Best Small Loans For Bad Credit Apps

3.7(22 ratings)

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Easily explore loan options from $100 to $2,500 through a fast, digital process. Compare offers, repayment terms, and APRs from various lenders before making a decision. The app is free to use and prioritizes data security.

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter

Strong Contender

4.9😞(46K ratings)

Free

#72in Finance

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Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

👍 Easy to use
👍 Convenient app
👍 Quick loan approval
🚀 Fast loan disbursement

Room to Improve

🐛 Login issues
💰 High interest rates
🕰️ Slow payment processing
🤔 Unclear approval criteria
🤨 Unethical business practices

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances

Worth Considering

Bright: Loans & Credit Builder

4.8😐(137K ratings)

Free

#70in Finance

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Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

🚀 Quick approval and fund disbursement
💳 Helps build credit score
🗓️ Flexible payment schedule
🆓 No credit check required
🤝 Good customer service (in some cases)

Room to Improve

🐛 App issues (crashes, bugs, login problems)
🕰️ Slow customer support response times
💰 High interest rates
🤖 Outsourced/poor customer service
🚫 Bank account issues (unlinked, unauthorized withdrawals)

More Small Loans For Bad Credit apps to explore

AI Loan Asst > Credit & Loans

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Tilt: Cash Advance & Credit

(277K)

subscription

Cash Advance, Credit Cards

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

SoLo Funds: Lend & Borrow

(466K)

subscription

Loans On Your Terms

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

(41K)

Brigit: Cash Advance & Credit

Get $25-$500* in Minutes

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

(575K)

Together Loans

by Transform Credit

View loan detailsAccess statementsSecure payments

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

(406)

Klover - Instant Cash Advance

Up to $750 Before Payday

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

(392K)

Lenme: Borrowing and Lending

Quick Cash Advances and Loans

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Dave: Credit, Cash & Money App

(88K)

subscription

Get Paid Early, No Hidden Fees

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Mr Payday Easy Loans Canada

(918K)

freemium

by Mr. Payday Easy Loans Inc.

Short-term loansFast approvalBad credit accepted

Access short-term loans in Canada with quick approval, even with poor or no credit history. This service offers a personalized approach to loan applications, aiming to provide funds within 30 minutes of approval.

(0)

Cash Advance & Money Borrowing

by BIOEN GROUP d.o.o.

Fast. Easy. Confidential.

Manage existing loansCheck balances and due datesMake payments

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

(289)

Self - Credit Builder & Cards

Build credit for a credit card

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

(334K)

Payday Loans

Get Cash Fast Today

Apply for loans anytimeNo credit check requiredBad credit accepted

Access quick cash advances and personal loans directly from your smartphone, even with bad credit. Apply in minutes for urgent financial needs, with transparent terms and a user-friendly interface.

(1)

Fundbox - Small Business Loans

Fast, revolving line of credit

Revolving line of creditFast access to fundsPayment history details

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

(2.4K)

Compare loans and credits

Loan Access

by Time Investment Corporation

(0)

Time Financing Service

Access & Manage Your Credit

View available creditMake paymentsRequest to use available credit

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

(24)