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Uprova

Uprova

by Uprova Credit, LLC

27 ratings
12 reviews
💰 Finance
Free

Details

Released
October 27, 2025
Updated
October 26, 2026

Features

Developer

Uprova Credit, LLC
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Uprova screenshot #1 for iPhone
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⭐12
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🔄6+ apps
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❓8 answered
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📦~ in 2 months
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About

Access fast, personal loans for emergencies and cash-flow needs. Receive quick approvals and funds within 30 minutes, with no collateral required. Build credit with timely payments and enjoy flexible repayment options.

✓Fast loan approvals
✓Funds within 30 minutes
✓No collateral required
✓Flexible repayment options
✓Build credit history
✓No prepayment penalties
✓Easy application process
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+1

What's New in Uprova

3.1

October 26, 2026

Fixes and Optimizations

User reviews

Most RecentHighest RatedLowest Rated

Terrible Financial business

Never and I mean never take a loan from them. Interest rate out of this world and they do not like it if you pay early. They make it extremely hard to pay back early, so they can continue you to pay their high interest rate. Zero stars!!!!!
TTjtoad16

HUGE INTEREST

DO NOT USE UPROVA
Sspauldingb_

Nope.

DO NOT USE. you’ll end up paying wayyyyyy more than what you even borrow.
SStarr30!

Paid Loan Back in Full

I paid loan back in full within a week and I have been unable to obtain another loan with them since. I guess since they didn’t make any interest off of me they didn’t like that. Plus the interest Rate is out of this world. It would be no stars from me if I could rate that low.
Iiammta

Terrible app

My fault for not reading the length of the payments. Borrowed $300. Scheduled to pay over $1,000…
ZZC524
See 7 more reviews

FAQ

How quickly can I get funds with Uprova?

Funds are typically deposited into approved customer accounts within 30 minutes when using the Instant Funding option. Exact timing depends on your bank, and prepaid cards are not eligible for instant funding.

Does Uprova require collateral for loans?

No, Uprova provides loans with no collateral required, making it easier to access funds for your needs without pledging assets.

Can I build credit history with Uprova?

Yes, Uprova helps you build credit with each timely payment you make towards your loan. This can positively impact your credit score over time.

What are the fees associated with Uprova loans?

Uprova has no origination fee or hidden fees. There are also no prepayment penalties, allowing you to pay off your loan early without extra charges.

What is the APR for Uprova loans?

For highly qualified customers opting for loans of $500.00 or more, the APR is 34.5% for a 36-month term. If you do not qualify for these terms, you may be eligible for a shorter-term loan at a higher APR.

What devices does Uprova support?

The Uprova app is supported on iPhone and iPod devices.

How often is Uprova updated?

The app was last updated on December 3, 2025, indicating recent development and maintenance.

What is the age rating for Uprova?

Uprova has an age rating of 17+, meaning it is suitable for users aged 17 and older.