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BankMobile

BankMobile

Digital banking on demand!

33K ratings
431 reviews
#168 in free Finance
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • November 20, 2012
  • August 12, 2026

Features

Developer

BM TECHNOLOGIES, INC.
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About

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

✓Earn cash back offers
✓Link external accounts
✓Get paid up to 2 days early
✓Send and receive money instantly
✓Lock debit card
✓Mobile check deposit
✓Interest-bearing accounts
Show original description

What users say

Summarized from real user reviews of BankMobile. Based on 33K reviews and a 4.7/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Immediate fund transfers
  • 👍User-friendly app
  • 🚀Fast check deposits
  • 🔒Secure account
  • 👍Convenient mobile banking

Negative things

  • 🐛Unreliable app performance
  • 💰Excessive fees
  • 🚫Limited ATM access
  • 🔒Restricted account access
  • 🤬Poor customer service
See all reviews

What's New in BankMobile

7.6.3

August 12, 2026

Minor bug fixes and security and performance enhancements

Charts

Top Free

📉 168-7

Finance

This app dropped -7 positions in Finance chart.

Last updated on August 29, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Review

I don’t like that I have to login everytime. The app loads slow.
Dm506789Dm506789

Terrible

I can never log into my account! Always say “error occurred” smh.
blueducktapeblueducktape

My favorite place to Bank!

I have had an account at BankMobile for over 2 yrs. now, and they have been the best mobile banking service I have ever had. They are secure and customer service is #1. Fast efficient and not once have I had to complain about their service.
C. Holy Elk FaceC. Holy Elk Face

Hate this app

I only use this card/app because of school deposits. I locked my card and can’t unlock it. Always an issue!!
BEston909090BEston909090

unusable

cant log in, its been like this for months. have to use exclusively on my laptop which is a bit inconvenient
malachilee89malachilee89
See 426 more reviews

Developer apps

BankMobile Workplace App
BankMobile Workplace App

by BM TECHNOLOGIES, INC.

💰 Finance

(2)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Frequent app crashes and freezes

Bug

Inconsistent account balance updates

Bug

Issues with mobile check deposits

Bug

Unreliable fund transfer functionality

Bug
✨

Requested Features

4 requests

Ability to easily transfer funds to external accounts

Feature

Option to pause or cancel recurring transfers

Feature

Improved in-app notifications for account activity

Feature

Expanded ATM network for fee-free withdrawals

Feature

FAQ

What does the BankMobile app do?

The BankMobile app provides a comprehensive digital banking experience. It allows users to manage their accounts, earn cash back on purchases, receive direct deposits up to two days early, and send/receive money instantly with other customers. It also offers features like mobile check deposit, bill pay, and the ability to lock your debit card.

How can I earn cash back with BankMobile?

You can earn cash back on purchases from over 40,000 online locations and 12,000 local locations through offers available in the app. The earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days after the qualifying transaction has posted.

Is BankMobile free to use?

Based on the provided information, the BankMobile app is free to download and use. There is no mention of subscription fees, paid features, or in-app purchases for core banking services.

Can I link my other bank accounts to BankMobile?

Yes, the app allows you to quickly link external accounts using Plaid. This enables you to check your balance, view recent transactions, and transfer money to and from these external accounts directly within the BankMobile app.

What are the benefits of using BankMobile for direct deposit?

With BankMobile, you can get paid up to 2 days early with direct deposit for payroll-related funds. This early access is generally available on the same business day the deposit is received, potentially up to two business days earlier than the payer's scheduled payment date.