Bread Financial

Bread Financial

Manage Your Comenity Cards

165K ratings
1023 reviews
#70 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • July 5, 2023
  • September 8, 2026
Bread Financial video #1 for iPhone
Bread Financial screenshot #2 for iPhone
Bread Financial screenshot #3 for iPhone
Bread Financial screenshot #4 for iPhone
Bread Financial screenshot #5 for iPhone
Bread Financial screenshot #6 for iPhone
Bread Financial screenshot #7 for iPhone
Bread Financial screenshot #8 for iPhone
🖼️Get Icon
Icons↘︎

About

Manage your Comenity credit cards securely and conveniently. Track transactions, make payments, view statements, and redeem rewards. This app allows for easy account management and access to exclusive offers.

Activate credit cards
Review transactions and statements
Schedule and manage payments
Track and redeem rewards
Request credit limit increase
Lock or unlock cards
Transfer balances
Show original description

What users say

See all reviews

What's New in Bread Financial

5.9.1

September 8, 2026

Minor bug fixes and performance enhancements.

Charts

Top Free

📉 70-1

Finance

This app dropped -1 position in Finance chart.

Last updated on September 18, 2026.

User reviews

Horrible

I have a AAA credit card with this bank. The card is great, nice rewards etc, but these people are constantly putting holds on my account. If you make large purchases or multiple purchases, they automatically place a hold. Even if you pay the entire balance in full and they receive the payment. When I called them and asked for an explanation on when/why holds are placed, they couldn’t provide an answer. So even though you have $10k+ available credit, don’t be surprised if the waitress brings your card back and says it’s declined when you’re out to dinner. Absurd bank/organization.
Show more

App

Trash

Could be better

This app does not work efficiently! You have to login and logout for each credit card when you should be able to see balances and go from card to card without logging out. Having them in one place should make it easier not more complicated.

Unprofessional

A charge from camping world came in and they went above my limit $800 which they should not have. I had to make $1000 payment just so my monthly subscriptions could work with this card. They would not work with me whatsoever and I will not be using this card anymore.

App, online portal & customer service sucks!

I wrote a review over a month ago because I couldn’t access my account. Their response was an email asking me to send them a secure message in the “More” section of the app. Well if I can’t access my account how in the hell do you expect me to do that?!! Now, more than a month later and I still can’t access my Victoria Secrets account in the app or online. And I’m getting collections notices and calls because I have no way of paying my account!!!!
Show more

User experience

🐞

Reported Bugs

4 issues

Login issues and inability to access accounts

Bug

Disappearing transaction history and payment records

Bug

Delayed or inconsistent automatic payment updates

Bug

Compatibility issues with certain devices or operating systems

Bug

Requested Features

5 requests

iPad app support

Feature

Push notifications for transactions

Feature

Ability to view credit score within the app

Feature

More robust payment plan options

Feature

Direct deposit for reward redemption

Feature

FAQ

What can I do with the Bread Financial app?

The Bread Financial app allows you to securely manage your Comenity credit cards. You can activate new cards, review transactions and statements, make or change payments, track and redeem rewards, request credit limit increases, and even lock or unlock your card.

Is the Bread Financial app free to use?

Yes, the Bread Financial app is free to download and use. There are no in-app purchases or advertisements mentioned in the app's description.

How do I sign in to the Bread Financial app?

To access your account in the app, you will sign in using the same username and password that you use for your Account Center online. If you haven't registered for online access yet, you can do so directly within the app.

Can I manage multiple credit cards with this app?

Yes, the app is designed to help you securely manage one or multiple Comenity credit card accounts more easily. You can access and manage all your eligible cards through a single login.

What if I need to contact customer support?

If you need assistance, you can send a message directly to customer support through the app's Secure Message Center. This provides a convenient and secure way to get help with your account.