Upstart User Reviews

Customer Experience

Positive experience50.6% of reviews
Neutral2.7% of reviews
Negative experience46.7% of reviews

~ Based on 257 written reviews from the US App Store.

What users say

Is Upstart Safe?

Upstart: Personal Loans + More appears safe based on user ratings. AppsHunter Safety Score for Upstart is 98/100.

This assessment is based on 42,994 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.5% of ratings point to a safe experience
0.8% of ratings suggest some concerns
1.7% of ratings point to a risky experience

~ Based on 42,994 App Store ratings for Upstart.

Is Upstart Legit?

Upstart: Personal Loans + More appears to be a legitimate app. AppsHunter Legitimacy Score for Upstart is 88/100.

Based on 88 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Upstart good

Upstart good

Waste of time

They don’t actually help you. Just got a hard inquiry on my credit just to be told no

Life saver

Upstart has been helpful and service is excellent to accommodate financial needs.

Convenient

Fast and convenient!!

Upstarting

Beginning With You is #1 so far
Easy fast correct website is immaculate

Doesn’t help

Always deny deny deny

Easy and very helpful

Upstart is a great app to find loans, their app is setup in a way where it’s very easy to find what you’re looking for.

Upstart power

Great customer service, quick and easy

Life saver

Great option to have for quick loan . I desperately needed money for car repairs and they came through. Easy pay back options and all . Highly recommend

Love it

Got a couple of loans through upstart , quick easy and painless !!!

3-5 spam calls a day

To be transparent, the app itself isn’t the worst for managing payments. It’s the fact that if you make an attempt to apply for ANYTHING, or do anything apart from making payments you WILL have your info sold to telemarketers. I’ve had up to 10 spam calls a day specifically for “loan offers” No exaggeration.
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Loan

You get get a loan but watch them interest rates know how to do basic math , but I love them , patient kind and good lenders in your time of need

Instant Cash

It’s so easy to apply and i got approved in minutes.

Rude

They help only if they feel like it

Great

Excellent work with this team

Loan

Every time I try to apply for a loan. It will connect to my bank account then it sends me to the Walmart app

Personal relief

Personal Relief Loan made the process straightforward and easy to understand. The application was simple, and I appreciated how quickly everything was handled. Overall, it was a positive experience and provided the financial help I needed. Thanks

Personal debt consolidation loan

I got a personal loan through upstart to consolidate my credit card debt and they’re saving me a lot of money on interest. My minimum monthly payment is cheaper than what I was paying on all my credit cards before. On top of that I’ll have it paid off in 3 years. Sounds like a good deal to me

NOPE!

took personal information then can’t help. And not many options on account menu. Seems fishy.

Personal info scam

This app is only here to grab your social and bank info stay far away. You will never be approved for an advance those are all bots