Bread Financial

Bread Financial

Manage Your Comenity Cards

149K ratings
875 reviews
#56 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • July 5, 2023
  • July 13, 2026
Bread Financial video #1 for iPhone
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About

Manage your Comenity credit cards securely and conveniently. Track transactions, make payments, view statements, and redeem rewards. This app allows for easy account management and access to exclusive offers.

Activate credit cards
Review transactions and statements
Schedule and manage payments
Track and redeem rewards
Request credit limit increase
Lock or unlock cards
Transfer balances
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What users say

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+1

What's New in Bread Financial

5.7.1

July 13, 2026

Minor bug fixes and performance enhancements.

Charts

Top Free

📈 56+7

Finance

This app rose +7 positions in Finance chart.

Last updated on July 18, 2026.

User reviews

Love my Buffalo Bills card

Too low of a credit limit

UPDATE UPDATE UPDATE

Every time I go to get on this app, there’s an update that prevents me from accessing it. Every couple weeks when I get on the app it won’t let me until i’ve installed the newest version. I’m not always near wifi or in a building with good reception. And i’m busy. When I go to this app I’d like to get in, take care of what I need to, and get out. Not have to wait for updates to complete. It gets old. I get it, they want to improve functionality and fix things but it’s literally every single time..
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Terrible app

Terrible app, never able to sign in and see balances. ALWAYS have to use easy pay. “Unable to send code” . Frustrating the app is unusable and always reroutes you to a website. Pointless of even downloading the app.

Won’t open

Not good

Great idea, but….

….the URL for each credit is the exact same, so my Passwords app wouldn’t allow me to save a different password for each credit card (3), so I had to finagle the URL on each one. You need to change the URL so it has the merchant name in it to make them unique and make it easier for saving the password for each separate login. And NO, I will not use the same password for each login. That’s just asking for trouble.
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User experience

🐞

Reported Bugs

4 issues

Login issues and inability to access accounts

Bug

Disappearing transaction history and payment records

Bug

Delayed or inconsistent automatic payment updates

Bug

Compatibility issues with certain devices or operating systems

Bug

Requested Features

5 requests

iPad app support

Feature

Push notifications for transactions

Feature

Ability to view credit score within the app

Feature

More robust payment plan options

Feature

Direct deposit for reward redemption

Feature

FAQ

What can I do with the Bread Financial app?

The Bread Financial app allows you to securely manage your Comenity credit cards. You can activate new cards, review transactions and statements, make or change payments, track and redeem rewards, request credit limit increases, and even lock or unlock your card.

Is the Bread Financial app free to use?

Yes, the Bread Financial app is free to download and use. There are no in-app purchases or advertisements mentioned in the app's description.

How do I sign in to the Bread Financial app?

To access your account in the app, you will sign in using the same username and password that you use for your Account Center online. If you haven't registered for online access yet, you can do so directly within the app.

Can I manage multiple credit cards with this app?

Yes, the app is designed to help you securely manage one or multiple Comenity credit card accounts more easily. You can access and manage all your eligible cards through a single login.

What if I need to contact customer support?

If you need assistance, you can send a message directly to customer support through the app's Secure Message Center. This provides a convenient and secure way to get help with your account.