Great app
Perfect timing simple and fast
Good Experience
Took out a $100 advance and arrived instantly ♥️
Archived App (Last seen on 31 Jul 2026)
This is an archived listing of the app previously available on the App Store.Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
About
Access small cash advances quickly to cover unexpected expenses before your next payday. Link your bank account for approval in minutes, with no interest, credit checks, or hidden fees. Repay on your terms.
✓Instant cash advances
✓No credit checks required
✓Zero interest
✓No hidden fees
✓Flexible repayment options
✓Connect primary bank account
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What's New in Zivo
1.0.9
June 29, 2026
User reviews
Developer apps
FAQ
What is Zivo?
Zivo is a finance app that provides users with small cash advances, ranging from $25 to $100, to help cover expenses before their next payday. It aims to offer quick access to funds without traditional credit checks or interest charges.
How does Zivo work?
To use Zivo, you link your primary bank account, which is then reviewed for eligibility based on your banking activity. If approved, you can receive cash advances and choose a repayment date that aligns with your payday.
Are there any fees or interest with Zivo?
Zivo states there are zero interest charges and no hidden fees associated with its cash advances. Users only pay a membership fee if they are approved for an advance; otherwise, there is no cost.
Does Zivo require a credit check?
No, Zivo does not require a credit check. Instead, it evaluates eligibility by looking at your real bank activity to determine if you qualify for an advance.
What is the maximum amount I can borrow with Zivo?
Zivo offers cash advances from $25 up to a maximum of $100. Approval for any amount is dependent on your bank activity and is not guaranteed.
Is Zivo available on Android devices?
Based on the provided information, Zivo is currently only supported on iPhone devices. There is no mention of Android compatibility at this time.
How often is Zivo updated?
Zivo was last updated on June 29, 2026, with version 1.0.9. This indicates recent development activity, though specific update frequency is not detailed.
Does Zivo have ads?
No, Zivo does not contain advertisements. The app is free to download and use without being interrupted by ads.