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Toss - Make finance easier

Toss - Make finance easier

Find everything about finance

634 ratings
149 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • March 27, 2014
  • July 17, 2026

Features

Developer

Viva Republica
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About

Manage all your financial accounts, including banking, investments, loans, and insurance, in one place. Enjoy fee-free transfers, personalized financial advice, and easy access to loan and insurance options. Invest simply and track your spending effortlessly.

✓Consolidated account overview
✓Fee-free money transfers
✓Interest-earning bank accounts
✓Loan comparison tool
✓Personalized insurance recommendations
✓Simplified stock investing
✓English language support
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What users say

Summarized from real user reviews of Toss. Based on 634 reviews and a 4.3/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 🚀Convenient money transfers
  • 💡Useful features beyond just money transfers
  • 🔒Secure banking experience

Negative things

  • 🐛Occasional app crashes and freezes
  • 🔋High data usage and battery drain
  • ⏱️Slow app performance on older devices
  • 🚫Limited support for foreign users and accounts
See all reviews
+1

What's New in Toss

5.269.0

July 17, 2026

Caught and cleared out all the sneaky bugs hiding in the corners. If you spot any more, let us know through the Toss Customer Service—we're here 24/7.

Events

Read more about 앱스토어 결제, 토스로 더 가볍게
Event EndedSpecial Event

앱스토어 결제, 토스로 더 가볍게

앱스토어에서도 토스페이로 쉽고 빠르게 결제하고, 여름 한정 혜택을 즐겨보세요.

Jul 13, 2025 — Aug 2, 2025

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User reviews

Most RecentHighest RatedLowest Rated

토스 업데이트

토스 쓸모없는 업데이트가 너무 많음 토스 뱅크 잔액 보기 힘들어진것도 그렇고 2천원 준다고 신분증 인증 해라 페이스 인증해라도 그렇고 애초에 한달 출입금 내역 보는 것도 무슨 주별로 쪼개서 보게 바꿔서 한달용이 아니라 주별로 보이니까 한눈에 보이지도 않고 그냥 점점 사용하기 불편해지고 쓸모 없는 이벤트나 업데이트만 늘어나고 있음 금용 어플의 편리함을 강조해야지 매번 업데이트 한다고 하고 더 불편하게 만드니까 금융어플의 본질을 잃어가는거 같음
sueonakjjahsueonakjjah

Response from developer

안녕하세요. sueonakjjah 님, 토스팀입니다. 만족스러운 서비스를 제공하기 위해 노력하였으나, 이용에 불편을 드린 것 같아 마음이 무겁습니다. 불편 느끼신 부분은 담당부서로 전달 드릴 예정이오며, 보다 만족스러운 서비스 제공할 수 있도록 노력하겠습니다. 다른 문의사항 있으실 경우 24시간 운영되는 카카오톡(@toss) 또는 토스 고객센터 1599-4905로 문의 부탁드립니다. 감사합니다.

Draining 30GB in the background

This app wasted 30 GB of background data in just 20 days completely draining my monthly data allowance. When I contacted the customer service they made me jump through hoops, forcing me to submit endless screenshots of my app usage and even data from my carrier app which is completely overkill. After making me wait 10 days, they finally got back to me just to say the bug was fixed. Since I had already updated to the latest version, they simply asked if I was still having the same issues. They are being completely irresponsible and refusing to take accountability for the data loss and massive inconvenience they caused.
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Devon2013Devon2013

Response from developer

Hello, this is Toss. We apologize for any inconveniences. We are working hard to make our services accessible to everyone, including supporting multiple languages. Your feedback is invaluable. Please email us at global-support@toss.im with your experience using the app and contact details. Thank you!

I wanted to use this app with my AUS account with keeping my KORaccount. But it looks impossible.

한국에서 쓰다가 호주와서 호주서비스 쓰려는데 한국앱이랑 동일해서 호주에선 못쓰겠네요… 호주 계좌 연동해보고 쓰고싶었는데 말이죠. 한국계정을 포기하지않으면 사용할 수 없다니 좀 슬프네요. 이런 문제는 해결 안되나요?
ㅎDrtyhuㅎDrtyhu

Response from developer

안녕하세요. ㅎDrtyhu 님, 토스팀입니다. 토스 글로벌 호주 서비스를 이용해 주셔서 감사합니다. 토스 글로벌 호주 서비스 이용에 불편함이 있으시면 토스 앱→설정→앱 내 도움말 및 피드백 또는 이메일로 문의해 주세요. global-support@toss.im 더 나은 서비스를 제공하기 위해 소중한 의견을 듣고 있습니다. 감사합니다.

