iCreditWorks vs Uprova
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iCreditWorks
Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds and manage your loan details 24/7. Access educational resources for financial health.
- Apply for financing
- Affordable interest rates
- Low monthly payments
- Credit decision in seconds
- Manage loan account 24/7
- Biometric identity validation
- Financial health resources
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Introducing an awesome new way to apply for financing* with affordable interest rates and low monthly payments—right from your iPhone! iCreditWorks provides access to only responsible credit options—simple installment loans with full transparency and a clear path to repayment. Get a credit decision in seconds, select the best loan option for you, and start treatment. Biometric identity validation is integrated in the iCreditWorks App to keep you safe from potential identity theft or fraud. A fully integrated SecureSign solution ensures all documents are secure within the App. The iCreditWorks App is based on common sense, and the entire financing process is that simple. Manage all aspects of your iCreditWorks account, anytime and anywhere; your loan amount, balance, and payments are always available with a single tap. You’ll maintain control over your account, 24/7, and right where you want it most. And as a member of the iCreditWorks community, you’ll have access to educational resources that promote financial health. *All loans issued by WebBank
Uprova
Access fast, personal loans for emergencies and cash-flow needs. Receive quick approvals and funds within 30 minutes, with no collateral required. Build credit with timely payments and enjoy flexible repayment options.
- Fast loan approvals
- Funds within 30 minutes
- No collateral required
- Flexible repayment options
- Build credit history
- No prepayment penalties
- Easy application process
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With the Uprova Loans mobile app, you'll have 24/7 access to manage your account all in one place. New loans are not available on the Uprova Loans mobile app. App features include: • View account balance, next payment due date and payment amount. • Schedule an additional payment. • Access account documents, including your payment schedule. • Get a payoff quote or schedule a pay-in-full. Download today!
Screenshots
Verdict
The clearest difference is review sentiment: iCreditWorks at 76% against Uprova's 0%. iCreditWorks also leads on rating (4.8 vs 1.7) and update cadence (every 2 weeks vs every 3 months). Uprova's advantage is iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
iCreditWorks holds the better App Store score, 4.8 against 1.7. That said, the two scores are not equally well evidenced: iCreditWorks has 1.3K ratings behind it against 27, so its average is the more settled of the two. Written reviews point the same way: 76% of iCreditWorks's written reviews are positive against 0% of Uprova's.
iCreditWorks ships an update every 2 weeks, Uprova every 3 months. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.
| Parameter | iCreditWorks | Uprova |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.3K ratings) — better | 1.7 (27 ratings) |
| Positive reviews | 75.9% of reviews — better | 0.0% of reviews |
| Number of ratings | 1.3K — better | 27 |
| Update frequency | Every 2 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 536 MB | 39 MB |
| Age rating | 17+ | 17+ |
| Developer | iCreditWorks | Uprova Credit, LLC |
Customer experience
iCreditWorks
Uprova
Bugs and requests
iCreditWorks
Reported bugs
2 issues- Issues with autopay and payment processing
- Verification problems causing application rejections
Requested features
2 requests- Improve communication on returned payments
- Enhance app stability and reliability
Uprova
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iCreditWorks
No in-app purchases
Uprova
No in-app purchases







