

Manage your finances with a digital banking app offering real-time spending notifications, savings tools, and cashback rewards. Connect all your accounts for a comprehensive financial overview and enjoy secure, FDIC-insured deposits.

Real-time spending notificationsCashback on purchasesHigh APY savings rates
๐Ÿ’ฐ Finance
(5.6K)
free with in-app purchases
9
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
๐Ÿ’ฐ Finance
(78K)
free
10
Mobily Pay
Mobily Pay
Mobily Pay
by Etihad Digital Financial Company
Free

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Visa card integrationWallet to wallet transfersLocal bank transfers (SARIE)
๐Ÿ’ฐ Finance
(3.6K)
free with in-app purchases
11
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
๐Ÿ’ฐ Finance
(188K)
free
12
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
Loan, UPI, Merchant Banking
Free

This all-in-one business banking app offers a comprehensive suite of services for daily financial needs. Customers can manage accounts, apply for various loans, handle export-import transactions, and make instant payments. It also provides seamless merchant banking solutions.

Open current account instantlyApply for loans and overdraftsManage export-import transactions
๐Ÿ’ฐ Finance
(705)
free
13
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Mobile Money
Free

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

Send money at 1%Free deposits and withdrawalsFee-free bill payments
๐Ÿ’ฐ Finance
(3.4K)
free
14
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
๐Ÿ’ผ Business
(16K)
free with in-app purchases
15
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

Buy and gift digital cardsRecharge mobile linesPay telecom bills and services
๐Ÿ”ง Utilities
(28K)
free with in-app purchases
16
Tamara | Own your Dream
Tamara | Own your Dream
Tamara | Own your Dream
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
๐Ÿ’ฐ Finance
(59K)
free
17
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
๐Ÿ’ฐ Finance
(118K)
free
18
ParkMobile: Park. Pay. Go.
ParkMobile: Park. Pay. Go.
ParkMobile: Park. Pay. Go.
Airport, Lot & Street Parking
Free

Easily pay for street, lot, and garage parking across North America. Reserve spots in advance for events and find parking in over 500 cities. Streamline business parking expenses with dedicated features.

Mobile parking paymentsAdvance parking reservationsFind street parking
๐Ÿ—บ๏ธ Navigation
(1.3M)
free with in-app purchases
19
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Ltd
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
๐Ÿ’ฐ Finance
(7.4K)
free
20
InPost Mobile
InPost Mobile
InPost Mobile
Odbieraj i nadawaj szybciej!
Free

Manage all your parcel deliveries and returns with ease. Send packages without labels, open lockers remotely, and track shipments. Shop online faster with integrated payment options.

Send parcels without labelsRemote locker openingExtend pickup deadline
๐Ÿ›๏ธ Shopping
(3.5K)
free

FAQ about Imobile Pay

What are the best imobile pay apps for iPhone?
iMobile: Loan, Cards & Banking tops our imobile pay apps ranking as of July 2026, with a 4.8-star average from 66K App Store ratings, and it's free to download.
Yes โ€” 20 of the top imobile pay apps we rank are free to download, including iMobile: Loan, Cards & Banking and Paytm: Secure UPI Payments.
iMobile: Loan, Cards & Banking has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 225+ imobile pay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app offers over 400 banking services. You can apply for various loans like personal, home, and car loans, open digital savings accounts, manage your debit, credit, and forex cards, and invest in mutual funds and the stock market. It also facilitates UPI payments, bill recharges, and travel bookings.
This app is designed for individuals who want a convenient and comprehensive mobile solution for managing their banking needs. It caters to both existing ICICI Bank customers and non-customers who wish to avail of services like loans, credit cards, and investment opportunities.

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