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iCreditWorks

iCreditWorks

The smartest way to pay.

1.2K ratings
28 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • October 5, 2020
  • July 15, 2026

Developer

iCreditWorks
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About

Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds, select the best loan option, and manage your account 24/7. Features biometric identity validation for security and educational resources for financial health.

✓Apply for financing
✓Affordable interest rates
✓Low monthly payments
✓Credit decision in seconds
✓Biometric identity validation
✓Secure document signing
✓Account management 24/7
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What users say

Summarized from real user reviews of iCreditWorks. Based on 1.2K reviews and a 4.8/5 average, it highlights the 5 positives and 3 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Super easy to use
  • 👍Convenient app experience
  • 🚀Fast and efficient
  • 👍Great customer service
  • 🚀Quick approval process

Negative things

  • ⏱️Lengthy financing process
  • 🐛Inconsistent app performance
  • 🔍Lack of transparency on fees
See all reviews

What's New in iCreditWorks

1.0.155

July 15, 2026

We’ve enhanced the iCreditWorks mobile App experience with new features that unlock exciting new capabilities and make the experience more intuitive and safe. Now you can: • See how much you qualify for & estimate your monthly payments • Modify loan or provider selection throughout the application • Check loan options, with no impact on your credit • Access a broad suite of “Point-of-Sale” financing products through iCreditWorks • Use the iCreditWorks Virtual Card to pay your provider • Search national database of iCreditWorks-qualified providers • Set up AutoPay for on-time, worry-free payments • Pay your provider securely via location geofencing

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User reviews

Most RecentHighest RatedLowest Rated

Process is to long

This process takes to long to finance i don’t like how im here at he office for an hour to finance and the extra phone call with questions please do better as the other lenders doesnt take this long
Gorgeous_AlmaGorgeous_Alma

Response from developer

Hi Alma, Thanks for sharing your feedback. We regret to hear that the financing process did not meet your expectations and took longer than anticipated. We understand the importance of efficiency and will review our procedures to identify opportunities for improvement. Your input is valuable and will help us enhance the experience for future customers.

Super Easy

This app is super easy to use! It made getting a loan for my dental work very easy!
VG8211994VG8211994

Response from developer

Hi VG8211994, Thanks so much for your feedback! It’s great to know that the app is working well for you. We’ve designed it with ease in mind, so we’re glad you found it super easy!

Easy to use!

Easy and quick app to use. Makes the process simple
chooch 45chooch 45

Response from developer

Hi Chooch45, Thank you for your feedback! We're delighted to hear that you found the app easy and quick to use. Making the process simple for our users is one of our top priorities. If you have any suggestions or need further assistance, we’re always here to help!

Mario Mennella

Amazing service, very helpful, patient and received results.
Mary sells homesMary sells homes

Great experience

Very convenient for getting my sons down payment made for braces
ThatNenaaThatNenaa

Response from developer

Thank you for your feedback! We’re glad to hear that our service made it convenient for you to take care of your son's down payment for his braces. We know how important it is to have a smooth and hassle-free process for things that matter. If you ever need anything else, we’re here to help!

See 23 more reviews

Developer apps

Henry Schein PracticePay
Henry Schein PracticePay

Powered by iCreditWorks

💰 Finance

(14)

Free
On-The-Go HSFS
On-The-Go HSFS

Powered by iCreditWorks

💰 Finance

(2)

Free
See developer apps

User experience

🐞

Reported Bugs

2 issues

Issues with autopay and payment processing

Bug

Verification problems causing application rejections

Bug
✨

Requested Features

2 requests

Improve communication on returned payments

Feature

Enhance app stability and reliability

Feature

FAQ

What is iCreditWorks?

iCreditWorks is a mobile application that allows users to apply for financing with affordable interest rates and low monthly payments directly from their iPhone. It provides access to responsible credit options, offering simple installment loans with full transparency and a clear repayment path.

How does iCreditWorks ensure security?

The app integrates biometric identity validation to protect against identity theft and fraud. Additionally, a fully integrated SecureSign solution ensures that all documents are securely handled within the app, providing peace of mind for users.

Can I manage my loan through the app?

Yes, you can manage all aspects of your iCreditWorks account anytime and anywhere. Your loan amount, balance, and payment details are readily available with a single tap, giving you 24/7 control over your account.

Is iCreditWorks free to use?

Based on the provided information, the iCreditWorks app itself is free to download and use. The application facilitates the process of applying for loans, and the terms of those loans, including interest rates and fees, would be determined by WebBank.

Who issues the loans through iCreditWorks?

All loans issued through the iCreditWorks app are provided by WebBank. This ensures that the credit options available are from a reputable financial institution.