Best Onpay Mobile Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Out of 250+ onpay mobile apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Onpay Mobile Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OnPay MobileOnPay MobileFree4.8★ (780)NoNoOct 2026
2OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (482K)NoNoOct 2026
3AmexAmexFree4.9★ (4.4M)YesNoOct 2026
4SGPAY MOBILESGPAY MOBILEFree—NoNoSep 2026
5Xtrapay MobileXtrapay MobileFree—NoNoMay 2026
6OnPoint MobileOnPoint MobileFree4.6★ (25K)NoNoOct 2026
7PayToday MobilePayToday MobileFree1.0★ (3)NoNoOct 2026
8Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9★ (84K)NoNoOct 2026

Top Picks for Onpay Mobile

OnPay Mobile#1

OnPay Mobile by Onpay, Inc

Check your pay, hours and PTO.
Editor's Choice
💼 Business
4.8(780 ratings)
Free
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Access your pay stubs, update personal and banking information, and manage time off requests. Easily find colleague contact details and sign important work documents directly from your phone. The app provides lifetime access to employment documents and offers customizable display modes.

OnePay – Mobile Banking#2

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Strong Contender
💰 Finance
4.9😞(482K ratings)
Free
#8in Finance
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Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • 🚀 Efficient banking features
  • 🔒 Secure transactions
  • 👍 Intuitive user interface
  • 💡 Useful budgeting tools
  • 🤑 Generous cash back and rewards

Room to Improve

  • 🐛 Unreliable app performance
  • 🤯 Frustrating account changes
  • 🤔 Lack of transparency
  • 🙅‍♀️ Poor customer service
  • 💸 Unexpected fees and charges
Amex#3

Amex by American Express

Payments, Balance & Rewards
Worth Considering
💰 Finance
4.9😐(4.4M ratings)
FreeAds
#27in Finance
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Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

What We Love

  • 💳 Reliable credit card with good benefits
  • 🤝 Excellent customer service and support
  • 🚀 Seamless app experience
  • 📱 Convenient mobile app features
  • 💳 Prestigious card status and recognition

Room to Improve

  • 🤖 Inconsistent or unhelpful customer service
  • 💳 Unexpected account changes or credit limit reductions
  • 🤔 Confusing or misleading policies/offers
  • 🕰️ Slow or delayed payment processing
  • 🔒 Security issues with closed accounts

More Onpay Mobile apps to explore

FAQ about Onpay Mobile

What are the best onpay mobile apps for iPhone?
OnPay Mobile tops our onpay mobile apps ranking as of October 2026, with a 4.8-star average from 780 App Store ratings, and it's free to download.
Yes — 20 of the top onpay mobile apps we rank are free to download, including OnPay Mobile and OnePay – Mobile Banking.
OnPay Mobile has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ onpay mobile apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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