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Happen Bank

Happen Bank

Formerly LendingClub

9K ratings
501 reviews
#207 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • June 11, 2012
  • September 10, 2026

Features

Background Location Access

Developer

Happen, Inc
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ipad
📉no. 207
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About

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

✓Consolidated account management
✓Loan progress tracking
✓Free credit score and report monitoring
✓Debt consolidation options
✓Mobile check deposit
✓Debit card locking
✓Early direct deposit access
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What users say

Summarized from real user reviews of Happen Bank. Based on 9K reviews and a 4.8/5 average, it highlights the 7 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Easy to use
  • 🚀Convenient banking
  • 🚀Seamless experience
  • 🚀Intuitive interface
  • 🔒Secure banking
  • 💡Competitive interest rates
  • 💡Helpful customer service

Negative things

  • 🐛Buggy app
  • 🐛Unreliable app performance
  • 🐛Slow transaction processing
  • 🐛Inconsistent user experience
  • 🐛Difficult to navigate
  • 🐛Lacking key features
See all reviews
+2

What's New in Happen Bank

400000001.03740661

September 10, 2026

Thank you for being a member. We’re always making updates to our app to ensure your experience is seamless. Turn on auto updates to make sure you always have the latest version.

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Charts

Top Free

📉 207-1

Finance

This app dropped -1 position in Finance chart.

Last updated on September 11, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Great choice

They approved and funded my $1000 loan in two days highly recommend
AweeesoneAweeesone

Thanks

I highly recommend this company to anyone in need they were there for me in a very difficult time
Matrix sevenMatrix seven

Payment options

App does not give option to pay monthly amount. Only partial. I want to pay on weekly larger amounts. Very confusing. Then you have to go a different payment app to use debit card which only gives options for principal payment, again very confusing
stachea7114stachea7114

User friendly application

This application is user friendly. It is easy to use. Thank you.
chicpinaychicpinay

Account

Several times to use the Right bank account. It refuses to allow me to.
lpnvernlpnvern
See 496 more reviews

User experience

🐞

Reported Bugs

5 issues

Account login issues

Bug

Incorrect account balance display

Bug

Unreliable mobile deposit functionality

Bug

Delayed transaction updates

Bug

Compatibility problems with newer devices

Bug
✨

Requested Features

5 requests

Improve mobile deposit process

Feature

Add Zelle integration

Feature

Enhance transaction history and categorization

Feature

Provide better account management tools

Feature

Improve app responsiveness and stability

Feature

FAQ

What can I do with the LendingClub app?

The app allows you to manage your checking and savings accounts, track personal loan progress, and monitor your credit report and score for free. You can also move money between accounts, deposit checks, and lock your debit card.

How does the app help with managing money?

It provides a central place to view all your financial accounts and loans. You can also use features like a credit simulator to understand how actions might impact your score and set up direct deposit for potential cash back rewards.

Is there a cost to use the LendingClub app?

The app itself is free to download and use. There are no fees for external transfers, and you can grow your money with competitive rates on savings accounts. Specific terms and conditions apply to credit and deposit products.

What are the key features for credit monitoring?

The app includes DebtIQ, which offers free monitoring of your credit score and report. It also features a credit simulator that helps you visualize how different financial actions could affect your credit score.

Can I get paid early with this app?

Yes, you can get paid up to two days early with direct deposit. This feature is contingent upon your payor supporting early direct deposit.