Comparison

iCreditWorks vs Uprova

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iCreditWorks

Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds and manage your loan details 24/7. Access educational resources for financial health.

Highlights
  • Apply for financing
  • Affordable interest rates
  • Low monthly payments
  • Credit decision in seconds
  • Manage loan account 24/7
  • Biometric identity validation
  • Financial health resources
Read full description

Introducing an awesome new way to apply for financing* with affordable interest rates and low monthly payments—right from your iPhone! iCreditWorks provides access to only responsible credit options—simple installment loans with full transparency and a clear path to repayment. Get a credit decision in seconds, select the best loan option for you, and start treatment. Biometric identity validation is integrated in the iCreditWorks App to keep you safe from potential identity theft or fraud. A fully integrated SecureSign solution ensures all documents are secure within the App. The iCreditWorks App is based on common sense, and the entire financing process is that simple. Manage all aspects of your iCreditWorks account, anytime and anywhere; your loan amount, balance, and payments are always available with a single tap. You’ll maintain control over your account, 24/7, and right where you want it most. And as a member of the iCreditWorks community, you’ll have access to educational resources that promote financial health. *All loans issued by WebBank

About

Uprova

Access fast, personal loans for emergencies and cash-flow needs. Receive quick approvals and funds within 30 minutes, with no collateral required. Build credit with timely payments and enjoy flexible repayment options.

Highlights
  • Fast loan approvals
  • Funds within 30 minutes
  • No collateral required
  • Flexible repayment options
  • Build credit history
  • No prepayment penalties
  • Easy application process
Features
Read full description

With the Uprova Loans mobile app, you'll have 24/7 access to manage your account all in one place. New loans are not available on the Uprova Loans mobile app. App features include: • View account balance, next payment due date and payment amount. • Schedule an additional payment. • Access account documents, including your payment schedule. • Get a payoff quote or schedule a pay-in-full. Download today!

Screenshots

iCreditWorks4 screens
Uprova4 screens

Verdict

The call

The clearest difference is review sentiment: iCreditWorks at 76% against Uprova's 0%. iCreditWorks also leads on rating (4.8 vs 1.7) and update cadence (every 2 weeks vs every 3 months). Uprova's advantage is iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

iCreditWorks holds the better App Store score, 4.8 against 1.7. That said, the two scores are not equally well evidenced: iCreditWorks has 1.3K ratings behind it against 27, so its average is the more settled of the two. Written reviews point the same way: 76% of iCreditWorks's written reviews are positive against 0% of Uprova's.

UpkeepUpdate frequency

iCreditWorks ships an update every 2 weeks, Uprova every 3 months. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
iCreditWorks versus Uprova: the parameters behind the verdict, then further details
ParameteriCreditWorksUprova
PriceFreeFree
Rating4.8 (1.3K ratings) — better1.7 (27 ratings)
Positive reviews75.9% of reviews — better0.0% of reviews
Number of ratings1.3K — better27
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.6 — better
Further details — not scored
Size536 MB39 MB
Age rating17+17+
DeveloperiCreditWorksUprova Credit, LLC

Customer experience

iCreditWorks

All ratings1,289 ratings
Positive94.6%
Neutral1.2%
Negative4.2%
Written reviews29 reviews
Positive75.9%
Neutral0.0%
Negative24.1%

Uprova

All ratings27 ratings
Positive18.5%
Neutral0.0%
Negative81.5%
Written reviews12 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

iCreditWorks

Reported bugs

2 issues
  • Issues with autopay and payment processing
  • Verification problems causing application rejections

Requested features

2 requests
  • Improve communication on returned payments
  • Enhance app stability and reliability

Uprova

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

iCreditWorks

No in-app purchases

None

Uprova

No in-app purchases

Questions

Is iCreditWorks free?
iCreditWorks is free to download, with no in-app purchases.
Is Uprova free?
Uprova is free to download, with no in-app purchases.
Which has better reviews, iCreditWorks or Uprova?
iCreditWorks is rated higher. iCreditWorks averages 4.8 out of 5 from 1.3K ratings, while Uprova averages 1.7 from 27 ratings.
Do iCreditWorks or Uprova have ads?
Neither iCreditWorks nor Uprova shows ads.
Which is updated more often, iCreditWorks or Uprova?
iCreditWorks ships an update every 2 weeks, and Uprova every 3 months. Most recently, iCreditWorks was updated on November 6, 2026 and Uprova on October 30, 2026.

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