BankMobile

BankMobile

Digital banking on demand!

34K ratings
445 reviews
#144 in free Finance
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • November 20, 2012
  • September 15, 2026

Features

BankMobile screenshot #1 for iPhone
BankMobile screenshot #2 for iPhone
BankMobile screenshot #3 for iPhone
BankMobile screenshot #4 for iPhone
BankMobile screenshot #5 for iPhone
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About

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

Earn cash back offers
Link external accounts
Get paid up to 2 days early
Send and receive money instantly
Lock debit card
Mobile check deposit
Interest-bearing accounts
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What users say

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+1

What's New in BankMobile

7.6.4

September 15, 2026

Minor bug fixes and security and performance enhancements

Charts

Top Free

📉 144-6

Finance

This app dropped -6 positions in Finance chart.

Last updated on September 19, 2026.

User reviews

Absolutely the worse

I have never experienced the poorest system and customer service. Bank mobile does not have the set up to resolves issues in a timely manner. You will end up spending hours after hours and several calls to resolve one thing.

Worst

Worst banking app ever! Extremely low daily limit, declines almost every transaction, still haven’t been sent my card. Awful at sending money through the app or with third party. Overall worst banking app ever. I hate it

Worst Banking Experience Ever

I was given a 2nd party check. I tried to upload said check into my checking account which was then denied promptly. I had called customer service 2x and waited over an hour on hold to speak with a representative to try and get an answer as to why my check wouldn’t clear. First they said it was the 2nd party’s bank that wouldn’t release the funds. So I got on the phone with the other bank who assured me the issue isn’t on their end but my banks at fault. I also verified that there were plenty of funds available so the check should clear. Now when I called for the 2nd time they still couldn’t give me a CLEAR answer as to why it was still being denied after resubmitting the check with the rep on the line. She advised me to create an IT support ticket. Which I did and again I was given a run around answer with no CLEAR reason as to why its being denied. Now IT Support wants me to do research for them into finding my own answer as to why my 2nd party check will not be accepted. I will no longer use this ridiculous mobile banking and return to banking with CHIME. I should have never switched when CHIME has been wonderful to me for 7 years. Bank Mobile isn’t even worthy of the 1 star I am forced to give it. Trash customer service. Trash IT Support.
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I hate bank mobile

Let me start me start by saying the only reason I use this appalling excuse of a financial institution is because my schools Mr. Krabbs tier greed prevents them from having any kind of service above horrendous. Bank mobile I did not know I could be this angry at a bank but boy did yall find a way to enlighten me. There is no godly reason It should take a week to get ahold of yall to report a stolen card. While my bank account is actively being gnawed to bones I have to listen to great value Jarvis tell me about everything I don’t need to know for 4 hours straight. The only relief from that blasphemous ai monologue is the hold music which I don’t mind the first 15 minutes of THE 4 HOUR WAIT. When I finally get a sloth speed representative I can barely understand them if at all. Then I verify my information assuming the hold is over and I can finally get a new card. Oh was I wrong. Apparently bank mobile is trying a new tactic called making you wait your soul out because she put me on hold again. Would you believe the most fluent English she spoke the entire conversation was her telling me she was transferring me to another department? I swear dealing with bank mobile is like a south park episode that forgot the humor. This is not the first time I’ve had an issue with them either this one has just angered me the most. I am seething watching the numbers drop on my account and the time grow on the phone call. I despise bank mobile and everyone affiliated with that organization. Do not listen to the 5 star reviews they are bots. Bank mobile I hate you. I’m still on hold. Bank mobile again I hate you.
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BankMobile

Great app helps me out with my last minute purchases.

Developer apps

User experience

🐞

Reported Bugs

4 issues

Frequent app crashes and freezes

Bug

Inconsistent account balance updates

Bug

Issues with mobile check deposits

Bug

Unreliable fund transfer functionality

Bug

Requested Features

4 requests

Ability to easily transfer funds to external accounts

Feature

Option to pause or cancel recurring transfers

Feature

Improved in-app notifications for account activity

Feature

Expanded ATM network for fee-free withdrawals

Feature

FAQ

What does the BankMobile app do?

The BankMobile app provides a comprehensive digital banking experience. It allows users to manage their accounts, earn cash back on purchases, receive direct deposits up to two days early, and send/receive money instantly with other customers. It also offers features like mobile check deposit, bill pay, and the ability to lock your debit card.

How can I earn cash back with BankMobile?

You can earn cash back on purchases from over 40,000 online locations and 12,000 local locations through offers available in the app. The earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days after the qualifying transaction has posted.

Is BankMobile free to use?

Based on the provided information, the BankMobile app is free to download and use. There is no mention of subscription fees, paid features, or in-app purchases for core banking services.

Can I link my other bank accounts to BankMobile?

Yes, the app allows you to quickly link external accounts using Plaid. This enables you to check your balance, view recent transactions, and transfer money to and from these external accounts directly within the BankMobile app.

What are the benefits of using BankMobile for direct deposit?

With BankMobile, you can get paid up to 2 days early with direct deposit for payroll-related funds. This early access is generally available on the same business day the deposit is received, potentially up to two business days earlier than the payer's scheduled payment date.