Best Lending Club Apps

247+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated November 2026

Every iPhone needs a few good lending club apps. We benchmark 247+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Lending Club Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Happen BankHappen BankFree4.8β˜… (9.8K)NoNoNov 2026
2LendingTreeLendingTreeFree4.8β˜… (38K)NoNoNov 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9β˜… (49K)NoNoNov 2026
4SoLo Funds: Lend, Borrow, BankSoLo Funds: Lend, Borrow, BankFree4.4β˜… (42K)YesNoNov 2026
5Volo - Lend & BorrowVolo - Lend & BorrowFreeβ€”β€”NoAug 2026
6Borrowly: Borrow & LendBorrowly: Borrow & LendFreeβ€”NoYesOct 2026
7LendingPointLendingPointFree4.8β˜… (3.2K)NoNoOct 2026
8American CreditAmerican CreditFree3.0β˜… (2)NoNoOct 2026

Top Picks for Lending Club

Happen Bank#1

Happen Bank by Happen, Inc

Formerly LendingClub
Editor's Choice
πŸ’° Finance
4.8😐(9.8K ratings)
Free
Happen Bank screenshot 1
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Happen Bank screenshot 6

A digital banking platform that consolidates borrowing, checking, and savings into a single, intuitive experience. Make quick financial decisions, track loan progress, and work towards your goals with interest-earning accounts and tools to help you save and earn more.

What We Love

  • πŸš€ Easy to use
  • πŸš€ Convenient banking
  • πŸš€ Seamless experience
  • πŸš€ Intuitive interface
  • πŸ”’ Secure banking
  • πŸ’‘ Competitive interest rates
  • πŸ’‘ Helpful customer service

Room to Improve

  • πŸ› Buggy app
  • πŸ› Unreliable app performance
  • πŸ› Slow transaction processing
  • πŸ› Inconsistent user experience
  • πŸ› Difficult to navigate
  • πŸ› Lacking key features
LendingTree#2

LendingTree by LendingTree

Loans, credit score and more
Strong Contender
πŸ’° Finance
4.8😐(38K ratings)
Free
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LendingTree screenshot 6

Understand your credit, track financial rates, and shop for loans and cards from a vast network of lenders. Get personalized offers and instant alerts to stay ahead of fraud and make smarter financial decisions.

What We Love

  • πŸ’― Excellent credit monitoring and reporting
  • πŸ’³ Helpful in getting approved for credit cards and loans
  • πŸ“ˆ Useful for improving and tracking credit score
  • πŸ’° Provides valuable financial insights and savings opportunities

Room to Improve

  • πŸ› Login and account verification issues
  • πŸ”„ Inaccurate or outdated account and credit information
  • πŸ“ž Excessive sales calls and spam after signing up
  • πŸ” Limited integration with financial institutions
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
πŸ’° Finance
4.9😞(49K ratings)
Free
#65in Finance
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Borrow money for personal needs or debt consolidation with fast approvals and flexible repayment options. Access funds quickly through personal loans or a revolving credit line. Manage your account, compare offers, and get support 24/7.

What We Love

  • πŸ‘ Easy to use
  • πŸ‘ Convenient app
  • πŸ‘ Quick loan approval
  • πŸš€ Fast loan disbursement

Room to Improve

  • πŸ› Login issues
  • πŸ’° High interest rates
  • πŸ•°οΈ Slow payment processing
  • πŸ€” Unclear approval criteria
  • 🀨 Unethical business practices

More Lending Club apps to explore

FAQ about Lending Club

What are the best lending club apps for iPhone?
Happen Bank tops our lending club apps ranking as of November 2026, with a 4.8-star average from 9.8K App Store ratings, and it's free to download.
Yes β€” 20 of the top lending club apps we rank are free to download, including Happen Bank and LendingTree.
Happen Bank has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 247+ lending club apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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