Happen Bank

Happen Bank

Formerly LendingClub

8.5K ratings
450 reviews
Free

Details

  • Released
  • Updated
  • June 11, 2012
  • July 30, 2026

Features

Happen Bank screenshot #1 for iPhone
Happen Bank screenshot #2 for iPhone
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Happen Bank screenshot #5 for iPhone
Happen Bank screenshot #6 for iPhone
Happen Bank screenshot #7 for iPhone
iphone
ipad
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About

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

Consolidated account management
Loan progress tracking
Free credit score and report monitoring
Debt consolidation options
Mobile check deposit
Debit card locking
Early direct deposit access
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What users say

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+2

What's New in Happen Bank

400000001.03710638

July 30, 2026

Thank you for being a member. We’re always making updates to our app to ensure your experience is seamless. Turn on auto updates to make sure you always have the latest version.

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User reviews

Extremely buggy app

Every time I open the app, I have exactly 15 seconds to do what I have to do before it crashes, it’s a terrible experience and wish it was more optimized. If the crashing issues get resolved I will update my my review

Edit : since switching to happen bank, they have improved tremendously, still wish there was a way to remove the loan pop up everytime I open the app, it’s extremely annoying
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Too much trash

Most of the app is trying to sell you something. This back used to be great. With each name change the service has gotten worse. I would check out Ally for a better experience.

No help

I’ve been with lending club (now happen bank) for years. Always in good standing. I was hit by a car on my bicycle which has left me with little income while I’m unable to work for the next three months. I’m confused why I’d be denied hardship help with a perfect track record.

It Sucks

Attempt to connect bank account through plaid and somehow got incorrect account number. I never set up anything on auto pay but the app is trying to force it to an incorrect bank account that it won’t let me delete. Tried using pay pal option but the screen whites out every time and never connects. I finally was able to connect correct bank account manually and submit payment but we will see. I still haven’t been able to delete the incorrect info off of the auto pay I never selected. This app is garbage
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Trash

They canceled my auto pay when the switch from leading club to happen bank and I don’t get that notice till 6 days after my due date

User experience

🐞

Reported Bugs

5 issues

Account login issues

Bug

Incorrect account balance display

Bug

Unreliable mobile deposit functionality

Bug

Delayed transaction updates

Bug

Compatibility problems with newer devices

Bug

Requested Features

5 requests

Improve mobile deposit process

Feature

Add Zelle integration

Feature

Enhance transaction history and categorization

Feature

Provide better account management tools

Feature

Improve app responsiveness and stability

Feature

FAQ

What can I do with the LendingClub app?

The app allows you to manage your checking and savings accounts, track personal loan progress, and monitor your credit report and score for free. You can also move money between accounts, deposit checks, and lock your debit card.

How does the app help with managing money?

It provides a central place to view all your financial accounts and loans. You can also use features like a credit simulator to understand how actions might impact your score and set up direct deposit for potential cash back rewards.

Is there a cost to use the LendingClub app?

The app itself is free to download and use. There are no fees for external transfers, and you can grow your money with competitive rates on savings accounts. Specific terms and conditions apply to credit and deposit products.

What are the key features for credit monitoring?

The app includes DebtIQ, which offers free monitoring of your credit score and report. It also features a credit simulator that helps you visualize how different financial actions could affect your credit score.

Can I get paid early with this app?

Yes, you can get paid up to two days early with direct deposit. This feature is contingent upon your payor supporting early direct deposit.