뭔 앱이 이렇게 난잡해짐?

사주를 보라느니, 꿀단지를 쳐모으라느니, 달리는 버스를 찍으라느니, 토스 인컴에서 연봉 순위를 확인하라느니, 금 쿠폰을 확인해라느니, 소비 쿠폰이 왔다느니. 심리학적으로 이런거 비교해서 상품으로 연결하는거는 알겠는데, ‘앞으로 이런거 적게 보여드릴게요‘ 라고 하면 적게 보여줘야하는거 아님? 예전에는 이런거 앱 화면 위에 Row 하나로 있었는데, 이제는 한 Row 3개쯤 쳐잡아먹으면서 크게 띄움. 페이스페이도 안한다면 안하는거지, 월드코인마냥 현금성 몇십만원 주는것도 아니고 5,000원 ’소비쿠폰‘주면서 왜그렇게 생색내냐? 몇번을 광고를 지워야하는지 모르겠다. 만족스러운서비스, 무거운 마음 어쩌구 봇 댓글 달꺼 뻔한데 거기 내부 피드백은 함? 안할거같은데? 홍씨가 카카오에서 하는 짓거리 보면
Show more
FrequentDronePilotFrequentDronePilot

Response from developer

안녕하세요. FrequentDronePilot 님, 토스팀입니다. 토스를 이용하시면서 느끼신 소중한 의견을 주셔서 감사합니다. 반영될 수 있다 확답 드리기는 어려우나, 고객님께서 말씀해주신 내용은 팀내에 공유하여 보다 편리한 토스 사용 경험을 하실 수 있도록 노력 하겠습니다. 다른 문의 사항이 있다면 24시간 운영되는 카카오톡(@toss) 또는 고객센터 1599-4905로 문의 부탁드립니다. 감사합니다.

Cannot start

Does not proceed to the next page when I try to link my bank account, just a blank page
JH8989JH8989

Response from developer

Dear JH8989, This is Toss Team. Thank you for using Toss Global Australia service. If you have any inconvenience using Toss Global Australia service, please contact us at Toss app→Settings→Help & feedback in the app or by email global-support@toss.im We are listening to your valuable opinions to provide you with better service. Thank you.

See 144 more reviews

Developer apps

토스보험파트너
토스보험파트너

by Viva Republica

💰 Finance
Free
토스 비즈니스
토스 비즈니스

내 사업을 한눈에

💼 Business
Free
With Ads
See developer apps

User experience

🐞

Reported Bugs

3 issues

Inconsistent card recognition and payment processing

Bug

Unreliable account balance and transaction history display

Bug

Frequent app crashes during critical functions

Bug
✨

Requested Features

4 requests

Add English language support

Feature

Improve overseas banking capabilities

Feature

Introduce iPad/tablet app version

Feature

Enhance customization options

Feature

FAQ

What does the Toss app do?

Toss is a comprehensive personal finance app that allows you to manage all your financial accounts in one place. This includes savings, installment deposits, housing subscriptions, investments, loans, and insurance. It also offers fee-free money transfers, banking services with interest, loan comparisons, smart insurance recommendations, and simplified investing.

What are the key features of Toss?

Key features include a full overview of all your finances, safe and fee-free money transfers, earning interest on your bank account, comparing loan offers from numerous institutions, personalized insurance recommendations, and simplified stock investing. The app also supports English language and offers accessibility features.

Is Toss free to use?

The app itself is free to download and use. While the description mentions "free with in-app purchases" and "hasAds: true", it primarily focuses on free services like fee-free transfers and interest-earning accounts. Specific financial products or premium features might involve associated costs or be ad-supported.

What are the common use cases for Toss?

Common use cases include consolidating all your bank accounts, credit cards, and investments into a single dashboard. Users can also send money to friends and family without fees, easily apply for loans by comparing offers, get personalized insurance advice, and start investing in stocks with a simplified interface.

Is Toss available in English?

Yes, Toss is now available in English. Users can switch the app's language to English through their language settings to access all features and information in their preferred language.