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Happen Bank

Happen Bank

Formerly LendingClub

9.8K ratings
537 reviews
💼 Business
💰 Finance
Free

Details

Released
June 11, 2012
Updated
November 12, 2026

Features

Background Location Access

Developer

Happen, Inc
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About

A digital banking platform that consolidates borrowing, checking, and savings into a single, intuitive experience. Make quick financial decisions, track loan progress, and work towards your goals with interest-earning accounts and tools to help you save and earn more.

✓Consolidated banking accounts and loans
✓Loan pay-down progress tracking
✓Interest-earning savings accounts
✓Rewards checking accounts
✓Credit card aggregation
✓Secure money transfers
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What users say about Happen Bank

Reviews of Happen Bank are mixed: the Finance app is rated 4.8/5 from 9.8K App Store ratings. What users like most: easy to use, convenient banking. Top complaints: buggy app, unreliable app performance. Summarized from real user reviews.

Positive things

  • 🚀Easy to use
  • 🚀Convenient banking
  • 🚀Seamless experience
  • 🚀Intuitive interface
  • 🔒Secure banking
  • 💡Competitive interest rates
  • 💡Helpful customer service

Negative things

  • 🐛Buggy app
  • 🐛Unreliable app performance
  • 🐛Slow transaction processing
  • 🐛Inconsistent user experience
  • 🐛Difficult to navigate
  • 🐛Lacking key features
See all reviews
+1

What's New in Happen Bank

400000001.03780689

November 12, 2026

Thank you for being a member. We’re always making updates to our app to ensure your experience is seamless. Turn on auto updates to make sure you always have the latest version.

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User reviews

Most RecentHighest RatedLowest Rated

cd

the cd option sucks。they only give you 10 days to make change。you can not set up the option before it matures
韩韩国代购很健康k

Keep pushing loan ad

I do not need loan but keep pushing the ad, even everytime I dismiss it
Bbillwang1987

Scam

Couldn’t transfer money into the savings account was only able to through direct deposit was never able to hit the 4.20 apy because again could barely transfer anything. Transfers were extremely difficult and customer service didn’t help much.. ended up switching to another high yield savings account.
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KGkrazy corgi girl

Auto pay

Had auto pay set to on, it didn’t take my payment out and said it was past due. What’s the point of having auto pay on if it isn’t going to work
ADAaron Dubinsky

App itself

I don’t like how I can’t do something as simple as ordering a card on the app and I have to wait on hold just to order one when on my other banks I can just order one on the app. Then I have all this other stuff that I have to scroll past just to get to my account information. My loan was great and I like the 1% cash back but the app needs work to make it more user friendly.
Show more
CCrisV732
See 532 more reviews

User experience

🐞

Reported Bugs

5 issues

Account login issues

Bug

Incorrect account balance display

Bug

Unreliable mobile deposit functionality

Bug

Delayed transaction updates

Bug

Compatibility problems with newer devices

Bug
✨

Requested Features

5 requests

Improve mobile deposit process

Feature

Add Zelle integration

Feature

Enhance transaction history and categorization

Feature

Provide better account management tools

Feature

Improve app responsiveness and stability

Feature

FAQ

What are the main benefits of using Happen Bank?

Users praise Happen Bank for its easy-to-use interface, convenient banking, and seamless experience. It allows you to see all your bank accounts and loans in one place, track loan progress, and work towards financial goals with interest-earning accounts.

How secure is Happen Bank?

Happen Bank emphasizes secure banking practices. Deposit accounts are FDIC-insured up to $250,000 per depositor, per ownership category, providing a strong layer of protection for your funds.

Does Happen Bank offer early direct deposit?

Yes, Happen Bank can enable early access to direct deposit funds. However, this feature is contingent upon and subject to the payor's support of such features.

What are the user reviews for Happen Bank?

Based on 9,697 ratings on Trustpilot, Happen Bank has an average rating of 4.8 stars. Users frequently mention ease of use, convenience, and a secure experience, though some reviews note occasional bugs or performance issues.

Is Happen Bank available on multiple devices?

Yes, Happen Bank is supported on iPhones, iPads, and iPods, offering a consistent experience across Apple devices.

How often is Happen Bank updated?

The app was last updated on November 4, 2026, indicating regular maintenance and feature rollouts to improve the user experience and reliability.

Can I link my credit cards to Happen Bank?

Yes, Happen Bank allows you to link and view all your credit cards in one place through its DebtIQ feature, helping you manage your overall credit picture.

What financial products does Happen Bank offer?

Happen Bank offers borrowing, checking, and savings products. This includes interest-earning LevelUp Savings accounts, rewarding LevelUp Checking accounts, and tools to help users manage loans and credit cards.