Best Upgrade Finance Apps & Games

41+ iOS apps & games curated and reviewed

4.3 avg rating
20 free apps & games
Updated September 2026

Whether you're new to upgrade finance or looking for an upgrade, our curated collection of 41+ iOS apps and games has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Upgrade Finance Apps & Games (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9★ (83K)NoNoSep 2026
2Upgrade Home for ContractorsUpgrade Home for ContractorsFree4.6★ (11)NoNoAug 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (41K)NoNoSep 2026
4Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (888K)NoNoSep 2026
5Update All Apps: Phone GuideUpdate All Apps: Phone GuideFreeNoYesAug 2026
6Cash Advance & Borrow GuideCash Advance & Borrow GuideFree4.4★ (355)NoNoAug 2026
7Cash Advance - Flash AdvanceCash Advance - Flash AdvanceFree3.8★ (5)NoNoAug 2026
8Boost Money: Cash and CreditBoost Money: Cash and CreditFree3.3★ (58)NoNoSep 2026

Top Picks for Upgrade Finance

Upgrade - Mobile Banking#1

Upgrade - Mobile Banking by Upgrade, Inc.

Rewards Checking, Loans, Cards
Editor's Choice
💰 Finance
4.9😐(83K ratings)
Free
Upgrade - Mobile Banking screenshot 1
Upgrade - Mobile Banking screenshot 2
Upgrade - Mobile Banking screenshot 3
Upgrade - Mobile Banking screenshot 4

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

  • 🚀 Excellent, easy-to-use app
  • 🔒 Robust fraud prevention
  • 💰 Competitive interest rates and rewards
  • 👍 Seamless account management

Room to Improve

  • 🐛 Inconsistent account updates and transaction history
  • 🤔 Unclear policies around credit limit changes
  • ❌ Poor customer service and unresponsive to issues
Upgrade Home for Contractors#2

Upgrade Home for Contractors by Upgrade, Inc.

Strong Contender
💰 Finance
4.6(11 ratings)
Free
Upgrade Home for Contractors screenshot 1
Upgrade Home for Contractors screenshot 2
Upgrade Home for Contractors screenshot 3
Upgrade Home for Contractors screenshot 4
Upgrade Home for Contractors screenshot 5

This app helps contractors grow their business by offering flexible payment options to customers. It provides rewards, competitive fees, and credit availability, while customers benefit from an easier application process and no punitive interest.

Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(41K ratings)
Free
#84in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing

More Upgrade Finance apps to explore

4
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(888K)
freemium
5
Update All Apps: Phone Guide
Update All Apps: Phone Guide
Update All Apps: Phone Guide
Updates My Apps: You Helper
Free
🔧 Utilities
(0)
6
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Fast Payday Money Loan App
Free

This app provides educational resources and tools to help users understand borrowing money, compare loan terms, and manage their credit health. It offers articles on various loan types, an APR comparison tool, and a loan calculator for informed financial planning.

Educational articles on loan typesAPR comparison toolLoan calculator for payment estimation
💰 Finance
(355)
free
7
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Extra Funds, Less Stress
Free

Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.

Cash advances up to $1,100Personal loan offersInstant matching with lenders
💰 Finance
(5)
free
8
Boost Money: Cash and Credit
Boost Money: Cash and Credit
Boost Money: Cash and Credit
Spend, Save, Build Credit
Free

This app helps you build credit, grow savings, and access cash advances to bridge the gap between paydays. It offers interest-free cash advances, credit building through responsible card use, and competitive APY on savings.

Interest-free cash advances up to $500Build credit with secured cardHigh APY on savings balances
💰 Finance
(58)
freemium
9
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.8K)
free with in-app purchases
10
Apple Store
Apple Store
Apple Store
Shopping designed around you
Free

Discover and shop the latest Apple products with a personalized experience. Get tailored recommendations, track orders, and access support. Explore creative tips and book in-store sessions.

Personalized product recommendationsBrowse latest Apple productsOrder tracking
🛍️ Shopping
(168K)
free
11
Finance Clicker: Trade Tycoon
Finance Clicker: Trade Tycoon
Finance Clicker: Trade Tycoon
Become rich in idle simulator
Free

Experience the thrill of the stock market and build a vast fortune. Start with nothing and strategically invest to become a top entrepreneur. Unlock luxury assets like sports cars, jets, and yachts to showcase your immense wealth and prestige.

