Best Lending Pad Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our lending pad list covers 250+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Lending Pad Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LendingPadLendingPadFree2.6★ (18)NoNoJul 2026
2SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (39K)YesNoAug 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (38K)NoNoAug 2026
4Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (451K)NoNoAug 2026
5LendingPointLendingPointFree4.8★ (3.2K)NoNoAug 2026
6ClearAirLendingClearAirLendingFreeNoNoJun 2026
7P2Vest - Loan & Insurance AppP2Vest - Loan & Insurance AppFree3.6★ (165)NoNoJul 2026
8Loan - Money Borrowing AppLoan - Money Borrowing AppFree5.0★ (4)NoNoAug 2026

Top Picks for Lending Pad

LendingPad#1

LendingPad by LendingPad Corp

Editor's Choice
💰 Finance
2.6(18 ratings)
Free
LendingPad screenshot 1
LendingPad screenshot 2
LendingPad screenshot 3
LendingPad screenshot 4
LendingPad screenshot 5
LendingPad screenshot 6

This finance app helps loan officers manage leads, borrowers, and loan applications. It enables credit checks, AUS runs, and quick access to loan file documentation, empowering efficient borrower focus.

SoLo Funds: Lend & Borrow#2

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Strong Contender
💰 Finance
4.4😞(39K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(38K ratings)
Free
#74in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing

More Lending Pad apps to explore

4
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(451K)
subscription
5
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments
💰 Finance
(3.2K)
free
6
ClearAirLending
ClearAirLending
ClearAirLending
by Clear Air Lending
Free
💰 Finance
(0)
7
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
8
Loan - Money Borrowing App
Loan - Money Borrowing App
Loan - Money Borrowing App
Instant Cash Advance Fast Now
Free

Access fast, digital loans for unexpected expenses or opportunities. Get approved quickly and receive funds directly to your bank account with a paperless process. Offers flexible repayment terms and transparent pricing.

Instant approvals and fast disbursement100% digital and paperless experienceFlexible loan amounts and tenures
💰 Finance
(4)
free
9
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
10
Lending - Track money & items
Lending - Track money & items
Lending - Track money & items
Borrowing & lending manager.
Free

Easily manage all your borrowed and lent items and money. Keep a detailed record of transactions, including currency support and returned items.

Track borrowed itemsTrack lent itemsTrack borrowed money
💰 Finance
(22)
free
11
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(870K)
freemium
12
OMG Lending
OMG Lending
OMG Lending
by Infinity Equity Group Inc
Free
💰 Finance
(0)
13
Time Financing Service
Time Financing Service
Time Financing Service
by Time Investment Corporation
Free
💰 Finance
(0)
14
ONE@Work (formerly Even)
ONE@Work (formerly Even)
ONE@Work (formerly Even)
Your Pay, Your Way
Free

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

Access earned wages earlyTrack earnings per shiftAutomatic paycheck savings
💰 Finance
(159K)
free
15
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)
16
Tabrasa One
Tabrasa One
Tabrasa One
by Tabrasa, LLC
Free
💼 Business
(0)
17
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(366)
free
18
Morpheus Lending
Morpheus Lending
Morpheus Lending
by Morpheus Lending Limited
Free
💰 Finance
(0)
19
Community LendingWorks
Community LendingWorks
Community LendingWorks
by Community LendingWorks
Free
💰 Finance
(0)
20
SOLO by Tidalwave
SOLO by Tidalwave
SOLO by Tidalwave
Agentic AI Mortgage POS+
Free

This app streamlines the mortgage application process for loan officers. It offers unified communication, automated task management, and quick document verification. Seamless integration with loan origination systems enhances efficiency.

Unified communication (voice, chat)Pre-qualification letter managementAutomated task management
🔧 Utilities
(5)
free

FAQ about Lending Pad

What are the best lending pad apps for iPhone?
LendingPad tops our lending pad apps ranking as of July 2026, with a 2.6-star average from 18 App Store ratings, and it's free to download.
Yes — 20 of the top lending pad apps we rank are free to download, including LendingPad and SoLo Funds: Lend & Borrow.
LendingPad has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 250+ lending pad apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
LendingPad is a mobile application designed for loan officers to manage leads, prequalify borrowers, perform credit checks, and access loan file documentation. It aims to enhance efficiency and focus on borrowers.
LendingPad is available on iPhone, iPad, and iPod devices. It is designed for mobile use across Apple's iOS ecosystem.