Mercury Cards

Mercury Cards

Manage your account on the go

109K ratings
240 reviews
Free

Details

Released
June 11, 2019
Updated
October 21, 2026

Features

Mercury Cards screenshot #1 for iPhone
Mercury Cards screenshot #2 for iPhone
Mercury Cards screenshot #3 for iPhone
Mercury Cards screenshot #4 for iPhone
Mercury Cards screenshot #5 for iPhone
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About

Manage your credit card account with features designed to help you pay smarter, achieve financial goals, and stay in control. Track transactions, set up payments, monitor your credit score, and access customer service easily.

✓Personalized payment amounts
✓Schedule and split payments
✓Automated monthly payments
✓Create financial goals
✓Personalized credit tips
✓Free FICO Score monitoring
✓Real-time transaction tracking
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What users say about Mercury Cards

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What's New in Mercury Cards

1.500.0

October 21, 2026

Enhancements and bug fixes

User reviews

Payment

Good card

Not worth it

Honestly I’ve had this card for years and it was great at first. But all of a sudden they froze my available credit because I made too many payments in the same month and now I can’t get gas! WTF! Customer Service is terrible- all they can do is nothing! I will be closing this card.

Review

Useless

Horrible

One the worse credit card companies . I have ever had. Place my account on hold because I added my secondary phone number in the app and didn’t even notify me and never took the hold off my account fraud customer service was the worse and got hung up on many times. I ended up just closing the account.
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I don’t understand

Why would you send me an application already accepted? I filled it out. Sent it back in. Waited patiently. Came in the mail but must be a fraud because the dang thing doesn’t work.

This is why I give it one star you should never send people stuff that says they’ve been accepted and then you can’t use, that’s BS. Go somewhere else and make a name for yourself.
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User experience

🐞

Reported Bugs

4 issues

App freezing on payment screen

Bug

Login issues with incorrect credentials

Bug

Delayed credit reporting and payment processing

Bug

Inconsistent app behavior after updates

Bug
✨

Requested Features

5 requests

Easier one-time payment option

Feature

Pending transaction visibility on main screen

Feature

Faster credit limit increases

Feature

Improved app performance and stability

Feature

Better in-app payment scheduling and management

Feature

FAQ

What does the Mercury Cards app do?

The Mercury Cards app allows cardholders to manage their credit card account on the go. It offers features for smarter payment options, setting financial goals, monitoring credit, and controlling account settings in real-time.

What are the key features of the Mercury Cards app?

Key features include personalized payment amounts with Smart Spot, the ability to schedule and split payments, automated payments with Easy Pay, goal setting, personalized credit tips, free FICO Score monitoring, and real-time transaction tracking.

Is the Mercury Cards app free to download?

Yes, the Mercury Cards app is free to download. The app description indicates it is free to download and use, with no mention of any upfront costs or subscription fees for its core functionalities.

What kind of financial goals can I set with this app?

The app allows you to create goals that can help you stay on track with your financial journey. While specific goal types aren't detailed, it's designed to support your overall financial progress and credit improvement.

How does the app help with managing my credit?

The app provides personalized tips to help you improve your credit and offers free, always-available monitoring of your FICO® Score. This allows you to stay informed about your credit health and take steps to enhance it.