Best apps like Upstart: Personal Loans + More

43+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated September 2026

Looking for something like Upstart? We've analyzed 43+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Upstart

MoneyLion: Cash Advance App#1

MoneyLion: Cash Advance App by MoneyLion

Cashback rewards & Loan Offers
Editor's Choice
πŸ’° Finance
4.8😞(326K ratings)
FreeAds
#32in Finance
MoneyLion: Cash Advance App screenshot 1
MoneyLion: Cash Advance App screenshot 2
MoneyLion: Cash Advance App screenshot 3
MoneyLion: Cash Advance App screenshot 4
MoneyLion: Cash Advance App screenshot 5
MoneyLion: Cash Advance App screenshot 6

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

What We Love

  • πŸ’³ Variety of banking options
  • πŸ’° Helpful for financial stability
  • πŸ” Informative and educational
  • 🀝 Good customer service (for some)
  • πŸ† Rewards and cash-back features
  • πŸ”’ Secure platform
  • πŸ•°οΈ Early direct deposit

Room to Improve

  • πŸ’° Expensive membership fees
  • πŸ€– Poor customer service (for others)
  • πŸ€” Confusing policies and hidden fees
  • πŸ”’ Difficulty accessing/withdrawing funds
  • πŸ”„ Inconsistent app performance
  • 🚫 Accounts closed without notice
  • 🀯 Frustrating verification process
  • πŸ€‘ Predatory lending practices
Possible: Fast Cash & Credit#2

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Strong Contender
πŸ’° Finance
4.8😐(134K ratings)
Free
#62in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • πŸš€ Quick approval and fund disbursement
  • πŸ’³ Helps build credit score
  • πŸ—“οΈ Flexible payment schedule
  • πŸ†“ No credit check required
  • 🀝 Good customer service (in some cases)

Room to Improve

  • πŸ› App issues (crashes, bugs, login problems)
  • πŸ•°οΈ Slow customer support response times
  • πŸ’° High interest rates
  • πŸ€– Outsourced/poor customer service
  • 🚫 Bank account issues (unlinked, unauthorized withdrawals)
Tilt: Cash Advance & Credit#3

Tilt: Cash Advance & Credit by Tilt Finance, Inc.

Cash Advance, Credit Cards
Worth Considering
πŸ’° Finance
4.8😐(460K ratings)
Free
#37in Finance
Tilt: Cash Advance & Credit screenshot 1
Tilt: Cash Advance & Credit screenshot 2
Tilt: Cash Advance & Credit screenshot 3
Tilt: Cash Advance & Credit screenshot 4
Tilt: Cash Advance & Credit screenshot 5
Tilt: Cash Advance & Credit screenshot 6

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

What We Love

  • πŸš€ Instant cash advances
  • πŸ‘ Easy to use
  • πŸ’‘ Helpful budgeting features
  • πŸš€ Fast application process
  • πŸ‘ Reasonable fees
  • πŸš€ Instant money transfer
  • πŸ‘ Friendly customer service

Room to Improve

  • πŸ› Inconsistent advance limits
  • πŸ› Delayed repayment processing
  • πŸ› Unresponsive customer support
  • πŸ› Unexpected account freezes
  • πŸ› Confusing subscription fees

More apps like Upstart

4
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
πŸ’° Finance
(41K)
free with in-app purchases
5
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
πŸ’° Finance
(899K)
freemium
6
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
πŸ’° Finance
(560K)
free with in-app purchases
7
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
πŸ’° Finance
(379K)
free with in-app purchases
8
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
πŸ’° Finance
(456K)
free with in-app purchases
9
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
πŸ’° Finance
(289K)
subscription
10
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your moneyβ€”fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
πŸ’° Finance
(68K)
free with in-app purchases