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BankMobile

BankMobile

Digital banking on demand!

35K ratings
472 reviews
📊 Productivity
💰 Finance
Free

Details

Released
November 20, 2012
Updated
September 15, 2026

Features

Developer

BM TECHNOLOGIES, INC.
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BankMobile screenshot #1 for iPhone
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BankMobile screenshot #5 for iPhone
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Reviews summary↘︎
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🔄6+ apps
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❓5 answered
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About

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

✓Earn cash back offers
✓Link external accounts
✓Get paid up to 2 days early
✓Send and receive money instantly
✓Lock debit card
✓Mobile check deposit
✓Interest-bearing accounts
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What users say about BankMobile

Reviews of BankMobile are mostly negative: the Finance app is rated 4.7/5 from 35K App Store ratings. What users like most: immediate fund transfers, user-friendly app. Top complaints: unreliable app performance, excessive fees. Summarized from real user reviews.

Positive things

  • 🚀Immediate fund transfers
  • 👍User-friendly app
  • 🚀Fast check deposits
  • 🔒Secure account
  • 👍Convenient mobile banking

Negative things

  • 🐛Unreliable app performance
  • 💰Excessive fees
  • 🚫Limited ATM access
  • 🔒Restricted account access
  • 🤬Poor customer service
See all reviews

What's New in BankMobile

7.6.4

September 15, 2026

Minor bug fixes and security and performance enhancements

User reviews

Most RecentHighest RatedLowest Rated

Fake Reviews

If I could I would definitely give them 0 stars. I don’t understand how they have the reviews they have it makes no sense. Their customer service is HORRIBLE, sometimes you will have to be on the line for the entire day and they never seem to have the right answers for you. Furthermore, the app itself is 10x worse, it randomly stops working and you have to delete the app and reinstall it for it to work again! Very unreliable!!!
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Jjoshthesixersfan

Worst Banking App

They make you go through so many hoops for the simplest problems. Very annoying and useless app. Customer service is never any help at all.
SShdndisgakapbxgsj

Awful banking service

Horrific customer service. They will take you money hostage and not provide assistance when you most need it . Awful i truly think they’re garbage and truly disappointed. They’re just VERY stupid.
Oomgd00d

Login

Every time I login I have to send a code to my phone. I tried today and the code was not sending to my phone number at all! I don’t know what’s going on but they need to fix that bug
SSsabrina satterwhite

Worst bank

Terrible customer service,withholds your money, They lie to you 24/7 and more or less are just a terrible outdated banking system with little to know knowledge of actual banking.
Ffarris20
See 467 more reviews

Developer apps

BankMobile Workplace App
BankMobile Workplace App

by BM TECHNOLOGIES, INC.

💰 Finance

(2)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Frequent app crashes and freezes

Bug

Inconsistent account balance updates

Bug

Issues with mobile check deposits

Bug

Unreliable fund transfer functionality

Bug
✨

Requested Features

4 requests

Ability to easily transfer funds to external accounts

Feature

Option to pause or cancel recurring transfers

Feature

Improved in-app notifications for account activity

Feature

Expanded ATM network for fee-free withdrawals

Feature

FAQ

What does the BankMobile app do?

The BankMobile app provides a comprehensive digital banking experience. It allows users to manage their accounts, earn cash back on purchases, receive direct deposits up to two days early, and send/receive money instantly with other customers. It also offers features like mobile check deposit, bill pay, and the ability to lock your debit card.

How can I earn cash back with BankMobile?

You can earn cash back on purchases from over 40,000 online locations and 12,000 local locations through offers available in the app. The earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days after the qualifying transaction has posted.

Is BankMobile free to use?

Based on the provided information, the BankMobile app is free to download and use. There is no mention of subscription fees, paid features, or in-app purchases for core banking services.

Can I link my other bank accounts to BankMobile?

Yes, the app allows you to quickly link external accounts using Plaid. This enables you to check your balance, view recent transactions, and transfer money to and from these external accounts directly within the BankMobile app.

What are the benefits of using BankMobile for direct deposit?

With BankMobile, you can get paid up to 2 days early with direct deposit for payroll-related funds. This early access is generally available on the same business day the deposit is received, potentially up to two business days earlier than the payer's scheduled payment date.