Best Lending Club Bank Apps

235+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated July 2026

Finding the right lending club bank apps can be overwhelming with so many options. We've analyzed 235+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Lending Club Bank Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Happen BankHappen BankFree4.8★ (8.5K)NoNoAug 2026
2LendingTree SpringLendingTree SpringFree4.8★ (38K)NoNoAug 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (38K)NoNoAug 2026
4Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (80K)YesYesAug 2026
5SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (386K)NoNoAug 2026
6Varo Bank: Online BankingVaro Bank: Online BankingFree4.9★ (233K)NoNoAug 2026
7Woodforest Mobile BankingWoodforest Mobile BankingFree4.8★ (63K)NoNoAug 2026
8MB BankMB BankFree4.8★ (25K)NoNoAug 2026

Top Picks for Lending Club Bank

Happen Bank#1

Happen Bank by Lendingclub Corporation

Formerly LendingClub
Editor's Choice
💰 Finance
4.8😐(8.5K ratings)
Free
Happen Bank screenshot 1
Happen Bank screenshot 2
Happen Bank screenshot 3
Happen Bank screenshot 4
Happen Bank screenshot 5
Happen Bank screenshot 6

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient banking
  • 🚀 Seamless experience
  • 🚀 Intuitive interface

Room to Improve

  • 🐛 Buggy app
  • 🐛 Unreliable app performance
  • 🐛 Slow transaction processing
LendingTree Spring#2

LendingTree Spring by LendingTree

Loans, credit score and more
Strong Contender
💰 Finance
4.8😐(38K ratings)
Free
LendingTree Spring screenshot 1
LendingTree Spring screenshot 2
LendingTree Spring screenshot 3
LendingTree Spring screenshot 4
LendingTree Spring screenshot 5
LendingTree Spring screenshot 6

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

What We Love

  • 💯 Excellent credit monitoring and reporting
  • 💳 Helpful in getting approved for credit cards and loans
  • 📈 Useful for improving and tracking credit score
  • 💰 Provides valuable financial insights and savings opportunities

Room to Improve

  • 🐛 Login and account verification issues
  • 🔄 Inaccurate or outdated account and credit information
  • 📞 Excessive sales calls and spam after signing up
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(38K ratings)
Free
#80in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing

More Lending Club Bank apps to explore

4
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(80K)
subscription
5
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
6
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
7
Woodforest Mobile Banking
Woodforest Mobile Banking
Woodforest Mobile Banking
by Woodforest National Bank
Free

Manage your bank accounts conveniently on the go. Access account balances, deposit checks, transfer funds, pay bills, and locate branches. Securely manage debit cards and access credit scores.

Biometric login (fingerprint/facial recognition)Mobile check depositFund transfers between accounts
💰 Finance
(63K)
free
8
MB Bank
MB Bank
MB Bank
Fast register - cool number
Free

This digital banking app offers a comprehensive suite of financial management tools. Easily manage accounts, transfer money, pay bills, and explore savings and loan options. Enjoy a secure and user-friendly experience with 24/7 support.

Smart account and asset managementFast money transfers (domestic & international)Bill payments
💰 Finance
(25K)
free
9
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(65K)
free
10
Halan: Lending, BNPL, Payments
Halan: Lending, BNPL, Payments
Halan: Lending, BNPL, Payments
Get a loan, pay bills and more
Free

This app offers a suite of financial services, including Buy Now Pay Later options for various purchases, personal loans, and bill payment solutions. It aims to simplify online shopping and provide funding without traditional banking requirements.

Buy Now Pay Later (BNPL) for various goodsConsumer and small business lendingBill payment and money transfer
💰 Finance
(2.4K)
free with in-app purchases
11
CBNA Mobile Banking
CBNA Mobile Banking
CBNA Mobile Banking
Simple & secure mobile banking
Free

Manage your finances securely and conveniently from your mobile device. View account balances, transfer funds, deposit checks, and pay bills. Features include customizable dashboards, biometric sign-in, and in-app customer support.

View account balances and transactionsTransfer funds between accountsMobile check deposit
💰 Finance
(44K)
free
12
Jovia Financial Credit Union
Jovia Financial Credit Union
Jovia Financial Credit Union
by Jovia Financial Credit Union
Free

Manage your finances on the go with this digital banking application. Easily check balances, pay bills, deposit checks, and transfer funds between accounts or to external sources. Bank anytime, anywhere, without needing to visit a physical branch.

Account balances and historyBill PayFund transfers
💰 Finance
(14K)
free
13
TBC Bank
TBC Bank
TBC Bank
Exceptionally easy
Free

Manage your finances digitally with a secure and instant mobile banking experience. Open accounts, transfer money, pay bills, apply for loans, and even invest in U.S. stocks, all from your phone. Offers features like instant card activation, loyalty rewards, and flexible payment options.

Digital account openingInstant card activation24/7 money transfers
💰 Finance
(116K)
free with in-app purchases
14
First Financial Bank Texas
First Financial Bank Texas
First Financial Bank Texas
by First Financial Bank National Association
Free

Manage your finances securely and conveniently with a suite of mobile banking tools. Track accounts, pay bills, deposit checks, and control debit cards. Offers features for both individual and business customers.

Debit Card ControlsMobile Check DepositBill Pay
💰 Finance
(11K)
free
15
Redwood Credit Union
Redwood Credit Union
Redwood Credit Union
Bank on your schedule anywhere
Free

Manage your finances, apply for loans, and make payments on the go. This app offers secure access to your accounts, simplified bill pay, and robust card management features for everyday banking needs.

Apply for loans and credit cardsSecure account access with Face ID/Touch IDSend money with RCUpay
💰 Finance
(42K)
free
16
Kinecta Mobile Banking
Kinecta Mobile Banking
Kinecta Mobile Banking
by Kinecta Federal Credit Union
Free

Manage your finances on the go with this secure mobile banking app. Easily check balances, transfer funds, pay bills, and deposit checks. Access your credit score, apply for loans, and even lock your cards.

Check account balances and transactionsTransfer funds between accountsPay bills
💰 Finance
(9.9K)
free
17
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
18
OTP m-bank
OTP m-bank
OTP m-bank
by OTP BANKA SRBIJA
Free

Access your bank accounts and perform transactions securely and conveniently from anywhere. Manage payments, view account details, and exchange currency with favorable rates. Stay informed with messages from your bank and enjoy exclusive discounts.

Account overviewPayments with lower feesIPS QR Payments
💰 Finance
(1.9K)
free
19
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Get Paid Early. Build Credit.
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(195K)
free
20
Community Choice e-Banking
Community Choice e-Banking
Community Choice e-Banking
by Community Choice
Free

Manage your finances on the go with this mobile banking application. Access your accounts, view transaction history, transfer funds, and make deposits conveniently and securely from your device.

Check account balancesView transaction historyTransfer funds between accounts
💰 Finance
(4.2K)
free with in-app purchases

FAQ about Lending Club Bank

What are the best lending club bank apps for iPhone?
Happen Bank tops our lending club bank apps ranking as of July 2026, with a 4.8-star average from 8.5K App Store ratings, and it's free to download.
Yes — 20 of the top lending club bank apps we rank are free to download, including Happen Bank and LendingTree Spring.
Happen Bank has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 235+ lending club bank apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your checking and savings accounts, track personal loan progress, and monitor your credit report and score for free. You can also move money between accounts, deposit checks, and lock your debit card.
It provides a central place to view all your financial accounts and loans. You can also use features like a credit simulator to understand how actions might impact your score and set up direct deposit for potential cash back rewards.