Best Lending Point Apps

250+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated August 2026

LendingPoint is the household name in lending point, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Lending Point Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LendingPointLendingPointFree4.8★ (3.2K)NoNoAug 2026
2Cash Advance - CLS MoneyCash Advance - CLS MoneyFreeNoNoJul 2026
3FairMoney: Loan App In NigeriaFairMoney: Loan App In NigeriaFree4.6★ (14K)NoNoAug 2026
4SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (39K)YesNoAug 2026
5Level LendingLevel LendingFreeNoJul 2026
6Together: Common sense lendingTogether: Common sense lendingFreeNoNoMay 2026
7Borrow & Cash Advance AppBorrow & Cash Advance AppFreeNoAug 2026
8American Heritage Lending AppAmerican Heritage Lending AppFreeNoNoMay 2026

Top Picks for Lending Point

LendingPoint#1

LendingPoint by LendingPoint LLC

Loan Management
Editor's Choice
💰 Finance
4.8😐(3.2K ratings)
Free
LendingPoint screenshot 1
LendingPoint screenshot 2
LendingPoint screenshot 3
LendingPoint screenshot 4

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

What We Love

  • 🚀 Fast service
  • 👍 Easy process
  • 🤝 Helpful customer service
  • 💰 Reasonable rates

Room to Improve

  • 🐛 App crashes and freezes
  • 🔒 Login and account access issues
  • 📆 Inflexible payment scheduling
FairMoney: Loan App In Nigeria#3

FairMoney: Loan App In Nigeria by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Worth Considering
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Loan App In Nigeria screenshot 1
FairMoney: Loan App In Nigeria screenshot 2
FairMoney: Loan App In Nigeria screenshot 3
FairMoney: Loan App In Nigeria screenshot 4
FairMoney: Loan App In Nigeria screenshot 5
FairMoney: Loan App In Nigeria screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders

More Lending Point apps to explore

4
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
5
Level Lending
Level Lending
Level Lending
by MBOCAL, Inc.
Free
💰 Finance
(0)
6
Together: Common sense lending
Together: Common sense lending
Together: Common sense lending
by Together Financial Services Limited
Free

Apply for secured loans and mortgages paperlessly. Upload documents, sign agreements, and track your application's progress securely. Get updates and ask questions without needing to call.

Paperless loan and mortgage applicationsSecure document uploadDigital document signing
💰 Finance
(0)
free
7
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
by IOB FINANCES
Free
💰 Finance
(0)
8
American Heritage Lending App
American Heritage Lending App
American Heritage Lending App
by American Heritage Lending, LLC
Free
💰 Finance
(0)
9
OnPoint Mobile
OnPoint Mobile
OnPoint Mobile
by OnPoint Community Credit Union
Free

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.

Secure sign-in with biometricsBill management and paymentsSend money to contacts
💰 Finance
(24K)
free with in-app purchases
10
Tower Loan
Tower Loan
Tower Loan
by Tower Loan Company
Free

Easily manage your loan account with this mobile app. Check balances, make payments, view statements, and get important notifications. Access branch information and customer support conveniently.

Check balance and due dateMake and schedule paymentsView and download e-statements
💰 Finance
(38)
free
11
Velocity Lending
Velocity Lending
Velocity Lending
Minimize Sales Friction
Free

This app empowers sales teams to offer, price, and approve device financing directly to customers. It streamlines the sales process, improves efficiency, and enhances customer relationships by providing instant quotes and quick approvals.

Instant pricing quotesQuick approvals (30 seconds to 24 hours)Automated documentation delivery
💼 Business
(10)
free
12
TOV Lending
TOV Lending
TOV Lending
by TOV Lending, LLC
Free
💼 Business
(0)
13
lend (to me)
lend (to me)
lend (to me)
by Ishan Daya
Free
🌟 Lifestyle
(0)
14
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Automate subscriptionsLend and borrow with friendsTrack finances
💰 Finance
(49)
free
15
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
16
Arch Capital Lending
Arch Capital Lending
Arch Capital Lending
by Garden Gnome, LLC
Free
💰 Finance
(0)
17
loanDepot Mobile
loanDepot Mobile
loanDepot Mobile
Mortgage Payments & Balances
Free

Manage your mortgage payments, view loan balances, and access important documents securely. Set up autopay, track payment history, and go paperless with convenient alerts and statement access.

Make and schedule mortgage paymentsSet up automatic paymentsView payment history and status
💰 Finance
(3.9K)
free with in-app purchases
18
Time Financing Service
Time Financing Service
Time Financing Service
by Time Investment Corporation
Free
💰 Finance
(0)
19
Cash Advance: Instant Borrow
Cash Advance: Instant Borrow
Cash Advance: Instant Borrow
No Credit Check
Free
💰 Finance
(0)
20
Ridge Lending Group
Ridge Lending Group
Ridge Lending Group
by Geneva Financial LLC
Free
💰 Finance
(0)

FAQ about Lending Point

What are the best lending point apps for iPhone?
LendingPoint tops our lending point apps ranking as of August 2026, with a 4.8-star average from 3.2K App Store ratings, and it's free to download.
Yes — 20 of the top lending point apps we rank are free to download, including LendingPoint and Cash Advance - CLS Money.
LendingPoint has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ lending point apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
LendingPoint is a mobile application designed for individuals to manage their personal loans and work towards financial well-being. It allows users to check loan rates, make payments, and update personal information.
Loans are offered from $1,000 to $50,000, with rates ranging from 7.99% to 35.99% APR. Terms are from 24 to 72 months. Specific minimum loan amounts apply in certain states like Georgia, Colorado, and Hawaii.