Best Upgrade Loan Apps

168+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated June 2026

Looking for free upgrade loan apps? 20 of our 168+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Upgrade Loan

Upgrade - Mobile Banking#1

Upgrade - Mobile Banking by Upgrade, Incorporated

Rewards Checking, Loans, Cards
Editor's Choice
💰 Finance
4.9😐(80K ratings)
Free
Upgrade - Mobile Banking screenshot 1
Upgrade - Mobile Banking screenshot 2
Upgrade - Mobile Banking screenshot 3
Upgrade - Mobile Banking screenshot 4
Upgrade - Mobile Banking screenshot 5
Upgrade - Mobile Banking screenshot 6

An app for mobile banking offering rewards checking, loans, and cards, allowing users to check balances, manage funds, track rewards, and credit score. Features include no monthly fee, debit rewards tracking, and credit score management. Share feedback at mobile_app_feedback@upgrade.com.

What We Love

  • 🚀 Excellent, easy-to-use app
  • 🔒 Robust fraud prevention
  • 💰 Competitive interest rates and rewards
  • 👍 Seamless account management

Room to Improve

  • 🐛 Inconsistent account updates and transaction history
  • 🤔 Unclear policies around credit limit changes
  • ❌ Poor customer service and unresponsive to issues
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Strong Contender
💰 Finance
4.9😞(35K ratings)
Free
#70in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5

An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
Upgrade Home for Contractors#3

Upgrade Home for Contractors by Upgrade, Incorporated

Worth Considering
💰 Finance
4.6(11 ratings)
Free
Upgrade Home for Contractors screenshot 1
Upgrade Home for Contractors screenshot 2
Upgrade Home for Contractors screenshot 3
Upgrade Home for Contractors screenshot 4
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This application offers contractors flexible payment options for their customers, providing benefits such as rewards, competitive fees, and available credit after project completion. By using this application, contractors can grow their business while also offering their customers easier payment processes with no punitive interest.

More Upgrade Loan apps to explore

4
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Money, Loan Terms & APR Tools
Free
💰 Finance
(48)
5
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

💰 Finance
(77K)
6
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

💰 Finance
(38K)
7
CashAdvance Mobile - Loan options on the go
CashAdvance Mobile - Loan options on the go
CashAdvance Mobile - Loan options on the go
by IT MEDIA, INC.
Free

This mobile app provides quick access to short-term loan options for individuals facing unexpected expenses or emergencies, allowing users to manage their loan history and browse offers from a vast network of lenders. With a user-friendly interface and robust security measures, users can easily request loan options and access their account information on-the-go.

💰 Finance
(9)
8
Together Loans
Together Loans
Together Loans
by Transform Credit Inc.
Free

Discover a new way of borrowing with an innovative loan company focused on trust, not just credit history. Use the Transform Credit app to securely access and manage your loan details easily. Visit transformcredit.com for a fresh approach to lending.

💰 Finance
(112)
9
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

💰 Finance
(445K)
10
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

💰 Finance
(248K)
11
OPay-Beyond Banking
OPay-Beyond Banking
OPay-Beyond Banking
by OPAY DIGITAL SERVICES PTE. LTD.
Free

Revolutionize your financial experience with a trusted platform used by millions in Nigeria. Access secure and inclusive financial services through state-of-the-art technology.

💰 Finance
(87K)
12
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

Calculate loan payments quickly and easily with a free loan calculator that offers additional features for precise calculations. Analyze mortgage or vehicle loans, save your data across devices, and access detailed reports for informed financial decisions. Upgrade to Pro for advanced functionalities and customization options.

💰 Finance
(8.2K)
13
Snap Finance
Snap Finance
Snap Finance
No credit? Shop now, pay later
Free

Snap Finance allows you to manage your lease-to-own agreement conveniently from your mobile device. Log in effortlessly with Face ID, access payment details, view transactions, make payments, and explore ownership options. If you're not a Snap customer, shop at partner stores with lease-to-own financing available up to $5,000. Download the app now for easy and flexible financial management.

🛍️ Shopping
(22K)
14
University Credit Union
University Credit Union
University Credit Union
by University Credit Union (CA)
Free

Access all your banking needs on-the-go with the University Credit Union mobile app. Manage accounts, pay bills, transfer money, and more from your iPhone. Enjoy the convenience of mobile banking with UCU today!

💼 Business
(4.5K)
15
Borrow
Borrow
Borrow
Track lent and borrowed items
Free

This application helps you track items you've lent or borrowed from others, with features like reminders and automatic syncing across all your devices. Easily keep tabs on your belongings and get notified when it's time for someone to return something, and take action with a simple message.

🌟 Lifestyle
(11)
16
AscentConnect
AscentConnect
AscentConnect
Manage your Ascent loans
Free

Manage your student loans effortlessly with AscentConnect. Apply for loans, track payments, and access exclusive benefits, all in one convenient app. Download now for easy loan management.

💰 Finance
(267)
17
USALLIANCE FCU
USALLIANCE FCU
USALLIANCE FCU
by USAlliance Federal Credit Union
Free

Access your finances on the go with our mobile app! Check balances, pay bills, deposit checks, view transactions, and more. Join USALLIANCE Financial for personalized service and a range of financial products tailored to your needs.

💰 Finance
(4.3K)
18
Tower Loan
Tower Loan
Tower Loan
by Tower Loan Company
Free

Manage your loan on the go with our mobile app, which allows you to check your balance and due date, schedule payments, view e-statements, and contact customer support. Download the app to simplify the way you manage your loan and stay on top of your finances.

💰 Finance
(37)
19
QuickBucks
QuickBucks
QuickBucks
Access bank loan app
Free
💰 Finance
(95)
20
Blend Loan Officer
Blend Loan Officer
Blend Loan Officer
View, Create, and Communicate
Free

This mobile application empowers loan officers to manage their pipeline remotely, allowing them to create new loan applications, track status updates, communicate with borrowers, and access key documents. With this app, loan officers can stay productive on-the-go and accelerate their pipeline with ease.

💼 Business
(23)