Best Lending Point Apps

250+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated September 2026

LendingPoint is the household name in lending point, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Lending Point Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LendingPointLendingPointFree4.8★ (3.2K)NoNoSep 2026
2Borrow & Cash Advance AppBorrow & Cash Advance AppFreeYesNoSep 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoSep 2026
4FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoSep 2026
5Cash Advance - CLS MoneyCash Advance - CLS MoneyFreeNoNoJul 2026
6Level LendingLevel LendingFree1.0★ (1)NoNoAug 2026
7Tower LoanTower LoanFree3.0★ (47)NoNoSep 2026
8Velocity LendingVelocity LendingFree5.0★ (10)NoNoMay 2026

Top Picks for Lending Point

LendingPoint#1

LendingPoint by LendingPoint LLC

Loan Management
Editor's Choice
💰 Finance
4.8😐(3.2K ratings)
Free
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Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

What We Love

  • 🚀 Fast service
  • 👍 Easy process
  • 🤝 Helpful customer service
  • 💰 Reasonable rates
  • 🙏 Compassionate in difficult times

Room to Improve

  • 🐛 App crashes and freezes
  • 🔒 Login and account access issues
  • 📆 Inflexible payment scheduling
  • 🤖 Unreliable app and website
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(41K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction

More Lending Point apps to explore

FAQ about Lending Point

What are the best lending point apps for iPhone?
LendingPoint tops our lending point apps ranking as of September 2026, with a 4.8-star average from 3.2K App Store ratings, and it's free to download.
Yes — 20 of the top lending point apps we rank are free to download, including LendingPoint and Borrow & Cash Advance App.
LendingPoint has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ lending point apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
LendingPoint is a mobile application designed for individuals to manage their personal loans and work towards financial well-being. It allows users to check loan rates, make payments, and update personal information.
Loans are offered from $1,000 to $50,000, with rates ranging from 7.99% to 35.99% APR. Terms are from 24 to 72 months. Specific minimum loan amounts apply in certain states like Georgia, Colorado, and Hawaii.