Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.
Summarized from real user reviews of OnPoint Mobile. Based on 24K reviews and a 4.6/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.
9.1.260601
July 21, 2026
We're continually working to optimize your mobile banking experience. This update includes improvements and general bug fixes.
4 issues
Mobile app crashes and freezes
Inconsistent behavior when switching between app and website
4 requests
Add option to change default mobile deposit category
Improve bill pay functionality with better scheduling and tracking
This app allows you to securely check account balances, transfer funds between your accounts and to other institutions, pay bills, send money to contacts, and deposit checks remotely. You can also manage your debit and credit cards by setting travel notifications or freezing them if lost. Business members have additional features for user management and ACH payments.
The app itself is free to download and use. While the description mentions in-app purchases, it does not specify what these are. Standard banking transactions may be subject to fees depending on your account type and the specific service used.
The app prioritizes security by offering secure sign-in options like Touch ID and Face ID on supported devices. It also provides features like card freezing for peace of mind and secure transaction management to protect your financial data.
Yes, you can deposit checks directly through the app without needing to visit a branch or ATM. The app allows you to view cleared check images and mobile deposit check images for your records.
For business members, the app offers the ability to add entitled users and control their access rights and limits. It also facilitates the generation of ACH payments, such as for payroll, though an ACH Agreement is required prior to using these services.
