Manage all your KB cards, assets, and lifestyle services in one app. Track payments, access loans, apply for cards, and enjoy exclusive shopping and travel deals. Optimize your spending with integrated financial tools and rewards.
Summarized from real user reviews of KB Pay. Based on 181 reviews and a 3.4/5 average, it highlights the 8 positives and 9 negatives reviewers mention most about this Finance app.
6.1.6
September 28, 2026
· 사용자 편의성 개선
13 issues
Card reissuance authentication fails at step 2
Card password authentication doesn't proceed
10 requests
English language support (critical for foreigners)
Chinese and Vietnamese language support
KB Pay is a comprehensive mobile application that allows users to manage all their KB Kookmin Card services, including payment tracking, instant payments, financial services like loans, card applications, and payment services. It also offers lifestyle features such as shopping deals and travel bookings.
Key features include managing KB Kookmin Card usage, accessing various loan services, booking travel, and enjoying personalized shopping deals and events. Users can also make payments using bank accounts and points, track expenses, and utilize features like split payments and memo writing.
The app itself is free to download and use. While the description mentions potential data usage fees when downloading or using the app via a mobile network, the core services provided within the app are generally free. There are also opportunities to earn points and receive rewards through various activities.
To use KB Pay, you must have a mobile phone number registered in your name or with the company. The app recommends using the latest version for secure financial transactions and advises against using modified devices (jailbroken or rooted). It also requests minimal permissions for essential functions.
KB Pay offers several tools for managing your spending. You can view your transaction history, set up automatic payments, and utilize features like instant payment and split payments (더치페이). The app also allows you to add memos to your transactions, helping you track and understand your expenses more effectively.
