Best Lending Point Apps

180+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated July 2026

LendingPoint is the household name in lending point, but it's far from the only option. We track 180+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Lending Point Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LendingPointLendingPointFree4.8★ (3.2K)NoNoJul 2026
2Lenme: Investing and BorrowingLenme: Investing and BorrowingFree4.4★ (73K)YesYesJul 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (39K)YesNoJul 2026
4FairMoney: Loan App In NigeriaFairMoney: Loan App In NigeriaFree4.6★ (14K)NoNoJul 2026
5OnPoint MobileOnPoint MobileFree4.6★ (23K)YesNoJul 2026
6Tower LoanTower LoanFree3.0★ (38)NoNoJul 2026
7loanDepot MobileloanDepot MobileFree4.9★ (3.9K)YesNoJul 2026
8EasyLoans: Compare LoansEasyLoans: Compare LoansFree3.6★ (398)NoNoJul 2026

Top Picks for Lending Point

LendingPoint#1

LendingPoint by LendingPoint LLC

Loan Management
Editor's Choice
💰 Finance
4.8😐(3.2K ratings)
Free
LendingPoint screenshot 1
LendingPoint screenshot 2
LendingPoint screenshot 3
LendingPoint screenshot 4

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

What We Love

  • 🚀 Fast service
  • 👍 Easy process
  • 🤝 Helpful customer service
  • 💰 Reasonable rates

Room to Improve

  • 🐛 App crashes and freezes
  • 🔒 Login and account access issues
  • 📆 Inflexible payment scheduling
Lenme: Investing and Borrowing#2

Lenme: Investing and Borrowing by Lenme Inc.

Borrow, Lend & Grow!
Strong Contender
💰 Finance
4.4😞(73K ratings)
FreeAdsIn-App Purchases
#11in Finance
Lenme: Investing and Borrowing screenshot 1
Lenme: Investing and Borrowing screenshot 2
Lenme: Investing and Borrowing screenshot 3
Lenme: Investing and Borrowing screenshot 4
Lenme: Investing and Borrowing screenshot 5
Lenme: Investing and Borrowing screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(39K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults

More Lending Point apps to explore

4
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
5
OnPoint Mobile
OnPoint Mobile
OnPoint Mobile
by OnPoint Community Credit Union
Free

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.

Secure sign-in with biometricsBill management and paymentsSend money to contacts
💰 Finance
(23K)
free with in-app purchases
6
Tower Loan
Tower Loan
Tower Loan
by Tower Loan Company
Free

Easily manage your loan account with this mobile app. Check balances, make payments, view statements, and get important notifications. Access branch information and customer support conveniently.

Check balance and due dateMake and schedule paymentsView and download e-statements
💰 Finance
(38)
free
7
loanDepot Mobile
loanDepot Mobile
loanDepot Mobile
Mortgage Payments & Balances
Free

Manage your mortgage payments, view loan balances, and access important documents securely. Set up autopay, track payment history, and go paperless with convenient alerts and statement access.

Make and schedule mortgage paymentsSet up automatic paymentsView payment history and status
💰 Finance
(3.9K)
free with in-app purchases
8
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
💰 Finance
(398)
free
9
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Automate subscriptionsLend and borrow with friendsTrack finances
💰 Finance
(49)
free
10
Borrow
Borrow
Borrow
Track lent and borrowed items
Free

Easily track items you lend to or borrow from friends. Features over thirty categories and automatic reminders to ensure timely returns. Syncs data across all devices for convenient access.

Track lent and borrowed itemsOver 30 predefined categoriesAutomatic reminders
🌟 Lifestyle
(11)
free with in-app purchases
11
BMG Money
BMG Money
BMG Money
Loans for Employees & Retirees
Free

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

Loans from $500-$10,000No FICO credit score requiredLoan offers in minutes
💰 Finance
(146)
free
12
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
13
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Save, Invest & Get loans
Free

Access personal and business loans, lend money to friends, invest for returns, and pay bills all in one place. This financial app offers quick access to funds and opportunities to grow your money.

Personal loansBusiness loansLend money to friends
💰 Finance
(118)
ad-supported
14
Shellpoint
Shellpoint
Shellpoint
by Newrez LLC
Free

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

View loan account detailsMake one-time paymentsSchedule recurring payments
💰 Finance
(17K)
free
15
Lendee App
Lendee App
Lendee App
by LENDEE APP LLC
Free

Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

Instant cash advance requestsConnect with verified supportersFlexible repayment plans
💰 Finance
(98)
free with in-app purchases
16
Loanr
Loanr
Loanr
Secured collateral loans!
Free

This peer-to-peer lending platform connects borrowers and lenders using collateral for secured loans. Borrowers set terms and offer assets, while lenders hold the collateral until repayment. It offers an alternative to traditional loans without collection agencies.

Peer-to-peer lendingSecured collateral loansBorrower sets repayment terms
💼 Business
(45)
free
17
Kiva - Lend for Good
Kiva - Lend for Good
Kiva - Lend for Good
Lend $25 and change a life
Free

Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.

Lend as little as $25Support entrepreneurs and studentsRe-lend funds for exponential impact
🌐 Social Networking
(2.4K)
free with in-app purchases
18
Aella MFB
Aella MFB
Aella MFB
Seamless Digital Banking
Free

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

LoansInvestmentsBill payments
💰 Finance
(23)
free
19
QuickFi
QuickFi
QuickFi
Business Equipment Financing
Free

This app provides instant business equipment financing for small and medium businesses in the US and Canada. Borrowers can apply for up to $500,000 with fast credit processing, digital documentation, and quick funding, all from their mobile device.

Instant financing applicationsUp to $500,000 loan amounts24/7 point-of-sale financing
💰 Finance
(125)
free
20
Lifestyle Home Lending
Lifestyle Home Lending
Lifestyle Home Lending
by First Continental Mortgage Company, LLC
Free
💰 Finance
(0)

FAQ about Lending Point

What are the best lending point apps for iPhone?
LendingPoint tops our lending point apps ranking as of July 2026, with a 4.8-star average from 3.2K App Store ratings, and it's free to download.
Yes — 20 of the top lending point apps we rank are free to download, including LendingPoint and Lenme: Investing and Borrowing.
LendingPoint has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 180+ lending point apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
LendingPoint is a mobile application designed for individuals to manage their personal loans and work towards financial well-being. It allows users to check loan rates, make payments, and update personal information.
Loans are offered from $1,000 to $50,000, with rates ranging from 7.99% to 35.99% APR. Terms are from 24 to 72 months. Specific minimum loan amounts apply in certain states like Georgia, Colorado, and Hawaii.