Best Lending Club Apps

125+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good lending club apps. We benchmark 125+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Lending Club

Happen Bank#1

Happen Bank by LendingClub Corporation

Get more from your money
Editor's Choice
πŸ’° Finance
4.8😐(8.2K ratings)
Free
Happen Bank screenshot 1
Happen Bank screenshot 2
Happen Bank screenshot 3
Happen Bank screenshot 4
Happen Bank screenshot 5
Happen Bank screenshot 6

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

What We Love

  • πŸš€ Easy to use
  • πŸš€ Convenient banking
  • πŸš€ Seamless experience
  • πŸš€ Intuitive interface

Room to Improve

  • πŸ› Buggy app
  • πŸ› Unreliable app performance
  • πŸ› Slow transaction processing
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Strong Contender
πŸ’° Finance
4.9😞(36K ratings)
Free
#65in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • πŸ‘ Easy to use
  • πŸ‘ Convenient app
  • πŸ‘ Quick loan approval
  • πŸš€ Fast loan disbursement

Room to Improve

  • πŸ› Login issues
  • πŸ’° High interest rates
  • πŸ•°οΈ Slow payment processing
LendingTree Spring#3

LendingTree Spring by LendingTree

Loans, credit score and more
Worth Considering
πŸ’° Finance
4.8😐(38K ratings)
FreeAds
LendingTree Spring screenshot 1
LendingTree Spring screenshot 2
LendingTree Spring screenshot 3
LendingTree Spring screenshot 4
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Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

What We Love

  • πŸ’― Excellent credit monitoring and reporting
  • πŸ’³ Helpful in getting approved for credit cards and loans
  • πŸ“ˆ Useful for improving and tracking credit score
  • πŸ’° Provides valuable financial insights and savings opportunities

Room to Improve

  • πŸ› Login and account verification issues
  • πŸ”„ Inaccurate or outdated account and credit information
  • πŸ“ž Excessive sales calls and spam after signing up

More Lending Club apps to explore

4
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
πŸ’° Finance
(38K)
free with in-app purchases
5
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
πŸ’° Finance
(73K)
subscription
6
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments
πŸ’° Finance
(3.2K)
free
7
Together Loans
Together Loans
Together Loans
by Transform Credit Inc.
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
πŸ’° Finance
(112)
free
8
Lendee App
Lendee App
Lendee App
by LENDEE APP LLC
Free

Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

Instant cash advance requestsConnect with verified supportersFlexible repayment plans
πŸ’° Finance
(94)
free with in-app purchases
9
Loanr
Loanr
Loanr
Secured collateral loans!
Free

This peer-to-peer lending platform connects borrowers and lenders using collateral for secured loans. Borrowers set terms and offer assets, while lenders hold the collateral until repayment. It offers an alternative to traditional loans without collection agencies.

Peer-to-peer lendingSecured collateral loansBorrower sets repayment terms
πŸ’Ό Business
(45)
free
10
iCreditWorks
iCreditWorks
iCreditWorks
The smartest way to pay.
Free

Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds, select the best loan option, and manage your account 24/7. Features biometric identity validation for security and educational resources for financial health.

Apply for financingAffordable interest ratesLow monthly payments
πŸ’° Finance
(1.1K)
free
11
American Credit
American Credit
American Credit
The bank in your pocket
Free

This app provides business loans for small and medium enterprises, focusing on equipment financing, invoice financing, and working capital. It offers loan sizes from $20K to $5M with terms up to 8 years, and a fast application and funding process.

Asset-based business loansEquipment financingInvoice financing
πŸ’° Finance
(1)
free
12
PeerCash
PeerCash
PeerCash
Contact-based lending
Free
πŸ”§ Utilities
(0)
13
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
πŸ’° Finance
(165)
free
14
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

View available creditMake paymentsRequest to use available credit
πŸ’° Finance
(8)
free
15
Republic Finance
Republic Finance
Republic Finance
Consumer Loans
Free

Manage your consumer loans conveniently from your mobile device. View account details, make payments, and check pre-qualification status without affecting your credit score. Find branches and access loan offer examples.

View account information and detailsMake payments via bank account or debit cardAccess pre-qualification with no credit impact
πŸ’° Finance
(76)
free
16
BMG Money
BMG Money
BMG Money
Loans for Employees & Retirees
Free

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

Loans from $500-$10,000No FICO credit score requiredLoan offers in minutes
πŸ’° Finance
(145)
free
17
ATM Cash Advance・Instant Money
ATM Cash Advance・Instant Money
ATM Cash Advance・Instant Money
Earn Real Cash・Quick Advances
Free

Access quick cash advances without a credit check, interest, or late fees to cover emergencies. Earn extra money by playing games, answering surveys, and utilizing cashback offers.

Quick cash advancesNo credit check requiredNo interest or late fees
πŸ’° Finance
(12K)
free with in-app purchases
18
VANSi - Cash Advance
VANSi - Cash Advance
VANSi - Cash Advance
Access Future Income
Free

Access your future income with this app that provides financial wellness insights and instant pay capabilities. It helps you avoid overdrafts by allowing transfers from future earnings and offers on-demand cash advances to bridge financial gaps. Maintain your membership to continuously access and grow these advance amounts.

Financial wellness insightsInstant pay and transfersAvoid overdrafts
πŸ’° Finance
(25K)
free with in-app purchases
19
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
πŸ’° Finance
(8.2K)
freemium
20
Lendbox | P2P Lending
Lendbox | P2P Lending
Lendbox | P2P Lending
P2P Lending in India
Free

Connect with borrowers and earn higher returns by lending money online. This platform offers a paperless process with rigorous borrower screening and end-to-end recovery support.

Lend money online to borrowersEarn higher than average returnsPaperless KYC & Verification
πŸ’° Finance
(0)
free

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