The app feels….. light
Simple, easy to navigate without the drama
Avoid
They will slow roll you into a high boost and then discontinue it without warning and with lukewarm reasoning as to why. My credit score actually increased so they basically lie to you about its ceasing availability.
amazing
I’ve been baking with Upgrade for years. Yes they might have their up and downs with the verifying ID only and emailing it. I hate that so much instead of just doing it through the app and letting it go but other than that I get my direct deposit early I get payment advances when I need them. Everything is great with them.
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Loan interest
Don’t bother to borrow money from this company.
Absolute worst
Banking with upgrade has been the ABSOLUTE WORST experience I’ve had with a credit card company. Slashing a credit line of 10,000 dollars to 1000 dollars when I had 200 dollar balance because my credit score went down a few points. Not accepting a check to payoff the current balance of a card because they don’t have the check number. They’re getting the money!!! And making me (the customer) do the leg work to get that number. 4 other companies accepted their checks, but not upgrade. So now I have to do THEIR JOBS. Canceling my account as soon as I get this figured out. UPGRADE IS AN ABSOLUTE CLOWNSHOW!!!
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