Best Upgrade Credit Card Apps

4.9😐(84K ratings)

Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

🚀 Excellent, easy-to-use app
🔒 Robust fraud prevention
💰 Competitive interest rates and rewards
👍 Seamless account management
🏆 Helpful in improving credit and consolidating debt

Room to Improve

🐛 Inconsistent account updates and transaction history
🤔 Unclear policies around credit limit changes
❌ Poor customer service and unresponsive to issues
💳 Card usage issues and unexpected account suspensions
🕰️ Slow processing of payments and deposits

Elan Credit Card by Elan Financial Services

Strong Contender

4.8😐(196K ratings)

Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

What We Love

🚀 Great app
👍 Easy to navigate
🔒 Secure login
💳 Helpful for managing credit card
💳 Good for building credit
💳 Reliable credit card service

Room to Improve

🐛 Frequent login issues
🐛 App crashes or shows blank screen
🐛 Face ID/Touch ID not working
🐛 Inconsistent performance
🐛 Difficult to access account information
🔑 Too many security steps required

Atlas - Rewards Credit Card by Exto Inc.

Earn cash back. Build credit.

Worth Considering

Payments, Balance & Rewards

4.7😐(273K ratings)

Free

#31in Finance

Atlas - Rewards Credit Card screenshot 1

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This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

What We Love

👍 Easy to use
🚀 Instant credit limit increases
💰 Helpful for rebuilding credit
🤑 Rewards and cash back
🔍 Tracks credit score progress

Room to Improve

🐛 Account verification issues
🤖 Lack of live customer support
💳 Low initial credit limit
🔒 Concerns about account security
💰 Monthly subscription fee

More Upgrade Credit Card apps to explore

Amex

Secure account managementTrack spending and rewardsPay bills and manage balance

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Manage Your Comenity Cards

Activate credit cardsReview transactions and statementsSchedule and manage payments

Manage your Comenity credit cards securely and conveniently. Track transactions, make payments, view statements, and redeem rewards. This app allows for easy account management and access to exclusive offers.

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

Check account balancesMake monthly paymentsMonitor recent transactions

(594K)

Save Money with Lower Interest

Ava: Build Credit Fast

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Manage your credit card account on the go. Check balances, pay bills, view activity, and monitor your credit score. Access customer service, educational resources, and secure login options.

Manage credit card accountCheck account balancePay bills

(500K)

Self - Credit Builder & Cards

Build credit for a credit card

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

(331K)

Kikoff: Build Credit Quickly

Grow & Monitor Your Credit

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

(270K)

Seen Mobile - Build Credit

Spend, Track & Build Credit

Manage credit card accountTrack spending and transactionsBuild credit history

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Save, Spend & Grow Your Credit

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

(7.7M)

MySynchrony

by Synchrony Financial

Manage credit cards in one placeSecure biometric loginSchedule and manage payments

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

(107K)

Ollo Credit Card Mobile App

Easily manage your Ollo card

View balance and activityMake paymentsSet up autopay

Manage your credit card account securely and conveniently from anywhere. View your balance, make payments, track activity, and access your FICO score. Instantly lock or unlock your card and set travel notifications for uninterrupted use.

Simple & flexible credit card

Set your PINLock your cardManage transactions

Manage your credit card with ease. This app lets you set your PIN, lock your card, and track all your transactions and payments. Apply for a new card directly through the website.

(443)

MaxRewards Credit Card Rewards

Manage Travel Points & Miles

Automatic offer activationBonus category activationBest card recommendation

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

(17K)

Possible: Fast Cash & Credit

Borrow money, loans, advances

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

(134K)

Amazon Store Card

by Synchrony Financial

Pay billsAccess billing statementsReview account activity

Securely manage your Amazon Store Card or Amazon Secured Card. Pay bills, view statements and activity, track rewards, and set up alerts. Access your digital card, view your credit score, and manage your profile.

Manage your Total Visa credit card account conveniently from your mobile device. Make payments, view transactions and statements, and check your available credit. Access free credit monitoring powered by TransUnion to track your score.

Manage Total Visa accountMake paymentsView transactions and statements

by COMMUNITY CREDIT UNION OF LYNN