Best Lending Point Apps

249+ iOS apps curated and reviewed

3.7 avg rating
20 free apps
Updated October 2026

LendingPoint is the household name in lending point, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Lending Point Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LendingPointLendingPointFree4.8★ (3.2K)NoNoOct 2026
2SoLo Funds: Lend, Borrow, BankSoLo Funds: Lend, Borrow, BankFree4.4★ (42K)YesNoNov 2026
3Cash Advance Now - Bear LoanCash Advance Now - Bear LoanFree4.3★ (41)NoNoOct 2026
4Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (48K)NoNoNov 2026
5TOV LendingTOV LendingFree——NoJul 2026
6Volo - Lend & BorrowVolo - Lend & BorrowFree——NoAug 2026
7Level LendingLevel LendingFree1.0★ (1)NoNoAug 2026
8AvantAvantFree4.8★ (124K)NoNoNov 2026

Top Picks for Lending Point

LendingPoint#1

LendingPoint by LendingPoint LLC

Loan Management
Editor's Choice
💰 Finance
4.8😐(3.2K ratings)
Free
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Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

What We Love

  • 🚀 Fast service
  • 👍 Easy process
  • 🤝 Helpful customer service
  • 💰 Reasonable rates
  • 🙏 Compassionate in difficult times

Room to Improve

  • 🐛 App crashes and freezes
  • 🔒 Login and account access issues
  • 📆 Inflexible payment scheduling
  • 🤖 Unreliable app and website
SoLo Funds: Lend, Borrow, Bank#2

SoLo Funds: Lend, Borrow, Bank by SoLo Funds Inc.

Making Gains on Your Own Terms
Strong Contender
💰 Finance
4.4😞(42K ratings)
FreeAds
SoLo Funds: Lend, Borrow, Bank screenshot 1
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Borrow up to $650 without a credit check, setting your own repayment terms. Lend to other members to earn returns, or use the free SoLo Wallet for banking and payments. Features an AI financial co-pilot for personalized advice.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
Cash Advance Now - Bear Loan#3

Cash Advance Now - Bear Loan by PRYDNIPROVIA KS

Instant Money Borrowing Loans
Worth Considering
💰 Finance
4.3(41 ratings)
Free
Cash Advance Now - Bear Loan screenshot 1
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Access funds quickly and conveniently for unexpected expenses or debt consolidation. Apply for cash advances, manage multiple payments, and track your financial progress with transparent terms and secure processing.

More Lending Point apps to explore

FAQ about Lending Point

What are the best lending point apps for iPhone?
LendingPoint tops our lending point apps ranking as of October 2026, with a 4.8-star average from 3.2K App Store ratings, and it's free to download.
Yes — 20 of the top lending point apps we rank are free to download, including LendingPoint and SoLo Funds: Lend, Borrow, Bank.
LendingPoint has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ lending point apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.