232+ iOS apps & games curated and reviewed
Upgrade is the household name in upgrade credit, but it's far from the only option. We track 232+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.9★ (80K) | No | No | Aug 2026 |
| 2 |  | Free | 3.3★ (58) | No | No | Jul 2026 |
| 3 |  | Free | 4.7★ (249K) | No | No | Aug 2026 |
| 4 |  | Free | 4.8★ (109K) | Yes | No | Aug 2026 |
| 5 |  | Free | 4.6★ (9.5K) | Yes | No | Aug 2026 |
| 6 |  | Free | 4.9★ (11K) | Yes | No | Aug 2026 |
| 7 |  | Free | 4.6★ (39K) | No | No | Aug 2026 |
| 8 |  | Free | 4.8★ (37K) | Yes | No | Aug 2026 |
Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.
This app helps you build credit, grow savings, and access cash advances to bridge the gap between paydays. It offers interest-free cash advances, credit building through responsible card use, and competitive APY on savings.
This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.
This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.
Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.
Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.
Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.
Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.
Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.
Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.
This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.
This app helps you build and manage your credit score. It offers features like rent reporting, bill tracking, and an AI financial assistant to provide personalized advice and improve your financial health.
Monitor your credit repair journey with a suite of tools designed to help you understand and improve your credit score. Track progress, view removed items, and manage creditor interventions directly from your mobile device.
Build and upgrade your weapons to prepare for intense boss fights. Earn powerful new armaments as you progress through challenging levels. Test your skills and strategy to emerge victorious.
Monitor your credit restoration progress, including credit score changes, disputed items, and deletions. Easily submit essential documents and messages to manage your credit journey.
Build your credit history with a simple, user-friendly platform. This app offers a credit builder program with no credit checks or fees, reporting to all four major bureaus. You can also track your FICO score, earn cash rewards, and access credit protection services.
This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.
Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.
Build your credit history with flexible card options. Choose between 0% APR with a monthly fee or a card with no annual fee. Enjoy benefits like cashback rewards and easy mobile payments.
Engage in satisfying emoji destruction with this idle clicker game. Improve your weapon, unlock new upgrades, and blast through emoticons from A to Z. Be mindful of overheating as you play!