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KB Pay

KB Pay

모든 금융을 한번에, 한손에, 한눈에 담다

181 ratings
182 reviews
With Ads
💼 Business
💰 Finance
Free
With Ads

Details

Released
September 16, 2013
Updated
October 28, 2026

Features

Developer

KB KOOKMINCARD CO., LTD.
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KB Pay screenshot #1 for iPhone
KB Pay screenshot #2 for iPhone
KB Pay screenshot #3 for iPhone
KB Pay screenshot #4 for iPhone
KB Pay screenshot #5 for iPhone
KB Pay screenshot #6 for iPhone
KB Pay screenshot #7 for iPhone
KB Pay screenshot #8 for iPhone
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Reviews summary↘︎
⭐182
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📝3+ tags
Tags↘︎
🔄6+ apps
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❓5 answered
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📦~ in 2 weeks
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About

Manage all your KB cards, assets, and lifestyle services in one app. Track payments, access loans, apply for cards, and enjoy exclusive shopping and travel deals. Optimize your spending with integrated financial tools and rewards.

✓Card payment tracking and instant payment
✓Loan and credit services
✓Shopping and travel booking
✓Personalized benefits and events
✓Payment via bank accounts and points
✓Expense management and memo features
Show original description

What users say about KB Pay

Reviews of KB Pay are mixed: the Finance app is rated 3.4/5 from 181 App Store ratings. What users like most: fast and convenient payment processing, user-friendly and intuitive interface. Top complaints: no English language support despite claims, authentication issues for overseas users. Summarized from real user reviews.

Positive things

  • 🚀Fast and convenient payment processing
  • 👍User-friendly and intuitive interface
  • 💳Seamless card payment integration
  • 🎁Good rewards and points accumulation
  • 🔐Face ID and biometric authentication support
  • 📱Unified app consolidating multiple services
  • ✨Clean and modern UI design
  • ⚡Reliable and stable performance for most users

Negative things

  • 🌍No English language support despite claims
  • 🔐Authentication issues for overseas users
  • 🐛Frequent app crashes and freezing
  • ⚠️Complex and cluttered interface with too many features
  • 🚫Overseas residents cannot access services
  • 📵WiFi connectivity not supported
  • 🔄Infinite loops in event notification viewing
  • ⏱️Occasional server overload and downtime
  • 🔑Limited authentication methods for non-residents
See all reviews
+1

What's New in KB Pay

6.1.7

October 28, 2026

· 사용자 편의성 개선

User reviews

Most RecentHighest RatedLowest Rated

항상 잘 쓰고 있는 kb pay

불편함 없이 편리하고 직관적이여서 너무 잘쓰고 있는어플입니다. 다양한 이벤트에 에러도 없고 넘 좋아요
Ttjtnqls0616

자꾸 바꾸지 마세요

익숙해질만 하면 바뀌어서 적응하기 힘들어요.
BBlackfunk

향상된 KB Pay

계석되는 업데이트를 통해 이전 버전보다 빠르고 부드럽게 불편없이 잘 사용할 수 있습니다. 현재같은 상태가 앞으로도 쭉 유지되길 바랍니다!
WWiserEver

Extremely complicated

What I’ve always hated about Korea is the amount of identification and authorization this nation forces people to do. Ive been locked way too much times cuz this app keeps making me change my password over and over again. Absolute hell
Wwilhelm_fischer

Response from developer

안녕하세요. 고객님. 먼저 KB Pay 이용에 불편을 드려 죄송합니다. 저희 KB Pay 앱은 고객님의 안전한 결제 서비스를 제공하기위해 보안프로그램과 주기적인 사용자 인증을 하고있습니다. KB Pay 이용에 참고부탁드립니다.

잘쓰고 있어요

항상 잘 쓰고 있어요
뇌전뇌하수체 전엽
See 177 more reviews

Developer apps

KB국민카드 (구)국카mall
KB국민카드 (구)국카mall

by KB KOOKMINCARD CO., LTD.

💰 Finance

(9)

Free
Liiv Mate
Liiv Mate

by KB KOOKMINCARD CO., LTD.

💰 Finance

(71)

KB국민기업카드
KB국민기업카드

by KB KOOKMINCARD CO., LTD.

💰 Finance

(1)

Free
See developer apps

User experience

🐞

Reported Bugs

13 issues

Card reissuance authentication fails at step 2

Bug

Card password authentication doesn't proceed

Bug

Infinite loop when viewing event notifications

Bug

White screen errors preventing navigation

Bug

App lock feature causes infinite loading screen

Bug

Card registration fails with 'too many users' error

Bug

PC payment code input doesn't process

Bug

Login errors and connection failures

Bug

Authentication window doesn't advance

Bug

Duplicate screen rendering after authentication

Bug

App crashes on startup

Bug

Error-1 operation failure

Bug

Name mismatch during signup

Bug
✨

Requested Features

10 requests

English language support (critical for foreigners)

Feature

Chinese and Vietnamese language support

Feature

Simplified interface with fewer features

Feature

Separate pay-only app for faster performance

Feature

Dark mode option

Feature

WiFi payment capability

Feature

Apple Pay integration

Feature

Alternative authentication methods for overseas users

Feature

Suica-like card option for travelers

Feature

Remove or shorten splash screen with celebrity images

Feature

FAQ

What does KB Pay do?

KB Pay is a comprehensive mobile application that allows users to manage all their KB Kookmin Card services, including payment tracking, instant payments, financial services like loans, card applications, and payment services. It also offers lifestyle features such as shopping deals and travel bookings.

What are the key features of KB Pay?

Key features include managing KB Kookmin Card usage, accessing various loan services, booking travel, and enjoying personalized shopping deals and events. Users can also make payments using bank accounts and points, track expenses, and utilize features like split payments and memo writing.

Is KB Pay free to use?

The app itself is free to download and use. While the description mentions potential data usage fees when downloading or using the app via a mobile network, the core services provided within the app are generally free. There are also opportunities to earn points and receive rewards through various activities.

What are the compatibility requirements for KB Pay?

To use KB Pay, you must have a mobile phone number registered in your name or with the company. The app recommends using the latest version for secure financial transactions and advises against using modified devices (jailbroken or rooted). It also requests minimal permissions for essential functions.

How can I manage my spending with KB Pay?

KB Pay offers several tools for managing your spending. You can view your transaction history, set up automatic payments, and utilize features like instant payment and split payments (더치페이). The app also allows you to add memos to your transactions, helping you track and understand your expenses more effectively.