Best Upgrade Loan Apps

4.9😐(84K ratings)

Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

🚀 Excellent, easy-to-use app
🔒 Robust fraud prevention
💰 Competitive interest rates and rewards
👍 Seamless account management
🏆 Helpful in improving credit and consolidating debt

Room to Improve

🐛 Inconsistent account updates and transaction history
🤔 Unclear policies around credit limit changes
❌ Poor customer service and unresponsive to issues
💳 Card usage issues and unexpected account suspensions
🕰️ Slow processing of payments and deposits

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter

Strong Contender

4.9😞(49K ratings)

Free

#66in Finance

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Borrow money for personal needs or debt consolidation with fast approvals and flexible repayment options. Access funds quickly through personal loans or a revolving credit line. Manage your account, compare offers, and get support 24/7.

What We Love

👍 Easy to use
👍 Convenient app
👍 Quick loan approval
🚀 Fast loan disbursement

Room to Improve

🐛 Login issues
💰 High interest rates
🕰️ Slow payment processing
🤔 Unclear approval criteria
🤨 Unethical business practices

Boost Money: Fast Cash Advance by Upgrade, Inc.

Spend, Save, Build Credit*

Worth Considering

Upgrade Home for Contractors

4.1(272 ratings)

Free

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Access cash advances between paydays, build credit history with responsible card use, and grow savings with competitive interest rates. Premium subscription offers enhanced features and higher APY on savings.

More Upgrade Loan apps to explore

by Upgrade, Inc.

Flexible customer payment optionsContractor Cash RewardsCompetitive fees and approval rates

This app helps contractors grow their business by offering flexible payment options to customers. It provides rewards, competitive fees, and credit availability, while customers benefit from an easier application process and no punitive interest.

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Cash Advance & Borrow Guide

Fast Payday Money Loan App

Educational articles on loan typesAPR comparison toolLoan calculator for payment estimation

This app provides educational resources and tools to help users understand borrowing money, compare loan terms, and manage their credit health. It offers articles on various loan types, an APR comparison tool, and a loan calculator for informed financial planning.

Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.

Schedule or cancel paymentsView transaction historyAdd or remove payment methods

by Transform Credit Inc.

Apply for loans in-appView loan detailsAccess statements

This app offers personal loans based on trust rather than solely on credit history. It allows users to apply for loans, view statements, make payments securely, and access real-time support. Users can also top up existing loans or borrow more.

(415)

Bright: Loans & Credit Builder

AI Loan Asst > Credit & Loans

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Dave: Credit, Cash & Money App

(287K)

subscription

Get Paid Early, No Hidden Fees

Up to $500 cash advance before paydayNo credit check, interest, or late feesQuick cash authorization in minutes

Access up to $500 before your next paycheck with no interest or credit checks. This service offers a convenient way to get cash when you need it most, with a small monthly membership fee for full access to its financial tools.

Lenme: Cash Advances & Loans

(937K)

freemium

Quick Loans and Smart Lendings

Cash advances up to $200Personal loans up to $5,000Become a lender and earn interest

Access cash advances and personal loans up to $5,000 from various lenders. Become a lender yourself to earn interest on funded loans. Features include crypto-backed loans and a marketplace for financial tools.

free with in-app purchases

(99K)

Loan App - Instant Loan Calc

Personal Loan, Quick Cash,LOAN

EMI calculation with slidersInterest payable calculationLender comparison

This educational tool helps you understand loans by calculating EMIs and interest. It provides guides on various loan types and offers personalized loan information based on your profile.

CashAdvance Mobile - Loan options on the go

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ad-supported

by IT MEDIA, INC.

Find short-term loan optionsManage loan historyConnect with lender network

This app helps users find short-term loan options from a network of lenders to manage unexpected expenses. It allows users to review and accept or reject loan offers without penalty, and manage loan history within their account.

(9)

AF247 - Advance Financial 24/7

Same day cash. Up to $4,000.

24/7 cash accessLoan managementCheck available credit

Access cash 24/7 with this app, offering up to $4,000. Manage your loan, check available credit, make payments, and apply for funds with fast approvals and same-day funding.

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Tilt: Cash Advance & Credit

Cash Advance, Credit Cards

Cash advances up to $500Credit cards with no credit history requiredLine of credit up to $1,000

Access cash advances, credit cards, and lines of credit based on your real-time income and spending. Build your credit history and monitor your score with helpful tools. Get up to $500 instantly with no credit check.

Easily manage your loan account with this mobile app. Check balances, make payments, view statements, and get important notifications. Access branch information and customer support conveniently.

Check balance and due dateMake and schedule paymentsView and download e-statements

Track Lending & Borrowing

Track lending and borrowingMonitor who owes you moneyMonitor who you owe money to

Manage personal finances by tracking all lending and borrowing. Easily monitor who owes you money and whom you owe, with precise interest calculations.

free with in-app purchases

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Bajaj Housing Finance

by Bajaj Housing Finance Limited

Loan account trackingEMI and repayment scheduleOnline payments and prepayments

Manage your home loan, loan against property, and top-up loan accounts digitally. Track EMIs, make payments, download statements, and raise service requests securely and conveniently from your mobile device.

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Borrowly: Borrow & Lend

The smartest way to pay.

Apply for financingAffordable interest ratesLow monthly payments

Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds and manage your loan details 24/7. Access educational resources for financial health.

by Uprova Credit, LLC

Fast loan approvalsFunds within 30 minutesNo collateral required

Access fast, personal loans for emergencies and cash-flow needs. Receive quick approvals and funds within 30 minutes, with no collateral required. Build credit with timely payments and enjoy flexible repayment options.

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