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OnPoint Mobile

OnPoint Mobile

by OnPoint Community Credit Union

24K ratings
1883 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • August 7, 2017
  • July 21, 2026

Features

Developer

OnPoint Community Credit Union
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OnPoint Mobile screenshot #1 for iPhone
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About

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.

✓Secure sign-in with biometrics
✓Bill management and payments
✓Send money to contacts
✓Account fund transfers
✓Card management (travel notifications, freeze)
✓Mobile check deposit
✓Transaction search and eStatements
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What users say

Summarized from real user reviews of OnPoint Mobile. Based on 24K reviews and a 4.6/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly app
  • 🚀Convenient mobile banking features
  • 🔒Robust security with biometric login
  • 💡Helpful customer service

Negative things

  • 🐛Buggy mobile deposit feature
  • ⏱️Slow transaction updates
  • 🔀Confusing account management
  • 🤔Lack of customization options
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What's New in OnPoint Mobile

9.1.260601

July 21, 2026

We're continually working to optimize your mobile banking experience. This update includes improvements and general bug fixes.

User reviews

Most RecentHighest RatedLowest Rated

App Does not recognize my ipad

For months now I have had to get a texted code to log into the onpoint mobile website from my ipad air pro. I have contacted customer service numerous times to help resolve the issue. I have carefully checked to make sure cookies are allowed to register the device. I have reloaded the app. It will recognize my ipad sometimes, but other times it won’t. My password always works, but I have had to reregister my device dozens of times. No one seems able to find the problem.
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Shakennotstirred44Shakennotstirred44

All works very well

Very easy to use. Excellent
oboegregoboegreg

Best because the rest (suck)

Clean interface, friendly and useful features that work the first time. Even simply logging in is more enjoyable than the *cough* FDIC *cough* other bank apps.
matolius88matolius88

Great banking

I can see all my transactions in one spot. Keeping me on track.
I am on pointI am on point

Best credit union ever

I highly recommend OnPoint for all banking needs. Home loans, anything you need, they can do it at a competitive or much better rate. They have been there for me more than once, always with a smile...even during Covid! Dump those robbers named Bank of America, and Wells Fargo. This bank is a better deal for YOU, not them. I wouldn’t go anywhere else.
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DwebDweb
See 1878 more reviews

Developer apps

OnPoint Card Manager
OnPoint Card Manager

by OnPoint Community Credit Union

💰 Finance

(31)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Mobile app crashes and freezes

Bug

Inconsistent behavior when switching between app and website

Bug

Transactions disappearing from account history

Bug

Unreliable mobile deposit process

Bug
✨

Requested Features

4 requests

Add option to change default mobile deposit category

Feature

Improve bill pay functionality with better scheduling and tracking

Feature

Allow users to rearrange account order and hide unused accounts

Feature

Implement real-time transaction updates and pending indicators

Feature

FAQ

What can I do with this banking app?

This app allows you to securely check account balances, transfer funds between your accounts and to other institutions, pay bills, send money to contacts, and deposit checks remotely. You can also manage your debit and credit cards by setting travel notifications or freezing them if lost. Business members have additional features for user management and ACH payments.

Is this app free to use?

The app itself is free to download and use. While the description mentions in-app purchases, it does not specify what these are. Standard banking transactions may be subject to fees depending on your account type and the specific service used.

How secure is my financial information with this app?

The app prioritizes security by offering secure sign-in options like Touch ID and Face ID on supported devices. It also provides features like card freezing for peace of mind and secure transaction management to protect your financial data.

Can I deposit checks using this app?

Yes, you can deposit checks directly through the app without needing to visit a branch or ATM. The app allows you to view cleared check images and mobile deposit check images for your records.

What are the business-specific features?

For business members, the app offers the ability to add entitled users and control their access rights and limits. It also facilitates the generation of ACH payments, such as for payroll, though an ACH Agreement is required prior to using these services.