Best Lending Point Apps

248+ iOS apps curated and reviewed

3.8 avg rating
20 free apps
Updated September 2026

LendingPoint is the household name in lending point, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Lending Point Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LendingPointLendingPointFree4.8★ (3.2K)NoNoOct 2026
2SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoOct 2026
3FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoOct 2026
4Cash Advance - CLS MoneyCash Advance - CLS MoneyFree—NoNoJul 2026
5Level LendingLevel LendingFree1.0★ (1)NoNoAug 2026
6Tower LoanTower LoanFree3.0★ (47)NoNoSep 2026
7TOV LendingTOV LendingFree——NoJul 2026
8Hook & Ladder LendingHook & Ladder LendingFree—NoNoAug 2026

Top Picks for Lending Point

LendingPoint#1

LendingPoint by LendingPoint LLC

Loan Management
Editor's Choice
💰 Finance
4.8😐(3.2K ratings)
Free
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Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

What We Love

  • 🚀 Fast service
  • 👍 Easy process
  • 🤝 Helpful customer service
  • 💰 Reasonable rates
  • 🙏 Compassionate in difficult times

Room to Improve

  • 🐛 App crashes and freezes
  • 🔒 Login and account access issues
  • 📆 Inflexible payment scheduling
  • 🤖 Unreliable app and website
SoLo Funds: Lend & Borrow#2

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Strong Contender
💰 Finance
4.4😞(41K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
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SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
FairMoney: Save, Spend, Credit#3
4.6😐(14K ratings)
Free
FairMoney: Save, Spend, Credit screenshot 1
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FairMoney: Save, Spend, Credit screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
  • 🔒 Restricted access to account/funds

More Lending Point apps to explore

FAQ about Lending Point

What are the best lending point apps for iPhone?
LendingPoint tops our lending point apps ranking as of September 2026, with a 4.8-star average from 3.2K App Store ratings, and it's free to download.
Yes — 20 of the top lending point apps we rank are free to download, including LendingPoint and SoLo Funds: Lend & Borrow.
LendingPoint has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ lending point apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.