Mercury Cards

Mercury Cards

Manage your account on the go

108K ratings
238 reviews
Free

Details

  • Released
  • Updated
  • June 11, 2019
  • August 27, 2026

Features

Mercury Cards screenshot #1 for iPhone
Mercury Cards screenshot #2 for iPhone
Mercury Cards screenshot #3 for iPhone
Mercury Cards screenshot #4 for iPhone
Mercury Cards screenshot #5 for iPhone
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About

Manage your credit card account with features designed to help you pay smarter, achieve financial goals, and stay in control. Track transactions, set up payments, monitor your credit score, and access customer service easily.

✓Personalized payment amounts
✓Schedule and split payments
✓Automated monthly payments
✓Create financial goals
✓Personalized credit tips
✓Free FICO Score monitoring
✓Real-time transaction tracking
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What users say

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What's New in Mercury Cards

1.410

August 27, 2026

Enhancements and bug fixes

User reviews

Review

Useless

Horrible

One the worse credit card companies . I have ever had. Place my account on hold because I added my secondary phone number in the app and didn’t even notify me and never took the hold off my account fraud customer service was the worse and got hung up on many times. I ended up just closing the account.
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I don’t understand

Why would you send me an application already accepted? I filled it out. Sent it back in. Waited patiently. Came in the mail but must be a fraud because the dang thing doesn’t work.

This is why I give it one star you should never send people stuff that says they’ve been accepted and then you can’t use, that’s BS. Go somewhere else and make a name for yourself.
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Great card

They took me when no one else would. Been excellent to work with.

Where is Customer Service for a credit card company ever!

Try to make a payment online the app was not working. It was under construction or something took a screenshot as a result. I was late and I get hit with $40 late fee. I called Customer Service. I explained to them what’s going on. I wanna provide them with a screenshot requested to talk to a manager they were ready to shut me down and tell me if we don’t have a manager available. What kind of company running business without manager? I love the credit card, but I’m really disappointed. I locked my card not gonna use it again. Once it paid off, I’m done.
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User experience

🐞

Reported Bugs

4 issues

App freezing on payment screen

Bug

Login issues with incorrect credentials

Bug

Delayed credit reporting and payment processing

Bug

Inconsistent app behavior after updates

Bug
✨

Requested Features

5 requests

Easier one-time payment option

Feature

Pending transaction visibility on main screen

Feature

Faster credit limit increases

Feature

Improved app performance and stability

Feature

Better in-app payment scheduling and management

Feature

FAQ

What does the Mercury Cards app do?

The Mercury Cards app allows cardholders to manage their credit card account on the go. It offers features for smarter payment options, setting financial goals, monitoring credit, and controlling account settings in real-time.

What are the key features of the Mercury Cards app?

Key features include personalized payment amounts with Smart Spot, the ability to schedule and split payments, automated payments with Easy Pay, goal setting, personalized credit tips, free FICO Score monitoring, and real-time transaction tracking.

Is the Mercury Cards app free to download?

Yes, the Mercury Cards app is free to download. The app description indicates it is free to download and use, with no mention of any upfront costs or subscription fees for its core functionalities.

What kind of financial goals can I set with this app?

The app allows you to create goals that can help you stay on track with your financial journey. While specific goal types aren't detailed, it's designed to support your overall financial progress and credit improvement.

How does the app help with managing my credit?

The app provides personalized tips to help you improve your credit and offers free, always-available monitoring of your FICO® Score. This allows you to stay informed about your credit health and take steps to enhance it.