Best Small Business Loans Apps

180+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Looking for free small business loans apps? 20 of our 180+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Small Business Loans

Lendtek: Small Business Loans#1

Lendtek: Small Business Loans by I Fund Daily LLC

Match Lenders, Save On Rates.
Editor's Choice
💰 Finance
4.9(235 ratings)
Free
Lendtek: Small Business Loans screenshot 1
Lendtek: Small Business Loans screenshot 2
Lendtek: Small Business Loans screenshot 3
Lendtek: Small Business Loans screenshot 4
Lendtek: Small Business Loans screenshot 5
Lendtek: Small Business Loans screenshot 6

This app connects small businesses with over 65 lenders to find and compare loan options. It offers a free, simple process to secure funding, with features like instant credit lines and credit score monitoring.

Lenme: Investing and Borrowing#2

Lenme: Investing and Borrowing by Lenme Inc.

Borrow, Lend & Grow!
Strong Contender
💰 Finance
4.4😞(73K ratings)
FreeAdsIn-App Purchases
#11in Finance
Lenme: Investing and Borrowing screenshot 1
Lenme: Investing and Borrowing screenshot 2
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Lenme: Investing and Borrowing screenshot 5
Lenme: Investing and Borrowing screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
Fundbox - Small Business Loans#3

Fundbox - Small Business Loans by Fundbox inc

Fast, revolving line of credit
Worth Considering
💰 Finance
4.9😐(2.4K ratings)
FreeAds
Fundbox - Small Business Loans screenshot 1
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Fundbox - Small Business Loans screenshot 3
Fundbox - Small Business Loans screenshot 4

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 💡 Flexible payment options
  • 🤝 Great customer service

Room to Improve

  • 💸 High interest rates
  • 🔒 Lack of transparency
  • 🐛 Technical issues and bugs

More Small Business Loans apps to explore

4
Skip – AI for Entrepreneurs
Skip – AI for Entrepreneurs
Skip – AI for Entrepreneurs
Grants, funding & growth tools
Free

Discover and apply for business funding opportunities like grants and loans. Utilize AI tools for application assistance, insights, and automated grant applications. Track your progress and access expert advice to maximize your funding potential.

Discover funding opportunities (grants, loans)Automated grant applicationsAI for business growth and funding questions
💰 Finance
(3.4K)
free with in-app purchases
5
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking, Accounting & Taxes
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
💰 Finance
(6.9K)
free with in-app purchases
6
Capital on Tap
Capital on Tap
Capital on Tap
by New Wave Capital Ltd
Free

Manage your business finances effortlessly with this app. Track spending in real-time, set employee limits, view transactions, and manage your credit card. Redeem rewards and add your card to your digital wallet for ultimate convenience.

Real-time spend trackingSet employee spend limitsView transactions and statements
💼 Business
(4.5K)
free
7
Skip - Food & Grocery Delivery
Skip - Food & Grocery Delivery
Skip - Food & Grocery Delivery
Canada's homegrown delivery.
Free

This app offers convenient delivery services for food, groceries, and other essentials from a wide range of local and national retailers across Canada. Easily order from your favorite restaurants and stores, track your delivery in real-time, and enjoy contactless options.

Restaurant deliveryGrocery deliveryReal-time order tracking
🍔 Food & Drink
(7.6K)
free with in-app purchases
8
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(38K)
free with in-app purchases
9
Ualett
Ualett
Ualett
Instant Cash for Gig Workers
Free

This app provides business support for independent workers by offering access to working capital based on verified income from gig platforms. It helps freelancers and contractors manage income timing, cover expenses, and smooth out income fluctuations with transparent, predictable, and flexible terms.

Access to working capitalConnects to gig platforms0% APR, no interest
💼 Business
(31K)
free
10
US Government Grants Search
US Government Grants Search
US Government Grants Search
by Blue Octave, Inc
Free

Search and track US government grant opportunities from Grants.gov. Find specific application packages, download documents, and filter results by various criteria. Save opportunities for offline viewing.

Search grant opportunitiesTrack application statusFind application packages
🔍 Reference
(9)
free
11
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
💰 Finance
(22K)
free with in-app purchases
12
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(353K)
free with in-app purchases
13
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
14
Harvard Business Review
Harvard Business Review
Harvard Business Review
Ideas and advice for leaders
Free

Access industry-leading business and leadership insights. Explore timely topics like AI's impact and management strategies. Read, share, and engage with content designed to enhance your professional development.

Business and leadership insightsStrategy and management adviceAI's impact on work
💼 Business
(14K)
subscription
15
Amex Business Blueprint™
Amex Business Blueprint™
Amex Business Blueprint™
Efficient Cash Flow Management
Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Consolidated account balance viewCash flow insights and graphsExpense tracking
💰 Finance
(8.5K)
free
16
Entrepreneur Magazine
Entrepreneur Magazine
Entrepreneur Magazine
by Entrepreneur Media
Free

Access business productivity insights, news, articles, and videos on the go. Subscribers can also access current and past magazine issues. Keep growth strategies handy and share them easily.

Mobile access to Entrepreneur.comLatest news and how-to articlesVideo content
💼 Business
(2.8K)
subscription
17
Cashably: Small Business & gig
Cashably: Small Business & gig
Cashably: Small Business & gig
Business Credit, Banking & LLC
Free

Access essential financial tools for small businesses, freelancers, and gig workers. Compare loan offers, apply for credit cards, and form your LLC with integrated partners, all without impacting your credit score during prequalification.

Compare business loan offersApply for business credit cardsStart LLC with LegalZoom integration
💼 Business
(1)
free
18
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
💰 Finance
(398)
free
19
Renmoney MFB
Renmoney MFB
Renmoney MFB
by RENMONEY MFB LIMITED
Free

Access quick personal or business loans with flexible repayment options. The app also offers secure savings and investment opportunities with attractive interest rates. Get funds in your account within minutes with a simple, paperless process.

Quick loans up to ₦6 millionFlexible repayment terms (3-24 months)Funds in bank account within minutes
💰 Finance
(748)
free with in-app purchases
20
Revolut Business
Revolut Business
Revolut Business
Banking für dein Unternehmen
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
💰 Finance
(2.7K)
subscription

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