Best Lending Club Apps

249+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good lending club apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Lending Club Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Happen BankHappen BankFree4.8โ˜… (9.2K)NoNoSep 2026
2LendingTreeLendingTreeFree4.8โ˜… (38K)NoNoSep 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (44K)NoNoSep 2026
4SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4โ˜… (41K)YesNoSep 2026
5Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5โ˜… (88K)YesYesSep 2026
6Intuit Credit KarmaIntuit Credit KarmaFree4.8โ˜… (7.7M)NoNoSep 2026
7Cash Advance - CLS MoneyCash Advance - CLS MoneyFreeโ€”NoNoJul 2026
8Together LoansTogether LoansFree4.3โ˜… (404)NoNoSep 2026

Top Picks for Lending Club

Happen Bank#1

Happen Bank by Happen, Inc

Formerly LendingClub
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(9.2K ratings)
Free
Happen Bank screenshot 1
Happen Bank screenshot 2
Happen Bank screenshot 3
Happen Bank screenshot 4
Happen Bank screenshot 5
Happen Bank screenshot 6

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿš€ Convenient banking
  • ๐Ÿš€ Seamless experience
  • ๐Ÿš€ Intuitive interface
  • ๐Ÿ”’ Secure banking
  • ๐Ÿ’ก Competitive interest rates
  • ๐Ÿ’ก Helpful customer service

Room to Improve

  • ๐Ÿ› Buggy app
  • ๐Ÿ› Unreliable app performance
  • ๐Ÿ› Slow transaction processing
  • ๐Ÿ› Inconsistent user experience
  • ๐Ÿ› Difficult to navigate
  • ๐Ÿ› Lacking key features
LendingTree#2

LendingTree by LendingTree

Loans, credit score and more
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(38K ratings)
Free
LendingTree screenshot 1
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LendingTree screenshot 3
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LendingTree screenshot 6

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

What We Love

  • ๐Ÿ’ฏ Excellent credit monitoring and reporting
  • ๐Ÿ’ณ Helpful in getting approved for credit cards and loans
  • ๐Ÿ“ˆ Useful for improving and tracking credit score
  • ๐Ÿ’ฐ Provides valuable financial insights and savings opportunities

Room to Improve

  • ๐Ÿ› Login and account verification issues
  • ๐Ÿ”„ Inaccurate or outdated account and credit information
  • ๐Ÿ“ž Excessive sales calls and spam after signing up
  • ๐Ÿ” Limited integration with financial institutions
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(44K ratings)
Free
#83in Finance
Upstart: Personal Loans + More screenshot 1
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Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ Convenient app
  • ๐Ÿ‘ Quick loan approval
  • ๐Ÿš€ Fast loan disbursement

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ•ฐ๏ธ Slow payment processing
  • ๐Ÿค” Unclear approval criteria
  • ๐Ÿคจ Unethical business practices

More Lending Club apps to explore

FAQ about Lending Club

What are the best lending club apps for iPhone?
Happen Bank tops our lending club apps ranking as of September 2026, with a 4.8-star average from 9.2K App Store ratings, and it's free to download.
Yes โ€” 20 of the top lending club apps we rank are free to download, including Happen Bank and LendingTree.
Happen Bank has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ lending club apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your checking and savings accounts, track personal loan progress, and monitor your credit report and score for free. You can also move money between accounts, deposit checks, and lock your debit card.
It provides a central place to view all your financial accounts and loans. You can also use features like a credit simulator to understand how actions might impact your score and set up direct deposit for potential cash back rewards.

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