Best Lending Club Apps

236+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good lending club apps. We benchmark 236+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Lending Club Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Happen BankHappen BankFree4.8โ˜… (8.7K)NoNoAug 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (40K)NoNoAug 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4โ˜… (40K)YesNoAug 2026
4LendingTree SpringLendingTree SpringFree4.8โ˜… (38K)NoNoAug 2026
5Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5โ˜… (80K)YesYesAug 2026
6Together LoansTogether LoansFree4.2โ˜… (366)NoNoAug 2026
7MessengerMessengerFree4.7โ˜… (13M)YesYesAug 2026
8Cash Advance - CLS MoneyCash Advance - CLS MoneyFreeโ€”NoNoJul 2026

Top Picks for Lending Club

Happen Bank#1

Happen Bank by Happen, Inc

Formerly LendingClub
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(8.7K ratings)
Free
Happen Bank screenshot 1
Happen Bank screenshot 2
Happen Bank screenshot 3
Happen Bank screenshot 4
Happen Bank screenshot 5
Happen Bank screenshot 6

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿš€ Convenient banking
  • ๐Ÿš€ Seamless experience
  • ๐Ÿš€ Intuitive interface

Room to Improve

  • ๐Ÿ› Buggy app
  • ๐Ÿ› Unreliable app performance
  • ๐Ÿ› Slow transaction processing
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(40K ratings)
Free
#85in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ Convenient app
  • ๐Ÿ‘ Quick loan approval
  • ๐Ÿš€ Fast loan disbursement

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ•ฐ๏ธ Slow payment processing
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
๐Ÿ’ฐ Finance
4.4๐Ÿ˜ž(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • ๐Ÿ’ฐ Helpful for emergencies
  • ๐Ÿค Community-driven lending platform
  • โšก Quick loan funding
  • ๐Ÿ•ฐ๏ธ Flexible repayment periods

Room to Improve

  • ๐Ÿคทโ€โ™‚๏ธ Inconsistent customer support
  • ๐Ÿคฏ Unclear fees and policies
  • ๐Ÿค• High risk of loan defaults

More Lending Club apps to explore

4
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Free credit score updates and alertsPersonalized saving insightsLoan and credit card shopping
๐Ÿ’ฐ Finance
(38K)
free with in-app purchases
5
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
๐Ÿ’ฐ Finance
(80K)
subscription
6
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
๐Ÿ’ฐ Finance
(366)
free
7
Messenger
Messenger
Messenger
Text, audio and video calls
Free

Connect with friends and family through text, audio, and video calls. Share photos, videos, and large files, and express yourself with custom themes and animated content. Features an AI assistant for help and support.

Text, audio, and video callsHigh-definition photo sharingShared photo albums
๐ŸŒ Social Networking
(13M)
free with in-app purchases
8
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
๐Ÿ’ฐ Finance
(0)
9
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Peso Lending App Philippines
Free
๐Ÿ’ฐ Finance
(0)
10
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

View available creditMake paymentsRequest to use available credit
๐Ÿ’ฐ Finance
(11)
free
11
Shelter Lending Services
Shelter Lending Services
Shelter Lending Services
by Newrez LLC
Free

Manage your loan application and existing loan through a secure mobile portal. Track application status, upload documents, eSign, and view account details and statements. Schedule payments easily.

Check loan application statusSecurely upload documentsView task list for application
๐Ÿ’ผ Business
(2)
free
12
American Credit
American Credit
American Credit
The bank in your pocket
Free

This app provides business loans for small and medium enterprises, focusing on equipment financing, invoice financing, and working capital. It offers loan sizes from $20K to $5M with terms up to 8 years, and a fast application and funding process.

Asset-based business loansEquipment financingInvoice financing
๐Ÿ’ฐ Finance
(1)
free
13
PeerCash
PeerCash
PeerCash
Contact-based lending
Free
๐Ÿ”ง Utilities
(0)
14
SOLO by Tidalwave
SOLO by Tidalwave
SOLO by Tidalwave
Agentic AI Mortgage POS+
Free

This app streamlines the mortgage application process for loan officers. It offers unified communication, automated task management, and quick document verification. Seamless integration with loan origination systems enhances efficiency.

Unified communication (voice, chat)Pre-qualification letter managementAutomated task management
๐Ÿ”ง Utilities
(5)
free
15
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
๐Ÿ’ฐ Finance
(2)
ad-supported
16
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
๐Ÿ’ฐ Finance
(165)
free
17
KorLoans: Loan Manager
KorLoans: Loan Manager
KorLoans: Loan Manager
Private Lending & Pay Tracker
Free

Manage private loans and track payments effortlessly. This app helps lenders organize borrower information, loan details, and payment history in one place. It offers a clear overview of your lending portfolio and allows borrowers to access their own loan information.

Borrower profile managementLoan setup and trackingDisbursement and payment recording
๐Ÿ’ฐ Finance
(1)
free
18
Republic Finance
Republic Finance
Republic Finance
Consumer Loans
Free

Manage your consumer loans conveniently from your mobile device. View account details, make payments, and check pre-qualification status without affecting your credit score. Find branches and access loan offer examples.

View account information and detailsMake payments via bank account or debit cardAccess pre-qualification with no credit impact
๐Ÿ’ฐ Finance
(76)
free
19
LendWise - Lending Tracker
LendWise - Lending Tracker
LendWise - Lending Tracker
Track money lent & borrowed
Free

Easily track money lent and borrowed with this app. It helps you manage all personal lending and borrowing records, including interest calculations and due date reminders. Enjoy secure, encrypted backups for your financial data.

Track money lentTrack money borrowedInterest calculation
๐Ÿ’ฐ Finance
(3)
free
20
LoanChat
LoanChat
LoanChat
by Private Lender Portal LLC
Free

Streamline communication for private lenders of real estate investment loans. Connect with your back office team, manage loan conversations through stage-based threads, and view loan details on the go.

View submitted loansConnect with back office teamStage-based communication threads
๐Ÿ’ผ Business
(1)
free

FAQ about Lending Club

What are the best lending club apps for iPhone?
Happen Bank tops our lending club apps ranking as of August 2026, with a 4.8-star average from 8.7K App Store ratings, and it's free to download.
Yes โ€” 20 of the top lending club apps we rank are free to download, including Happen Bank and Upstart: Personal Loans + More.
Happen Bank has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 236+ lending club apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your checking and savings accounts, track personal loan progress, and monitor your credit report and score for free. You can also move money between accounts, deposit checks, and lock your debit card.
It provides a central place to view all your financial accounts and loans. You can also use features like a credit simulator to understand how actions might impact your score and set up direct deposit for potential cash back rewards.

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