Best Upgrade Loan Apps

246+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated September 2026

Looking for free upgrade loan apps? 20 of our 246+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Upgrade Loan Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9★ (84K)NoNoOct 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (44K)NoNoOct 2026
3Upgrade Home for ContractorsUpgrade Home for ContractorsFree4.6★ (11)NoNoAug 2026
4Cash Advance & Borrow GuideCash Advance & Borrow GuideFree4.4★ (403)NoNoSep 2026
5AvantAvantFree4.8★ (124K)NoNoOct 2026
6Cash Advance - CLS MoneyCash Advance - CLS MoneyFree—NoNoJul 2026
7Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesOct 2026
8Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (277K)NoNoOct 2026

Top Picks for Upgrade Loan

Upgrade - Mobile Banking#1

Upgrade - Mobile Banking by Upgrade, Inc.

Rewards Checking, Loans, Cards
Editor's Choice
💰 Finance
4.9😐(84K ratings)
Free
Upgrade - Mobile Banking screenshot 1
Upgrade - Mobile Banking screenshot 2
Upgrade - Mobile Banking screenshot 3
Upgrade - Mobile Banking screenshot 4

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

  • 🚀 Excellent, easy-to-use app
  • 🔒 Robust fraud prevention
  • 💰 Competitive interest rates and rewards
  • 👍 Seamless account management
  • 🏆 Helpful in improving credit and consolidating debt

Room to Improve

  • 🐛 Inconsistent account updates and transaction history
  • 🤔 Unclear policies around credit limit changes
  • ❌ Poor customer service and unresponsive to issues
  • 💳 Card usage issues and unexpected account suspensions
  • 🕰️ Slow processing of payments and deposits
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(44K ratings)
Free
#78in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices

More Upgrade Loan apps to explore

FAQ about Upgrade Loan

What are the best upgrade loan apps for iPhone?
Upgrade - Mobile Banking tops our upgrade loan apps ranking as of September 2026, with a 4.9-star average from 84K App Store ratings, and it's free to download.
Yes — 20 of the top upgrade loan apps we rank are free to download, including Upgrade - Mobile Banking and Upstart: Personal Loans + More.
Upgrade - Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 246+ upgrade loan apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.