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Happen Bank

Happen Bank

Formerly LendingClub

8.7K ratings
486 reviews
#210 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • June 11, 2012
  • August 15, 2026

Features

Developer

Happen, Inc
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iphone
ipad
📉no. 210
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About

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

✓Consolidated account management
✓Loan progress tracking
✓Free credit score and report monitoring
✓Debt consolidation options
✓Mobile check deposit
✓Debit card locking
✓Early direct deposit access
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What users say

Summarized from real user reviews of Happen Bank. Based on 8.7K reviews and a 4.8/5 average, it highlights the 7 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Easy to use
  • 🚀Convenient banking
  • 🚀Seamless experience
  • 🚀Intuitive interface
  • 🔒Secure banking
  • 💡Competitive interest rates
  • 💡Helpful customer service

Negative things

  • 🐛Buggy app
  • 🐛Unreliable app performance
  • 🐛Slow transaction processing
  • 🐛Inconsistent user experience
  • 🐛Difficult to navigate
  • 🐛Lacking key features
See all reviews

What's New in Happen Bank

400000001.03720647

August 15, 2026

Thank you for being a member. We’re always making updates to our app to ensure your experience is seamless. Turn on auto updates to make sure you always have the latest version.

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Charts

Top Free

📉 210-5

Finance

This app dropped -5 positions in Finance chart.

Last updated on August 21, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Smh

Investigation team locked my account for three weeks bc they asked for wrong info
Luky45Luky45

Easy, Accurate, Fast

The process to apply was straightforward and term options were plentiful. Fast funding plus ability to pick my monthly payment date.
DebRivDebRiv

Searching

Would be super convenient to be able to check / search for transactions rather than scrolling endlessly
imahuynherimahuynher

Fast funding

Was super easy to apply , fund were deposit in lest than 24 hours
Thanks
rubcastillorubcastillo

Auto Pay

Have auto pay sit up in case I forget date but hope there will be a time I can pay extra. Like that option.
Old time GrannyOld time Granny
See 481 more reviews

User experience

🐞

Reported Bugs

5 issues

Account login issues

Bug

Incorrect account balance display

Bug

Unreliable mobile deposit functionality

Bug

Delayed transaction updates

Bug

Compatibility problems with newer devices

Bug
✨

Requested Features

5 requests

Improve mobile deposit process

Feature

Add Zelle integration

Feature

Enhance transaction history and categorization

Feature

Provide better account management tools

Feature

Improve app responsiveness and stability

Feature

FAQ

What can I do with the LendingClub app?

The app allows you to manage your checking and savings accounts, track personal loan progress, and monitor your credit report and score for free. You can also move money between accounts, deposit checks, and lock your debit card.

How does the app help with managing money?

It provides a central place to view all your financial accounts and loans. You can also use features like a credit simulator to understand how actions might impact your score and set up direct deposit for potential cash back rewards.

Is there a cost to use the LendingClub app?

The app itself is free to download and use. There are no fees for external transfers, and you can grow your money with competitive rates on savings accounts. Specific terms and conditions apply to credit and deposit products.

What are the key features for credit monitoring?

The app includes DebtIQ, which offers free monitoring of your credit score and report. It also features a credit simulator that helps you visualize how different financial actions could affect your credit score.

Can I get paid early with this app?

Yes, you can get paid up to two days early with direct deposit. This feature is contingent upon your payor supporting early direct deposit.