SCAM
They are scamming people, dont do it.
DON’T do it
Would rate 0 if I could. Every single time I spoke with someone in this app, they told me something completely different. First it was a $30 financing charge then it was $79 then it was a $4 increase each day until paid off. My fault for not looking closer at the contract, and I will touch on that, but when the vendor and multiple employees at the lender assure you of how something works and then you find out that’s not how it works at all it is frustrating. I would highly recommend considering other options. For example, I borrowed $820 for automotive work, and if I had taken 90 days to pay that I would have paid an extra $360. I took about 2-3 weeks and still paid an extra $60-$100.
It is also incredibly difficult to get the hard numbers for the loan until you’ve already signed the dotted line. READ THE CONTRACT AND MAKE SURE YOU CAN HAVE ONE MADE BEFORE YOU SIGN IT. Push for that. Because in my case they would not generate any sort of contract or tell me anything until an invoice was made and most places can make an invoice before doing the work. In my case, they couldn’t, so they had to complete the work for me to be able to even look at a contract.
Just don’t borrow from “American First” Finance
It is also incredibly difficult to get the hard numbers for the loan until you’ve already signed the dotted line. READ THE CONTRACT AND MAKE SURE YOU CAN HAVE ONE MADE BEFORE YOU SIGN IT. Push for that. Because in my case they would not generate any sort of contract or tell me anything until an invoice was made and most places can make an invoice before doing the work. In my case, they couldn’t, so they had to complete the work for me to be able to even look at a contract.
Just don’t borrow from “American First” Finance
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I am not receiving the email to set this up!
I can’t use your app because I never get the confirmation email to set it up!
Communication is horrible
I have financed with them before and paid off no issue, I went to finance another one I went to hit “pay & sign E-Docs” their system said error and charged me 5 separate times!!! They have yet to refund me and when I contact them they all act so clueless. Mackenzi no help, Gustavo no help, Jonathan Barrera no help hung up while I was at American freight trying to finalize the deal. Knew he was helping me too and hung up anyways. They are a pain in the absolute butt to deal with!!!!!
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SCAM
Do not sign, you will have an astronomical finance charge and payment plan and they do not budge, filed complaints with BBB