Dynamic stock market investingBuild and manage multiple venturesAcquire luxury vehicles and yachts
🎮 Games
(1.9K)
free with in-app purchases
12
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(19M)
free with in-app purchases
13
Learning Upgrade
Learning Upgrade
Learning Upgrade
English Reading Math
Free

Master English and math with engaging songs, videos, and games. Prepare for exams like TOEFL, IELTS, and GED, or improve digital and life skills. Suitable for all learners, including those with learning difficulties.

English language lessonsMath skills developmentExam preparation (GED, TOEFL, IELTS)
📚 Education
(21)
free with in-app purchases
14
Up — Simplify Money
Up — Simplify Money
Up — Simplify Money
Upgrade your banking
Free

This app simplifies personal finance management, offering tools for budgeting, saving, and managing money with friends. It provides features for international travel and offers quick support from real people.

Budget controlSavings goalsBill splitting
💰 Finance
(187)
free with in-app purchases
15
Idle Brewery: Beer Tycoon
Idle Brewery: Beer Tycoon
Idle Brewery: Beer Tycoon
Build your brewing empire!
Free

Build a craft beer empire from a small microbrewery to a top industry player. Brew various beer styles, upgrade facilities, and strategize to outsmart competitors. Unlock unique experiments and permanent upgrades as you grow your business.

Brew craft beer and learn recipesUpgrade brewery facilities and equipmentStrategize against competitors
🎮 Games
(1.7K)
free with in-app purchases
16
Primis Digital Banking
Primis Digital Banking
Primis Digital Banking
Primis Digital Banking Upgrade
Free

Experience smarter, faster, and more secure digital banking with an FDIC-insured bank. Enjoy innovative fintech features combined with robust security, 24/7 customer support, and no hidden fees. Move money, make deposits, and get paid early with ease.

FDIC-insured depositsAdvanced data encryption24/7 US-based customer support
💰 Finance
(289)
free
17
My Universe: Upgrade your life
My Universe: Upgrade your life
My Universe: Upgrade your life
Tasks Finance Lists Notes
Free
📊 Productivity
(0)
18
My Upgrade
My Upgrade
My Upgrade
by Tapazz CVBA
Free
💰 Finance
(0)
19
Hobo - Real Life Simulator
Hobo - Real Life Simulator
Hobo - Real Life Simulator
Realistic Homeless Tycoon Sim
Free

Experience a challenging and realistic life simulation where you start as a homeless individual. Navigate the streets, pursue education, invest in the market, and build a business empire to escape poverty and achieve wealth.

Beg on streets or get hired for graffitiInvest in the market and real estateBuy businesses and build an empire
🎮 Games
(40K)
free with in-app purchases
20
Funny Bank
Funny Bank
Funny Bank
upgrade build to create wealth
Free

Embark on a strategic adventure game where you unlock levels to reveal a challenging map. Upgrade buildings to generate wealth and use special props like pirates and shovels to attack or defend your fortune.

Unlockable levels and mapsBuilding upgrades for wealth generationSpinning wheel for rewards
🎮 Games
(6)
ad-supported

FAQ about Upgrade Finance

What are the best upgrade finance apps & games for iPhone?
Upgrade - Mobile Banking tops our upgrade finance apps & games ranking as of September 2026, with a 4.9-star average from 83K App Store ratings, and it's free to download.
Yes — 20 of the top upgrade finance apps & games we rank are free to download, including Upgrade - Mobile Banking and Upgrade Home for Contractors.
Upgrade - Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 41+ upgrade finance apps & games on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides a comprehensive mobile banking experience. You can manage rewards checking accounts, apply for and manage personal loans, credit lines, and cards. It also allows you to track balances, pay bills, monitor your credit score, and request cash advances.
Key features include earning cash back rewards on Upgrade Card purchases, managing various loan types (personal, auto, home improvement), tracking your credit score with alerts and a simulator, opening high-yield savings accounts, and requesting cash advances. It also facilitates bill payments and balance checks.