Best Upgrade Loan Apps

173+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

Looking for free upgrade loan apps? 20 of our 173+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Upgrade Loan Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9★ (83K)NoNoSep 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
3Cash Advance - Flash AdvanceCash Advance - Flash AdvanceFree3.8★ (5)NoNoSep 2026
4Upgrade Home for ContractorsUpgrade Home for ContractorsFree4.6★ (11)NoNoAug 2026
5Cash Advance & Borrow GuideCash Advance & Borrow GuideFree4.4★ (355)NoNoSep 2026
6Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoSep 2026
7Together LoansTogether LoansFree4.3★ (388)NoNoSep 2026
8Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026

Top Picks for Upgrade Loan

Upgrade - Mobile Banking#1

Upgrade - Mobile Banking by Upgrade, Inc.

Rewards Checking, Loans, Cards
Editor's Choice
💰 Finance
4.9😐(83K ratings)
Free
Upgrade - Mobile Banking screenshot 1
Upgrade - Mobile Banking screenshot 2
Upgrade - Mobile Banking screenshot 3
Upgrade - Mobile Banking screenshot 4

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

  • 🚀 Excellent, easy-to-use app
  • 🔒 Robust fraud prevention
  • 💰 Competitive interest rates and rewards
  • 👍 Seamless account management
  • 🏆 Helpful in improving credit and consolidating debt

Room to Improve

  • 🐛 Inconsistent account updates and transaction history
  • 🤔 Unclear policies around credit limit changes
  • ❌ Poor customer service and unresponsive to issues
  • 💳 Card usage issues and unexpected account suspensions
  • 🕰️ Slow processing of payments and deposits
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(43K ratings)
Free
#81in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices

More Upgrade Loan apps to explore

FAQ about Upgrade Loan

What are the best upgrade loan apps for iPhone?
Upgrade - Mobile Banking tops our upgrade loan apps ranking as of August 2026, with a 4.9-star average from 83K App Store ratings, and it's free to download.
Yes — 20 of the top upgrade loan apps we rank are free to download, including Upgrade - Mobile Banking and Upstart: Personal Loans + More.
Upgrade - Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 173+ upgrade loan apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides a comprehensive mobile banking experience. You can manage rewards checking accounts, apply for and manage personal loans, credit lines, and cards. It also allows you to track balances, pay bills, monitor your credit score, and request cash advances.
Key features include earning cash back rewards on Upgrade Card purchases, managing various loan types (personal, auto, home improvement), tracking your credit score with alerts and a simulator, opening high-yield savings accounts, and requesting cash advances. It also facilitates bill payments and balance checks.