BankMobile

BankMobile

Digital banking on demand!

34K ratings
471 reviews
Free

Details

  • Released
  • Updated
  • November 20, 2012
  • September 15, 2026

Features

BankMobile screenshot #1 for iPhone
BankMobile screenshot #2 for iPhone
BankMobile screenshot #3 for iPhone
BankMobile screenshot #4 for iPhone
BankMobile screenshot #5 for iPhone
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About

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

✓Earn cash back offers
✓Link external accounts
✓Get paid up to 2 days early
✓Send and receive money instantly
✓Lock debit card
✓Mobile check deposit
✓Interest-bearing accounts
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What users say

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What's New in BankMobile

7.6.4

September 15, 2026

Minor bug fixes and security and performance enhancements

User reviews

Worst Banking App

They make you go through so many hoops for the simplest problems. Very annoying and useless app. Customer service is never any help at all.

Awful banking service

Horrific customer service. They will take you money hostage and not provide assistance when you most need it . Awful i truly think they’re garbage and truly disappointed. They’re just VERY stupid.

Login

Every time I login I have to send a code to my phone. I tried today and the code was not sending to my phone number at all! I don’t know what’s going on but they need to fix that bug

Worst bank

Terrible customer service,withholds your money, They lie to you 24/7 and more or less are just a terrible outdated banking system with little to know knowledge of actual banking.

Horrible Customer Service and Attitude

I called customer service today because I was trying to reset my password but was not receiving the verification code via text. After waiting over an hour for assistance, I finally reached a representative and explained the situation.
Unfortunately, the representative repeatedly talked over me and had a very unpleasant and dismissive attitude. I remained respectful throughout the call, even though I was extremely frustrated, because I did not want the call to be disconnected after waiting so long for assistance.
I called because I needed help with a simple account-access issue, and instead I was made to feel like an inconvenience. Customer service interactions like this make a huge difference in how customers view a bank.
After this experience, I have decided to close my account. I have no issue with being told that something cannot be resolved immediately, but I do expect to be treated with courtesy and respect when asking for assistance.
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Developer apps

User experience

🐞

Reported Bugs

4 issues

Frequent app crashes and freezes

Bug

Inconsistent account balance updates

Bug

Issues with mobile check deposits

Bug

Unreliable fund transfer functionality

Bug
✨

Requested Features

4 requests

Ability to easily transfer funds to external accounts

Feature

Option to pause or cancel recurring transfers

Feature

Improved in-app notifications for account activity

Feature

Expanded ATM network for fee-free withdrawals

Feature

FAQ

What does the BankMobile app do?

The BankMobile app provides a comprehensive digital banking experience. It allows users to manage their accounts, earn cash back on purchases, receive direct deposits up to two days early, and send/receive money instantly with other customers. It also offers features like mobile check deposit, bill pay, and the ability to lock your debit card.

How can I earn cash back with BankMobile?

You can earn cash back on purchases from over 40,000 online locations and 12,000 local locations through offers available in the app. The earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days after the qualifying transaction has posted.

Is BankMobile free to use?

Based on the provided information, the BankMobile app is free to download and use. There is no mention of subscription fees, paid features, or in-app purchases for core banking services.

Can I link my other bank accounts to BankMobile?

Yes, the app allows you to quickly link external accounts using Plaid. This enables you to check your balance, view recent transactions, and transfer money to and from these external accounts directly within the BankMobile app.

What are the benefits of using BankMobile for direct deposit?

With BankMobile, you can get paid up to 2 days early with direct deposit for payroll-related funds. This early access is generally available on the same business day the deposit is received, potentially up to two business days earlier than the payer's scheduled payment date.